PPI Reclaiming successes and failures

sugarpuss27

Put our halifax loan claims in over the phone on 20th Feb
Received conformation of complaint letter on 24th Feb
Received Offer letter 14th March.
Still awaiting cheques but they said within 28 days so anytime soon, I Hope!
Just to let you know that yesterday we received a cheque for the 4641.48 that was promised. Assured that the other cheque is in the post. Happy Days:j:j:j:j:j:T:T:T:T:T:beer:

MaisieMoo

One phone call to MBNA on 1st March with no account details regarding my credit card, 28th March a letter saying my complaint had been upheld, then today a cheque drops through my door for £2717.69 all after seeing Martin on This Morning. Just waiting for another cheque from Sainsburys for £588.

And me and the hubby have another five in the pipeline.

Cant thank this site enough for its help and guidance!

amersall

sugarpuss27 wrote: »

Put our halifax loan claims in over the phone on 20th Feb
Received conformation of complaint letter on 24th Feb
Received Offer letter 14th March.
Still awaiting cheques but they said within 28 days so anytime soon, I Hope!
Just to let you know that yesterday we received a cheque for the 4641.48 that was promised. Assured that the other cheque is in the post. Happy Days:j:j:j:j:j:T:T:T:T:T:beer:

:T:T:T:T Congrats :D:beer:

amersall

lqa wrote: »

What were you reclaiming:
HSBC £10,000 loan

Who was the provider:
HSBC

How much did you get back:
£2,261

Did you get it back after a letter or did you go to the Financial Ombudsman:
8 weeks exactly - only the bank

And then write your brief reclaim tale.
Found all the papers while having a clearout, I paid £1,400 PPI. Copied all the papers, completed the Financial Claim form.
Claimed on the basis that as a police officer I can't be made redundant, I have additional sickness insurance through work covering me for 12 months and as a previous cancer sufferer I would be unlikely to get paid out through illness any way.

Sent things off recorded post. Had a sense of dread when I was then sent a Financial questionaire to complete, the same as I had included originally. SO I began to believe delaying tactics were setting in already. Then a letter indicating time scales and three weeks later the offer as quoted above.

As this offer was well within the timescales they quoted I was wondering if I was being artfully led to making a rushed decision.

I am going to accept though.:T

:beer: Brill :j:j:j:j

amersall

MaisieMoo wrote: »

One phone call to MBNA on 1st March with no account details regarding my credit card, 28th March a letter saying my complaint had been upheld, then today a cheque drops through my door for £2717.69 all after seeing Martin on This Morning. Just waiting for another cheque from Sainsburys for £588.

And me and the hubby have another five in the pipeline.

Cant thank this site enough for its help and guidance!

:T:T:T Fabulous :beer::beer:

amersall

Shackalac wrote: »

Just thought id share my succes, I put a claim into Barclays back in June, they told me I did not have ppi which I knew was wrong, called the call centre and they confirmed I did and was not sure why I was told I didn't, so the case he started, I chased every month to be told we are still looking at it, hmmm, ok Ill call again, back in march I spoke to another call handler who advised he would chase my case up just like others had said, after speaking to him 2 days later the postman brought my letter of joy £8900 was my refund, my patience paid off,
After this I thought lets try MBNA again I completed the same form, popped a first class stamp on it, within 7 days I was advised I would hear from them within 28 days 2 weeks later, mr postie comes with a 2nd letter of joy £6978, I had to wait 28 days for my cheque in the post, with 25 days I had it.
I have shared my storey with lots of friends and I hope they are as successful as I was,

:j:j Ab Fab :T:T:T

di3004

Well done and Congratulations to all! :beer::beer:

madmabel

Well I received my defend letter today and it says that based on the reasons I told them I had been missold PPI they had found no evidence. Their letter states that I had told them that I had declined the PPI cover but it was added anyway. However, I never said that and that wasn't the case. I told them both my husband and I had adequate sick pay and that we weren't really given any choice with regards to PPI when we took out our loans - we were led to believe this was our only option. Their acknowledgement letter to us confirmed this but their refusal letter states we had declined PPI but this was added anyway!

I'll now complete the complaint form and send it off to the Ombudsman. Does anyone have any idea how long this process is likely to take?

[Deleted User]

Many months

Nitamcc21

I know this is probably just a bad news type of question but am I right in thinking that any money we get back (royal we) the tax man get some of the 8% interest? Haven't got anything back yet just want to check do I don't end up getting chased by him!!
Cheers
Neets