PPI Reclaiming successes and failures

swimmer66

Moneyineptitude wrote: »

If you did apply online, be warned the Bank will regard this as a "non-advised" sale.
But many Banks used a pre-ticked box for PPI up until Summer 2004, so if your credit card was taken out prior to this you may have a chance.

Many thanks

Smile cc started in 2003
Egg cc 2002
Abbey/mbna cc 2001

Do you know if these used pre-ticked box?

I will start reason of mis-sell

Agent/on-line application

Then carry on with reason of miss-sell

Do you think that would be ok?

[Deleted User]

swimmer66 wrote: »

Smile cc started in 2003
Egg cc 2002
Abbey/mbna cc 2001

Do you know if these used pre-ticked box?

In this period, definitely.

swimmer66

Moneyineptitude wrote: »

In this period, definitely.

Your a superstar will add that to the questionaire hope that may cover both online/agent reasons

claretmaid

Hi first time poster here I just wanted to say a massive thanks! After reading posts on here I decided to try and reclaim my Ppi on my Mbna cc as I believed I had good reasons for a valid claim for mis-sell but my main worry was that I had applied for the card online however after reading all the advice given out on here I discovered that the box could have been pre-ticked So finally I decided to give Mbna a call on the 11 th April and on the 14 th may I recieved a letter saying they have upheld my claim and I will receive a cheque for £1,284. within 28 days! :beer:

mac70

Thank you Money saving expert! I did everything step by step, filled in the forms and off they went.

My credit cards had also changed card companies in the last 4 years, but I still got the claims backdated,

I got over $1000 from Opus
and over $1000 from MBNA

The money was credited onto my cards and it has brought down the monthly payments lots, thank you!

amersall

maz1411 wrote: »

Not sure if anyone can help ,...... I know I am on the wrong page but,.......
HI not sure if anyone can help, I got a letter sometime ago from a solicitor asking me to complete the notice of discontiunance, if i sign this will i be liable for any charges? .... I was reclaiming Bank charges against HSBC

Hi, you need to post this here

http://forums.moneysavingexpert.com/forumdisplay.php?f=102
they can help you more with this.

di3004

How nice to see successful posts first thing in the morning!:T:T

Congratulations to you all!:beer::beer:

claretmaid

claretmaid wrote: »

Hi first time poster here I just wanted to say a massive thanks! After reading posts on here I decided to try and reclaim my Ppi on my Mbna cc as I believed I had good reasons for a valid claim for mis-sell but my main worry was that I had applied for the card online however after reading all the advice given out on here I discovered that the box could have been pre-ticked So finally I decided to give Mbna a call on the 11 th April and on the 14 th may I recieved a letter saying they have upheld my claim and I will receive a cheque for £1,284. within 28 days! :beer:

:j Cheque just arrived from Mbna this morning!!
How fast is that! thanks again to you all :T

evertrue

Just had a rejection letter from Halifax about my Credit Card stating they feel the ppi was sold fairly and I was given enough advice, At the time I was just told were to sign and not given any advice at all as I had no idea I had the insurance untill I received the statements each month and even then I though this was mandatory and part of the credit card charges. would this be sufficient enough to go back to them with do you think?

Octonut

I've had my second complaint upheld!

Barclays overdraft protection.

I'm getting £4173.60 payments returned, plus £1880.20 8% simple interest, making a total of £6053.80!


Absolutely chuffed beyond bits. I'm so glad I looked at this forum because I wouldn't have bothered without all the encouraging posts.

That's £17,400 back so far and I'm still waiting on Barclayloan, Barclaycard, Capital One and Lombard. :eek: