PPI Reclaiming successes and failures

Gola

Forgot to post last week when i received my money. HSBC were so quick at getting it into my account, its nearly all gone haha

[Deleted User]

Gola wrote: »

Forgot to post last week when i received my money. HSBC were so quick at getting it into my account, its nearly all gone haha

I've had no problem spending plenty of mine too!:rotfl:

Nikkirez79

First time posting :
Awaiting response from capital one : PPI on credit card for last 10 years .
Black Horse front loaded PPI on extremely high interest loan
Barclays front loaded PPI £2270 - 13 days left for them to respond .
All mis sold as told I couldn't have credit without . Black horse I tried to cancel but they wouldn't let me .
I'll keep you posted on my progress

dazzler44

total success to date is £10,671 !! first cheque arrived this morning....albeit for the smallest amount namely £346.99 !! irony being that this one was the last one to be upheld !!....still awaiting MBNA amount to be calculated and a Halifax loan to be decided on.....great summer !

".....is it raining ?....i hadnt noticed !!"

Four0Mum

Hello - Newbie alert! I've been reading this forum regularly with interest. I have sent off a Template letter and FOS form (both from this site - Thanks!) to HSBC about mis-sold PPI on my Credit Card and have yet to hear anything from them. I sent them nearly 3 weeks ago. Do I have cause for concern? Should I chase them up? Or should I re-send the letter and form ( I have copies)?

Thank you in advance

[Deleted User]

Four0Mum wrote: »

I have sent off a Template letter and FOS form (both from this site - Thanks!) to HSBC about mis-sold PPI on my Credit Card and have yet to hear anything from them. I sent them nearly 3 weeks ago. Do I have cause for concern? Should I chase them up?

You should really have received your acknowledgement letter by now. What address did you send it to?

df2017

This is the first post on here for me, i'm a long time lurker. Anyway, I finally took the plunge and using the DIY guide on this site I tried to reclaim the PPI on an old Egg Loan.

Long story short, they upheld my complaint and I have received a cheque for nearly £7000. We're absolutely over the moon with this, and the money has gone a long way towards helping us get Debt Free by 2017 (our 5 year plan...hence the username).

Just wanted to say a huge 'Thank You' to the site, as without your guidance, I don't think i'd have faced doing it on my own.

Rooney_10_2

(our 5 year plan...hence the username).



Might have to change your name to DF2016 :-)

mjcomp

Nikkirez79 wrote: »

First time posting :
Awaiting response from capital one : PPI on credit card for last 10 years .
Black Horse front loaded PPI on extremely high interest loan
Barclays front loaded PPI £2270 - 13 days left for them to respond .
All mis sold as told I couldn't have credit without . Black horse I tried to cancel but they wouldn't let me .
I'll keep you posted on my progress

Nikkirez, or anyone else, How can you tell if a loan is front loaded with ppi if you don't have the all your original forms etc?

hirobmay

Help!!!
I had to call HSBC to chase up my claim on a loan from 2003/4 who told me it had been rejected, and issued a letter dated 2nd June stating this. I told them I never received a letter so they sent a copy. It reads...

Having searched the HSBC records, I cannot find any evidence of that PPI was attached to the above product.
Due to the data protection act, HSBC cannot keep records indefinatley therefore if your PPI commenced over 6 years ago, any records may have been destroyed.
To enable me to proceed further I would be greatful if you could provide me documentation confirming the protection held and accompanying > bank > credit card statements confirming the payments made.....blah blah...

I provided them with a loan account number, but they have no record, so I have to prove I had payment protection, rather they having to prove I did not.....

Am I dead in the water....I dont think I have any evidence of the loan...Any Advice?
Thanks..
Rob.