PPI Reclaiming successes and failures

janetnbecks

Woohoo, £4600 in the bank this morning from Santander for an old loan OH had, only posted the acceptance on Monday!
Total received so far:
A&L loan. £1150
Egg loan, £3300
Santander loan. £4600

We have posted the acceptance for co-op cc @ £20800 and await that one arriving soon hopefully.
Still another Santander loan, should be upheld, 2 cc are with FOS and also Littlewoods, GUS and Ambrose Wilson with FOS.

JoBee35

Hello,
Have followed these stories for months without posting, but wouldnt have put a call to HSBC if it werent for you guys. after a tedious 17 weeks (first claim they didnt receive the FOS form so had to reopen) I received my offer letter this morning of a lovely and unexpected return of £8532.20. from several loans taken through the bank over a fair few years. Couldnt and wouldnt have done it without you lovely anonymous people. Huge Thank you xxxxxxxx

overthemoon76

Was unsure whether to claim or not although i beleived i was mis sold im never one to rock the boat especially with institutions like Banks but after the banking scandals and then finding this forum it forced me into action im soooooooooooo Glad i did.

In all its taken just under a month from me sending out the forms i printed of Natwests website to getting my offer yesterday on my Loans In Total the Offer was £8955 :-) on first reading i thought it was £895 it was only when i re read it the true extent hit me needless to say after much swearing and jumping up and down the acceptance letter was back in the post last night !!!

This now leaves me debt Free as i can pay of my current loan :-) :-) And i have the added bonus of waiting on 3 more claims 2 for credit cards and 1 for another loan,

To all those like me please please proceed if your unsure it costs the price of a stamp :-)

Thanks to all on here that give such great advice its most welcome !!

One quick question i have a current loan - would this offer have included any ppi on that or should i expect this loan amount to be reduced ?

moribundle

Received 7000 from first direct. 40% of 3100 interest to tax man, bit of a shame since I was only on 20% when took out loans!
Pleased with result , no need for claims co.

CSKR

Happy for you guys, lots of money :-) .

. Quick question I have called natwest today and put claim through under my ongoing mortgage which is in its 10th year. My loan deed does mention PPI is taken out, however can't say I have had separate payment coming out for PPI, specially since I don't acutally bank with natwest for good 5 years. Would I be right thinking the PPi is included into the monthly mortgage repayments ?

Would love to join these recent success stories. Any help appreciated Dave

thanksfroyourhelp

Sorry another question

Have discovered the relative had a loan with sainsburys (again im pretty sure had ppi)

did a google and the sainsburys website states Can I make a complaint regarding PPI?

If you applied for your Sainsbury's Loan before February 2009 you may have a valid complaint regarding Payment Protection Insurance. To discuss this with a colleague please call 08457 25 35 19 and select option 6.

Ok his loan was sept 2009 any reason why feb 2009 is significant?

thanks again

muneemaker

Hi,Just a quick update on my Lloyds ppi complaint.Just been offered £5656.32 for 4 loans.Three of them where old loans so goodwill gestures where offered on those.Many thanks to Martin :money:and all the experts for giving me the urge to do it myself .The hardest work is waiting for the banks to give you an answer,so from start to finish it was 10 weeks.This will be the first time in years we will be loan free :j

ALgirl

Hi

I am expecting a settlement cheque from First Direct so called them Monday to see when it would be issued. They confirmed that it had been sent that day. I still haven't received it so rang today to chase & was told that they like to give it 10 days. Has anyone else experienced this & if so how long did it take for your cheque to arrive.

Thank you

ALgirl

Roni3 wrote: »

£22,990 from First Direct today, all for the price of a couple of stamps! I was physically shaking when I read the letter from them. Thank you so, so much for the template letters and guidance.

Hi there

Can I ask how long it took for FP to send the cheque to you, mine was sent on Monday apparently but I still haven't received it?

ALgirl

ALgirl wrote: »

Hi there

Can I ask how long it took for FP to send the cheque to you, mine was sent on Monday apparently but I still haven't received it?

Apologies, I read this too quickly & though you said First Plus not First Direct, sorry