PPI Reclaiming successes and failures

maxdp

Oh well done Tony that is wonderful.

di3004

tjmckeown wrote: »

Hi folks,

By way of an update, I haven't as yet spoken to the FSO about my rejected complaint, I've been hanging on to see what happened with my Loan complaint....

Exactly 4 weeks since the initial complaint I received a letter from Egg stating they were still investigating, and they would contact me in another 4 weeks if they had not resolved my issue.

Today, I received another letter from Egg. The first thing I saw was a brochure for the Ombudsman, not a good sign! Then, a cheque!!!!! The letter states they have investigated, and have agreed to pay £1370.49 plus an additional £468.72 in Interest!!!!

I'm obviously over the moon, but I am now going to go to the Ombudsman as the credit card's protection was sold in exactly the same way!!!!

Thanks to all for the words of encouragment!!!

Tony

Well done Tony, Many Congratulations :j
This is wonderful news hun.:beer: :T :beer: :j

Di
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amersall

stephen150 wrote: »

:j Thanks to your site which I happened to be browsing through in January 2009 I noticed you had template letters for claiming miss sold Payment Protection Insurance and your site actually jogged my memory as to how our loan had been set up and that I had now cause to doubt its realiability to cover a claim regarding issues surrounding my health as I am a diabetic.
Having used your template letter and adapting it to suit my claim information, I posted it to Barclays, they dutifully replied advising me of a date that they would respond to me by, which they did and again advised me that they required extra time to investigate giving me another deadline time.
Prior to this deadline time by one week I am now in receipt of a letter from Barclays stating that they agree to the insurance being miss sold and have made the following offer - They will make a full refund of the insurance premium £18,367.50 plus interest paid on the premium to date of £6,925.98 plus there will also receive a refund of the part of our monthly payments paid to the insurance policy of £8,915.48. So a total of just over £34,200, as a result of this I have now joined your web site to keep up dated of future advice. Once again many thanks and all for the price of one first class stamp.
:beer:
:T
Regards,
Stephen

:T:T:Twell done congrats:T:T:T:T

amersall

tjmckeown wrote: »

Hi folks,

By way of an update, I haven't as yet spoken to the FSO about my rejected complaint, I've been hanging on to see what happened with my Loan complaint....

Exactly 4 weeks since the initial complaint I received a letter from Egg stating they were still investigating, and they would contact me in another 4 weeks if they had not resolved my issue.

Today, I received another letter from Egg. The first thing I saw was a brochure for the Ombudsman, not a good sign! Then, a cheque!!!!! The letter states they have investigated, and have agreed to pay £1370.49 plus an additional £468.72 in Interest!!!!

I'm obviously over the moon, but I am now going to go to the Ombudsman as the credit card's protection was sold in exactly the same way!!!!

Thanks to all for the words of encouragment!!!

Tony

:T:T:Texcellent well done:T:T:T:T:T:T

hyndlegs

Hi
Some great stories here !

I am just after some advice, I wrote to Black Horse for my father in law about a loan he took out (which he I had the original paperwork for). They have replied and agreed that the policy was mis sold and have offered approximately 6 months payments + interest. The original documentation shows that the total amount payable over the whole 5 year period. We think that the loan was re-assesed in the mean time, shall I write a letter and ask them to break down the payments actually made on the loan ? Any other help on how to proceed would be great ! Many Thanks

di3004

hyndlegs wrote: »

Hi
Some great stories here !

I am just after some advice, I wrote to Black Horse for my father in law about a loan he took out (which he I had the original paperwork for). They have replied and agreed that the policy was mis sold and have offered approximately 6 months payments + interest. The original documentation shows that the total amount payable over the whole 5 year period. We think that the loan was re-assesed in the mean time, shall I write a letter and ask them to break down the payments actually made on the loan ? Any other help on how to proceed would be great ! Many Thanks

Hi there and well done for helping out our dad in law....:T , looks like its helped him, so good for you.:beer:


Yes ask them to send you a breakdown of how this was worked out, tell them you will appreciate them posting them to you as soon as possible so you have these for your records, you are entitled to them, good luck and any further help, just give us a yell, well done anyway.:beer:

Di
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hyndlegs

di,

Thanks for the advice, I will get a letter sent to that effect and keep everyone informed!

di3004

hyndlegs wrote: »

di,

Thanks for the advice, I will get a letter sent to that effect and keep everyone informed!

With pleasure hun, and yes please do keep us posted, fingers crossed for you.;)

Di
X

hyndlegs

Sorry for the extra question but is it ok to ask how may payments were made that inclueded PPI ?

di3004

hyndlegs wrote: »

Sorry for the extra question but is it ok to ask how may payments were made that inclueded PPI ?

Hiya hun

You can ask as many questions as you like.:D
And yes ask them, tell them you will appreciate all the calculations of the PPI, and an explanation on how this was worked out.;)

Di
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