PPI Reclaiming successes and failures

Rubie_Robin

To this site and all its helpful information.I have received just over £17k in miss sold PPI from Lloyd's for a credit card and loan.I have been able to go out and pay cash to up grade to a three year old car we are going to spend a fair bit doing the house up and still leave me with a tidy sum in my account.It's such a great feeling being totally debt free.I have promised myself l will never go into debt again the simple answer will always be if l cant afford to buy anything out right l wont be buying.Hope every one else get the same result as me and good luck to you all.

harveydoodle

Did you click on the 'Closed Accounts' tab? It took me a while to find it and all of my old ones were on there.

Thanks done that and found more than I thought.

notamoneygrabber

HI FOLKS ESPECIALLY LYN853

ITS 11 WEEKS TODAY AND SUCCESS IS MINE HOORAY.

decided to phone 2day and i got MANILLA 8 times and on the 9th occassion i got a very nice chap i think in newport he gave me the news i was waiting for CLAIM UPHELD with a nice sum of money more than i thought i would get .
so now i can go on holiday not thinking about PPI anymore EVER just got to wait for payment hopefully in the 28 days.

i would like to thank all on here in particular AMERSALL/DI/MONEYINEPTITUDE AND OTHERS for the advice given not just to me but all who use this site.
MARTIN LEWIS started this site off what a star he is our shining light to which i thank him most sincerely(even though he supports MAN CITY).
MARTIN KEEP UP THE GOOD WORK THE NATION NEEDS PEOPLE LIKE YOU (ABSOLUTE STAR)
finally to LYN GOOD LUCK TO YOU I HOLD YOU GET YOUR ANSWER SOON.i will check when i return from hols.
good to everyone else try and keep the faith.
oh happy days

jay-1

Lisa Docherty Not a good idea putting your email address on an open forum - better option may be to invite people to PM you.

lyn853

notamoneygrabber wrote: »

HI FOLKS ESPECIALLY LYN853

ITS 11 WEEKS TODAY AND SUCCESS IS MINE HOORAY.

decided to phone 2day and i got MANILLA 8 times and on the 9th occassion i got a very nice chap i think in newport he gave me the news i was waiting for CLAIM UPHELD with a nice sum of money more than i thought i would get .
so now i can go on holiday not thinking about PPI anymore EVER just got to wait for payment hopefully in the 28 days.

i would like to thank all on here in particular AMERSALL/DI/MONEYINEPTITUDE AND OTHERS for the advice given not just to me but all who use this site.
MARTIN LEWIS started this site off what a star he is our shining light to which i thank him most sincerely(even though he supports MAN CITY).
MARTIN KEEP UP THE GOOD WORK THE NATION NEEDS PEOPLE LIKE YOU (ABSOLUTE STAR)
finally to LYN GOOD LUCK TO YOU I HOLD YOU GET YOUR ANSWER SOON.i will check when i return from hols.
good to everyone else try and keep the faith.
oh happy days

:T Yeh Welldone thats Brilliant News congratulations, you can go on holiday and Relax and not think about it, I rang today on the off chance but they are still looking at it, although it is only 10 weeks +3 day, i might just ring on Monday 11 weeks lol. :beer:
All the best Lyn x

little_diamond

notamoneygrabber wrote: »

HI FOLKS ESPECIALLY LYN853

ITS 11 WEEKS TODAY AND SUCCESS IS MINE HOORAY.

decided to phone 2day and i got MANILLA 8 times and on the 9th occassion i got a very nice chap i think in newport he gave me the news i was waiting for CLAIM UPHELD with a nice sum of money more than i thought i would get .
so now i can go on holiday not thinking about PPI anymore EVER just got to wait for payment hopefully in the 28 day

Congratulations on your successful claim. Have a great holiday. Mine was 12 weeks yesterday, and hoping I will hear from them soon. I will ring again next week for an update if I don't hear anything in the meantime. :rotfl:

jdwmfc

• What were you reclaiming: 2 loans and a credit card.
• Who was the provider: HSBC
• How much did you get back: £4,172.20
• Did you get it back after a letter or did you go to the Financial Ombudsman: Letter

Well its is probably 8 weeks to the day ish since HSBC sent me the acceptance letter. Claim upheld. Had bothered them a couple of times on the phone to see how it was going. The first time because I had not received an acknowledgment of my claim and more recently a gentle reminder that I was still about.


After calling HSBC and being advised that yes I had paid PPI and given all relevant details about these loans. Loan 2 was paid off last year and the other was from about 8 years ago. This was consolidated into loan 2 though.



All I did was follow the advice given on here, explained how I worked as a teacher, and that at one point was actually self employed. I will be really honest I didn't even ask for T&C's for any of the PPI.


I have spent the 2 months waiting constructively telling people to follow avice and trying to help others. It certainty beats bothering the postman.


I will be perfectly honest I think I am probably due back a little more for my loans but as this was money that I was not expecting then I will be more than pleased with it.


Thanks to all.


JDWMFC


£4000 off my loans. DFD just got 2 months earlier.

Cocolal

notamoneygrabber wrote: »

HI FOLKS ESPECIALLY LYN853

ITS 11 WEEKS TODAY AND SUCCESS IS MINE HOORAY.

decided to phone 2day and i got MANILLA 8 times and on the 9th occassion i got a very nice chap i think in newport he gave me the news i was waiting for CLAIM UPHELD with a nice sum of money more than i thought i would get .
so now i can go on holiday not thinking about PPI anymore EVER just got to wait for payment hopefully in the 28 days.

i would like to thank all on here in particular AMERSALL/DI/MONEYINEPTITUDE AND OTHERS for the advice given not just to me but all who use this site.



MARTIN LEWIS started this site off what a star he is our shining light to which i thank him most sincerely(even though he supports MAN CITY).
MARTIN KEEP UP THE GOOD WORK THE NATION NEEDS PEOPLE LIKE YOU (ABSOLUTE STAR)
finally to LYN GOOD LUCK TO YOU I HOLD YOU GET YOUR ANSWER SOON.i will check when i return from hols.
good to everyone else try and keep the faith.
oh happy days

Great news I'm so pleased for you!

I got my cheque today, for people still waiting I have added my timeline.

Fingers crossed for you all

Timeline

18th July called Lloyds
23rd August complaint was upheld
6th September- cheque received

Thanks everyone bye for now

Mumpkin1

• What were you reclaiming: Credit Card PPI
• Who was the provider: Lloyds
• How much did you get back: £2500
• Did you get it back after a letter or did you go to the Financial Ombudsman: Further evidence

Sent off FOS questionnaire in April and got back a rejection from Lloyds in June. I then wrote another letter backing up previous reasons for mis-sell and in the meantime got details of a pre existing condition (dates etc) which I had not thought of when initially complaining (memory like a sieve!).



To speed up the process I emailed the CEO and a few hours later got back an email from a lady who said complaint with the further information would be looked into. A few days later the lady rang back and said my further evidence had been rejected again BUT with my new evidence that I had detailed in my email she was going to challenge the rejection and low and behold it was upheld :j


As it was over 7 years I did not get back the full amount as I had no paperwork but I am happy that at the last hour I got back something. I had a pre existing condition that would not have paid out. From the dates my Doctor gave me, I was diagnosed 5 months prior to taking out my credit card. Lloyds did not ask for any evidence from my Dr, however I would have been willing to submit this had they asked.


So far hubby and I have had a small win with Santander, a £2800 win with M&S money and a rejection from Barclays. One more outstanding with Barclays although not holding out much hope but an email a few days ago to the new CEO has resulted in them ringing us and saying they will chase up complaint!

daj2390

notamoneygrabber wrote: »

HI FOLKS ESPECIALLY LYN853

ITS 11 WEEKS TODAY AND SUCCESS IS MINE HOORAY.

decided to phone 2day and i got MANILLA 8 times and on the 9th occassion i got a very nice chap i think in newport he gave me the news i was waiting for CLAIM UPHELD with a nice sum of money more than i thought i would get .
so now i can go on holiday not thinking about PPI anymore EVER just got to wait for payment hopefully in the 28 days.

i would like to thank all on here in particular AMERSALL/DI/MONEYINEPTITUDE AND OTHERS for the advice given not just to me but all who use this site.
MARTIN LEWIS started this site off what a star he is our shining light to which i thank him most sincerely(even though he supports MAN CITY).
MARTIN KEEP UP THE GOOD WORK THE NATION NEEDS PEOPLE LIKE YOU (ABSOLUTE STAR)
finally to LYN GOOD LUCK TO YOU I HOLD YOU GET YOUR ANSWER SOON.i will check when i return from hols.
good to everyone else try and keep the faith.
oh happy days

Well done on your success