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PPI Reclaiming successes and failures

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  • Nasqueron wrote: »
    A claims company got around 12 grand for posting a letter, nice work, do you want to pay me that much for sending your mail?

    If you have no records left then no your goldfish complaint is at an end as you can't prove you had it or paid it.
    Yes, I have statements dated 1998 through to 2007 clearly showing I paid PPI. I was told that because my account was closed in 2007 then I cannot claim against Barclays as they didn't take over u til 2008. Therefore, I'm hoping for some help as to
    who to claim against.
  • Nasqueron
    Nasqueron Posts: 10,785 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes, I have statements dated 1998 through to 2007 clearly showing I paid PPI. I was told that because my account was closed in 2007 then I cannot claim against Barclays as they didn't take over u til 2008. Therefore, I'm hoping for some help as to
    who to claim against.

    The claims company are proving their worth again.

    Ensure you have it in writing that the claims company is not dealing with this any more so they can't take even more of your money then ring up barclays and explain you have these records proving you paid it and that you want to complain and do it direct and see what they say. If they won't take it on you will have to try the underwriters of the insurance

    As ever this shows why you should never use a CMC as you're having to do all this work despite them supposedly doing it for you

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Thank you for your advice, I shall take it on board.
  • Scottishmummy
    Scottishmummy Posts: 1,176 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Between myself and my husband we have managed to claim back almost £8000 from Egg via Barclaycard and Hellifax. Shame it was all earmarked to go towards debt. Now to try for Debenhams now Santander are no longer the ones to claim with.
    The person who moves a mountain begins by carrying small stones.
    Diet loss starting Sept 2019 0/80lbs:eek::o
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    DFW Nerd #380. Proud to be dealing with my debt
  • SO HAPPY IV JUST HAD £3600 PPI BACK FROM BARCLAYS BANK,THEY HAD BEEN CHARGING ME PPI ON MY OVERDRAFT SINCE 1998 !! All money been payed into my account very happy indeed .
  • I contacted Littlewoods around 6 weeks ago to see if I had PPI, I did from 2002-2004. One form filled in and returned, had a letter and a cheque today for £947. Absolutely chuffed :-)
    :staradmin :staradmin Emergency Fund @ £300 Non CCJ Debts x 7 @ £2782/ £4055 PAID! CCJs x4 Unpaid Total @£5103 Christmas 2016 Fund @£116 Holiday Fund £300/ £550 Wedding Fund Goal: £2500 /// Total Remaining: £9409 / £12,900 (£3498- 27.11%Paid) :staradmin:staradmin
  • Lisa0812
    Lisa0812 Posts: 73 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    SO HAPPY IV JUST HAD £3600 PPI BACK FROM BARCLAYS BANK,THEY HAD BEEN CHARGING ME PPI ON MY OVERDRAFT SINCE 1998 !! All money been payed into my account very happy indeed .



    Well done, this is great. I did not know this existed, what do you look out for on your statement ?
  • Nasqueron
    Nasqueron Posts: 10,785 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lisa0812 wrote: »
    Well done, this is great. I did not know this existed, what do you look out for on your statement ?

    A charge that is something like "overdraft protection" listed as a single extra charge every month (which may vary depending on how big your OD is and how much you use) - it is not, and never will be hidden

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Hy in the past I've had 3 different catalogues how do I find out if I had ppi and also then claiming it back :D
  • dunstonh
    dunstonh Posts: 119,799 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hy in the past I've had 3 different catalogues how do I find out if I had ppi and also then claiming it back :D

    Ask them and if they say you had it, then you make your complaint giving your reasons.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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