PPI Reclaiming successes and failures

Lodeleen

Despite reading how easy it was, I was sure it was going to be more difficult as I had no paperwork. One phone call to RBS and a few easy questions and they told me I had three loans with PPI. They immediately confirmed with a text and within two weeks have received cheques for £680. Yesterday received confirmation that third cheque coming for £3600. Hope Marks and Spencer are as quick with the two complaints lodged with them . Thank you Martin

tina1968_2

Hi all
After looking on this site i rang up Lloyds and told them i think i was miss sold PPI on a loan i had in 2004..the kind lady looked into my account and told me i had 2 loans one for 5k in 2002 and one for 3k 2004 ..she told me i had PPI of 900 on one and 300 on the other and why i thought i was miss sold them..i told her that if i didnt take out the PPI i wouldnt of got the loans plus if i became ill at the place i worked in i would of been payed full pay up to 6 months and then half after that and then put in my complaint..i had a letter back just over a week later saying that they was looking into my claim..a few weeks later i got a call from a dude asking why i was claiming PPI i told him the same thing i told the lady...he told me i would hear from them within a few weeks...its been 3 weeks now and im starting to worry...do i have a right to claim the PPI back from them?

[Deleted User]

tina1968 wrote: »

do i have a right to claim the PPI back from them?

You have the right to complain it was mis-sold and if the Bank agrees they will refund it.

tina1968_2

Moneyineptitude wrote: »

You have the right to complain it was mis-sold and if the Bank agrees they will refund it.

Thank you Iv never asked or claim for anything in my like and i feel so strange doing it..its nice to know there is a place where i can go and just vent all my feelings about money and stuff *claps* is now a happy girl again :j:j

[Deleted User]

tina1968 wrote: »

:j:j

Good luck:)

Living_a_good_life

PPI refund £3030.37 on PPI with interest of about £1600

Provider HSBC via a Loan taken in 1999 - obviously they had no documents but turns out that I did.

PPI never explained as optional and not in employment at point of loan - I was sooo naive back then!!

Call, letter (including loan agreement and some statements), call, call, offer, call, revised offer, acceptance!

Happy days

charlotte1970

rockafella72 wrote: »

I have got an on going claim for the mis-selling of PPi against Lloyds TSB, initially it was rejected by Lloyds so i got in contact with the Ombudsman who have been fighting my claim for me. I had a response from the Ombudsman about 3 months ago saving that they agree with me and are going to uphold my claim and that they have contacted Lloyds asking them to respond within 4 weeks, that time has long gone by so i decided to call the Ombudsman myself for an update on my claim.

Now this is the alarming news that was relayed back to myself, basically all claims against Lloyds TSB are on hold while they are in discussions with the Ombudsman about the amount of claims that they are receiving. They can't give me a timescale on when theses discussions are going to over so now I'm left in limbo again.

Firstly, has anybody heard of this happening to anybody else and secondly, is this legal what Lloyds are doing or are they just delaying the repayments of mis -sold PPi??

Any news on this would be greatly appreciated.

Hi, how long did it take with the Ombudsman? They have been dealing with my case for nearly a year and I have only had 2 letters from them stating they are still investigating!

[Deleted User]

charlotte1970 wrote: »

Hi, how long did it take with the Ombudsman? They have been dealing with my case for nearly a year and I have only had 2 letters from them stating they are still investigating!

Ombudsman process is currently taking as long as eighteen months.

charlotte1970

Moneyineptitude wrote: »

Ombudsman process is currently taking as long as eighteen months.

Thank you

Macca_44

hello all, recently put in a claim against Lloyds for my mum for a loan she has that is still live, a total of £5768 in PPI!!!!! They replied 6 weeks later and upheld complaints on 6 loans....... atotal refund of £17,584.58!!!!

we want to claim against Bhs for a store card she had but we don't have account numbers etc. , any help would be appreciated


macca