PPI Reclaiming successes and failures

babybelle50

Just thought I would pass on the good news of our PPI re-claims - Blackhorse have just paid out just over £10,000 and CT Capital another £8,000! Very, very happy people here.

Both very simple - filled in forms - answered the same questions again by phone and the offers made and accepted.

Just waiting on M&S and Capital One now. So nice to clear the credit card!

babybelle50

eaststandjack wrote: »

Hi
New to the forum, i am waiting for a reply for missold ppi from Lloyds and it has been 8 weeks since i started it. Does anyone know a non premium number so i can ring them as the have only given me an 0845 number

Ta

Can't help with phone number but my sister has a claim in with Lloyds and has had to defer it to the ombudsman - they are apparently one of the hardest to claim from. Good luck x

eaststandjack

amersall wrote: »

Have you had the acknowledgement that they have actually received your claim?, if you have, save yourself a call and give them another week.

Hi, Yes ive had a reply saying they have found my loan even though it was from 1995 and i had no paperwork for it

amersall

eaststandjack wrote: »

Hi, Yes ive had a reply saying they have found my loan even though it was from 1995 and i had no paperwork for it

I would contact them then and see what is happening, it is possible they have sent a letter and it as gone astray, you could receive a reply tomorrow.

Deedles47

A successful claim today , £8700 from Barclaycard for MSDW card that was moved to Goldfish then BC. 8 weeks to the day form submitted.
So far 3 out of 4 success 24k altogether , used to pay down other debts making me 450 a month better off , and get some overdue maintenance done on the house

4th one Santander will be winging its way to regulator next week

Just found an old Yorkshire Bank account number for a loan I know had PPI on it, so will be time for a SAR there to see just what info they may have.

Thanks MSE and the knowledgable people on here, a few hours filling forms in has had a healthy return

husaberg

Moneyineptitude wrote: »

There would have been monthly statements prior to your transfer of the balance.

If the PPI never appeared on individual statements as a separate line then you didn't pay any PPI that month.


You've posted an extract from the Bank's letter which says precisely that!

But you won't be able to prove anything by asking the Bank to provide the evidence which they have already said they don't have.


I'll leave you there as I am at a loss to help you further...

Guess what has just dropped through my letterbox!!!!

my credit card statements going back to 2000

in 2003 i had a balance of £7300 for much of the year and the card pretty much has an average of £4000 balance for a good few years

i've just calculated the ppi charged for 2 years £849.00

i wonder why the ppi department could'nt find this information????

rockafella72

I have got an on going claim for the mis-selling of PPi against Lloyds TSB, initially it was rejected by Lloyds so i got in contact with the Ombudsman who have been fighting my claim for me. I had a response from the Ombudsman about 3 months ago saving that they agree with me and are going to uphold my claim and that they have contacted Lloyds asking them to respond within 4 weeks, that time has long gone by so i decided to call the Ombudsman myself for an update on my claim.

Now this is the alarming news that was relayed back to myself, basically all claims against Lloyds TSB are on hold while they are in discussions with the Ombudsman about the amount of claims that they are receiving. They can't give me a timescale on when theses discussions are going to over so now I'm left in limbo again.

Firstly, has anybody heard of this happening to anybody else and secondly, is this legal what Lloyds are doing or are they just delaying the repayments of mis -sold PPi??

Any news on this would be greatly appreciated.

-taff

I think you might have misheard. I haven't experienced that and mine has been dealt with in the same time frame, and was not and is not put on hold.

pmc1

I used the ombudsman form to make a claim for PPI on my mortgage which was with Alliance and Leicester; now part of Santander. I received just under £7,300 from them today- thank you MSE!

pro2000

called lloyds on april 13th about ppi on credit cards ive had with them the only thing i told them on the phone was i noticed ppi on my statements ,may 31st checked my bank acount and noticed £4191.78 paid into my acount wow,in the mail today got the letter dated may 22 ,sent second class did not think it would be so easy wow