PPI Reclaiming successes and failures

Top-ranking_Bug

Has ANYONE had any success with claiming on Eggcard or Barclaycard? I am waiting on both (have received letters saying there is a delay, they are still investigating etc). I know I got the Eggcard on line, but I cannot for the life of me recall how I got the Barclaycard. I do know it was the 1st credit card I've ever had in this country, so I would have blithely ticked everything, being ignorant of what I SHOULD have ticked (or not).

squiggler_2

My other half has just had a complaint upheld and an offer of £1900 from Bank of Scotland. It was sold face to face, in the branch, as a single premium policy. The offer consists of a return of premium, plus the interest that was charged, plus 8% simple interest, less an amount paid out during a claim.

The process was very quick, less than six weeks.

daj2390

Top-ranking_Bug wrote: »

Has ANYONE had any success with claiming on Eggcard or Barclaycard? I am waiting on both (have received letters saying there is a delay, they are still investigating etc). I know I got the Eggcard on line, but I cannot for the life of me recall how I got the Barclaycard. I do know it was the 1st credit card I've ever had in this country, so I would have blithely ticked everything, being ignorant of what I SHOULD have ticked (or not).

We have today had a letter upholding 1 of our barclaycards but the other was rejected so will be sending of to the FOS monday. Took ages to get the uphold reply though seem to be quicker dealing with rejections, no surprises there really!

Happiness6500

Folks two succesful claims ,

Blackhorse last week for £1100 . loan still in place on this one.

Lloyds TSB , complained on 2 loans back to 2005, thinking of the 6 year rule here, seems Lloyds did a sweep on my name back to , wait for it 1993 . PPI reclaim total value £18000 !!!. Much to my surprise and delight.

Folks this took me two phone calls !!!!. I only had to fill out a form for Blackhorse.

On both telephone calls , I was asked why i was reclaiming. I told them that I have never claimed on any PPI in my life, took PPI as I thought it would help me get the loans. Have been employed by same employer fo 30 yrs , have a company pension which includes death in service , so did did not need. One of the loans was a consolidation loan through Lloyds own support unit, again they sold me PPI which could have saved me £38 a month + interest on the loan. Not really that helfpul were they !/

Anyway what I am saying here is, check the bank website, there you will find how to contact them to complain, like me it maybe just a phone call. It took them 10 weeks to reply ! I now await the cash .

IT IS YOUR MONEY ASK FOR IT BACK !!

Sezyb123

My cheque arrived today from Lloyds Tsb for my mortgage complaint, in total I have had just over £16,500 with 3 claims, nearly £9000 for Halifax credit card, £2775 Lloyds loan and just under £5,000 today for Lloyds mortgage ppi. Did it all myself..... Soooooo happy!!!!

bevnich82

Offer of £1542 Today from Northern Rock. Got a letter from them in april advising me that i may have been mis sold ppi,so i filled in the form and sent it off............ dead easy!!
Please do it yourself, thanks to every single person who posts on here,your single post will mean the world to someone somewhere!

letty4

Having read Martins advice about claiming back PPI, I decided to give it ago, and i'm so glad i did. I sent a letter to Barclays and Sainsbury's and yesterday (7 weeks later) I had a letter from Barclays making me an offer of just over £2000 for mis sold PPI. I'm waiting to hear back from sainsbury's so i'll post again on here if i'm successful.

beverley551

:beer: Congratulations to all winners this week :beer:

and to those with claims in or still fighting good luck


:money:

WhiteChristmas

Having actually claimed on my policy a few years ago, it wasn't with any real hope I sent off my complaint (that they hadn't told me that I could take out a policy against my mortgage with any other supplier).

Wrong! Full refund of 20 years worth of premiums plus interest, less the payout I received. Just short of £10k. That'll cover the endowment shortfall.

Thanks, Martin.

Belair

Belair wrote: »

Loan taken out around 2002 with Natwest. Refinanced a number of times and paid off in 2008, after redundancy, I then closed my account with NatWest
I was told that I had to take PPI or I wouldn't get the loan. My job paid 6 months on full pay and 6 months half pay sickness benefit, so PPI was unnecessary.
The PPI was front loaded.

I didn't think I qualified for refund as I had claimed on the PPI a couple of times. I discovered on here, that, that was irrelevant.
All I had was my old bank account number and ONE loan reference number.
I completed the template letter from here and NatWest received it on 2nd May. 3 weeks later I got an acknowledgement.

Today, I have had offers totalling £10,751. This includes interest and tax paid.

A massive thanks to all concerned. :T :j :beer:

Another 2 letters in post yesterday offering a further £7779.00 :eek:

That was a big surprise! My loan had been consolidated a number of times and I had also claimed on the insurance a couple of times. So, from thinking that I wasn't eligible to apply for a refund and reading these threads, I have got back over £18,000.

Thanks to ALL contributors and Martin. :T