PPI Reclaiming successes and failures

maxdp

allthegirls wrote: »

Hello all,

I have just received a letter form Bank of Scotland to say they are upholding my PPI claim on a credit card with them. Ive had the card and been paying PPi for 10 years!!!!!!! I dont know what the amount will be but i will let you know. Ive already had £4000 from old bank loand back from them.

Oh well done all the girls that is excellent news.

Make sure they justify all their payments back to you and that they include interest and 8%. It will only goe back 6 years I am sure but that will be a very nice refund. Hope it does not take to long.:D

J.M._2-2

After a year of letters to LTSB and the ombudsman, we have finally been awarded a refund of close to £2k for a mis-sold PPI policy (including interest and some compensation), so thank you to Martin and the rest of the team that run the site! If it wasn't for you, we wouldn't have known how to get the ball rolling. The ombusman service has been brilliant too, even though they're really busy. So for anyone in the middle of reclaiming, stick with it!

Jay

di3004

J.M. wrote: »

After a year of letters to LTSB and the ombudsman, we have finally been awarded a refund of close to £2k for a mis-sold PPI policy (including interest and some compensation), so thank you to Martin and the rest of the team that run the site! If it wasn't for you, we wouldn't have known how to get the ball rolling. The ombusman service has been brilliant too, even though they're really busy. So for anyone in the middle of reclaiming, stick with it!

Jay

Well done Jay, Congratulations.:beer: :T :beer: :T

Yes your right, both mine and hubby's credit card ppi (Lloyds) have recently been resolved through the FOS, he has another ongoing but upheld.;)

Again well done and this gives hope to many others as well, thank you.

Di
X

maxdp

J.M. wrote: »

After a year of letters to LTSB and the ombudsman, we have finally been awarded a refund of close to £2k for a mis-sold PPI policy (including interest and some compensation), so thank you to Martin and the rest of the team that run the site! If it wasn't for you, we wouldn't have known how to get the ball rolling. The ombusman service has been brilliant too, even though they're really busy. So for anyone in the middle of reclaiming, stick with it!

Jay

Really pleased for you Jay well done.:D

Gnomey

Just wanted to let you know and thank Martin - woo hoo just got £2500 off Lloyds for my loan insurance. Def worth doing and do not accept their settlement offer. Martin thank you VERY much.

di3004

Gnomey wrote: »

Just wanted to let you know and thank Martin - woo hoo just got £2500 off Lloyds for my loan insurance. Def worth doing and do not accept their settlement offer. Martin thank you VERY much.

Well done and Congratulations, this is wonderful news.
:beer: :T :beer: :T

Di
X

volfram

HI All
Yes after a very long time We got £4588.80 back
Used Template letters
First letter wrote to local branch 2nd Nov 07
letter back 14th Nov 07 - saying No But you can cancel ppi
2nd letter wrote 20th Nov 07- No response
26th Nov 07 wrote letter to cancel ppi - No response
11 th Jan 08 3rd letter wrote
24th Jan 08 letter to say been passed on to customer relations at Edinburgh reply within 28 days
1st Mar 08 Letter to say still looking into it / We can get in touch with F.O.S but bear with them while they investigate.
10th Apr 08 complaint form sent to F.O.S
also letter to edinburgh telling them doing this
23rd Apr 08 letter from NatWest Manchester No and that's final
8th June letter from F.S.O awaiting allocation to adjudicator
1st Dec 08 Wonderful letter from F.O.S NatWest wishes to offer to settle our complaint as a goodwll basis and by this time the loan had been fully paid so after sending settlement form back they made us wait till 7th Feb 09 we got a cheque for £4588.80
This seemed to take for ever But please please don't give up. with the complaint form I also included info we had found on this website about leaked documents about staff being encouraged to sell ppi for commision and bonuses. don't know what swung it for us as we had also been constanly telephoned to come in for customer review 2 or 3 times a week before persuaded to take out very large loan to consolidate our finances thaen pressured into taking ppi. anyway very Happy now.!

di3004

volfram wrote: »

HI All
Yes after a very long time We got £4588.80 back
Used Template letters
First letter wrote to local branch 2nd Nov 07
letter back 14th Nov 07 - saying No But you can cancel ppi
2nd letter wrote 20th Nov 07- No response
26th Nov 07 wrote letter to cancel ppi - No response
11 th Jan 08 3rd letter wrote
24th Jan 08 letter to say been passed on to customer relations at Edinburgh reply within 28 days
1st Mar 08 Letter to say still looking into it / We can get in touch with F.O.S but bear with them while they investigate.
10th Apr 08 complaint form sent to F.O.S
also letter to edinburgh telling them doing this
23rd Apr 08 letter from NatWest Manchester No and that's final
8th June letter from F.S.O awaiting allocation to adjudicator
1st Dec 08 Wonderful letter from F.O.S NatWest wishes to offer to settle our complaint as a goodwll basis and by this time the loan had been fully paid so after sending settlement form back they made us wait till 7th Feb 09 we got a cheque for £4588.80
This seemed to take for ever But please please don't give up. with the complaint form I also included info we had found on this website about leaked documents about staff being encouraged to sell ppi for commision and bonuses. don't know what swung it for us as we had also been constanly telephoned to come in for customer review 2 or 3 times a week before persuaded to take out very large loan to consolidate our finances thaen pressured into taking ppi. anyway very Happy now.!

Wow, well done and many congratulations, all worth it in the end, great news.
:beer: :T :beer: :T :beer:

Di
X

arthurdick

morning campers good to see you all..hi all my friends on here .. its been good since my win, still doing a bit of decorating, , been out a few times, paid a few bills, and just had a great feeling of winning back what was mine anyway......so to all you newbies that are yet to claim, still wondering if it is worth it or not, for the price of a stamp, what have you got to lose....go for it .....to all the recent winners, very well done..enjoy and have fun.......im off to work now, and im just about to post my credit card claim letter.....the cost of a stamp and who knows.good luck people......take care, and have a giggle

maxdp

Gnomey and Volfran

Very well done.

Arthur !!!!!!

Hello, glad you enjoying your win. Thank you for popping in for a visit.x