PPI Reclaiming successes and failures

di3004

Timbotoo wrote: »

Thanks for the congrats. No I din't have a copy of my agreement, but I wrote asking for details of my loan - if they have a account number they must have some more info surely? Can anyone out there advise?

Hi there, you do not require the paperwork to make a reclaim on the ppi, if you have the account number that will help.
They should be able to track it down with the account number.

Good luck.

di3004

fivedollarsheik wrote: »

Hi all, hope this is the right place to post. I contacted my bank and registered a complaint about the PPI on the loan I'd taken out with them. They sent out the questionnaire for me to fill in, but before I'd even filled it in, they contacted me to say that they weren't happy with how they'd handled my complaint and would like to offer me a settlement. It sounds like a good deal - the full PPI, plus interest, plus a courtesy amount on top. I can't help but be suspicious of a bank being so seemingly generous - shall I bite their hands off?

Thanks in advance for any help or advice!

Hi there
It looks like they may have automatically looked into your complaint, this is what the FOS requested the banks/businesses to do.

If they offered you a full refund, ask that they prove you with a written breakdown.

Well done!:beer:

di3004

precious12 wrote: »

12 months ago my claim for ppi got upheld by lloyds tsb because they were inundated with claims they told me that i needed to sign the acceptance form if i was happy and they will go ahead and calculate how much i was to get refunded. 3 weeks later they wrote back to me to tell me that i did not have ppi on my 2 credit cards after all if i could provide them with the paperwork to prove otherwise they will investigate it further they new full well i had no paperwork, it was initially a phone enquiry which they told me i did have ppi on these cards. I took this straight to the FOS because this did not seem right. 12 months on just got off the phone to the FOS spoke to a lovely lady who told me that lloyds are now going to make me an offer dont know how much but very happy.I really dont know what lloyds were playing at but so glad i didn't back down:beer: For those claims with the FOS i put mine in mid Nov 2011 so it took just under 12months

Well done!:beer:

Maz17

Hi I am new to this, but maybe someone could help me. I took out a debenhams store card years ago, I know I paid a protection premium as I found an old statement with it on. I know that I must have cancelled it years later. When I took it out the bank was GE money. I have started to fill in the form from this site, but not sure who I should now send it to, and can anyone give me advise on whether I am just wasting my time.
thanks.

Maz17

Here again, something I forgot to ask.
Someone told me that sometimes PPI's were hidden in the mortgage repayments if you hadn't taken one out knowingly.This was a way of the bank protecting themselves, and you didn't necessarily know you were paying it, is this correct and if so can you claim this back.

thanks again

LouE

My claim was done on the telephone on 11th october, the money was paid into my account today! Absolutely nothing negative to say about RBS at all.

So glad i checked on here about doing it myself too.

crazylady5

hi again could someone please help me

tmp (self employed) help please x
hiya i'm new here!! could anyone tell me if were entitled to claim back any money? wev'e had a mortage with the halifax since 2003 moved house but stayed with them. we have all the insurances including tmp but my husband is self employed, but what iv'e been told they never pay out if your self employed? i mean really? wev'e been paying for this since 2003 and never gonna get any help if we need it?

sorry if i have posted the wrong place i would so appreciate some advice!! and where do i go from here?

thank you so much xxx

dragoneye454

Hi guys,

Need some help. Phone up barclaycard tonight to claim back the PPI on a closed credit card. They were happy to process this complaint and then I asked them to make sure the correspondence came to my new address.
They said they couldn't do it on that number and gave me a number which I phoned. On this call, they said they could not change anything without my card details which I no longer have,
Therefore, I won't receive any correspondence they may send me regarding the claim.

What should I do?
Thanks

di3004

Maz17 wrote: »

Hi I am new to this, but maybe someone could help me. I took out a debenhams store card years ago, I know I paid a protection premium as I found an old statement with it on. I know that I must have cancelled it years later. When I took it out the bank was GE money. I have started to fill in the form from this site, but not sure who I should now send it to, and can anyone give me advise on whether I am just wasting my time.
thanks.

Hi there I believe its Santander,

Complaints
Santander UK PLC
PO Box 1125
BRADFORD
BD1 9PG

How long ago did you take it out? (year)?

-taff

• What were you reclaiming: catalogue
• Who was the provider: Great Universal
• How much did you get back: £260
• Did you get it back after a letter or did you go to the Financial Ombudsman: Filled in a questionnaire, then filled in the companys questionnaire

Fabulosos cadillacs!!