PPI Reclaiming successes and failures

lisa1976_2

I recently wrote to RBS saying we were missold ppi on our mortgage (at time we took our mortgage out it was a requirement that we took ppi) They said no we weren't entitled to complain so I went to financial ombudsman who almost straight away got in touch to say that RBS were not willing to admit liability but were willing to repay 6 years of payments which we only paid 7 years so thought it best to say ok which I did and got a nice transfer back into my bank account!!

di3004

lisa1976 wrote: »

I recently wrote to RBS saying we were missold ppi on our mortgage (at time we took our mortgage out it was a requirement that we took ppi) They said no we weren't entitled to complain so I went to financial ombudsman who almost straight away got in touch to say that RBS were not willing to admit liability but were willing to repay 6 years of payments which we only paid 7 years so thought it best to say ok which I did and got a nice transfer back into my bank account!!

Wow,well done to you, brilliant work, Congratulations.
:beer: :T :beer: :T :j :j

Di
X

amersall

:T:T:T:T:TWELL DONE ALL WINNERS LUVVLY JUBBLY:T:T:T:T:T:money::money:

Turboman

maxdp wrote: »

Oh Sue well done

132. x 32 months =4224.00 (sorry thought we were in 2010) bad day at office. plus interest plus 8% nearer 6000. sorry about that. I have based it on how I guestimated my refunds and was near enough to the amount I received.

Max

8% on each payment (if 132 pm) from 1/8/2006 = £437

Turbo

christiline

:T :T :T Just had a reply from HBOS upholding my complaint, i cant believe for the price of a stamp i will get back nearly £6000 in ppi payments on my loan ! THANK YOU!!!!

Lusty

Well the first letter of response is back after a week.

Dear Mr Rusty
I am writing to let you know that we've received your complaint and to say how sorry we are to learn that your unhappy(So they should be!).Your complaint has been passed to Lloyds TSB Insurance,as we will investigate your concerns you have raised on behalf of Lloyds TSB Bank Plc.
You have my assurance that one of our case handlers will investigate the concerns you have raised.
This may take a little time(we need to see if we can worm our way out of it!)but we will do our best to complete our "enquiries" as soon as we can.We will then be able to respond in full to your complaint,and at that stage,I hope resolve matters.
Please note that if wish to cancel Your insurance policy(I do,I do especially at £120 a month!)whilst we investigate your concerns please visit a Lloyds TSB branch (Where upon arrival you will be taken to a room "out back" and have electrodes attached to your Nads until you get round too our way of thinking!)or alternatively contact the Personal Loan Service Centre on telephone No 0800 096 1282(Bloody Hell a free phone number!).
In case you haven't reeived a copy of our leaflet called "Resolving Your Complaint" I've enclosed one with my letter.This tells you all you need to know about resolving your complaint.
If you would like to add anything to the information you have already given us,please get in touch on 0845 300 55 99(calls charched at £3 a minute!)
Yours Sincerely
A.N.Other
Customer Care,Lloyds TSB Insurance ripp off department.

maxdp

Lusty wrote: »

Well the first letter of response is back after a week.

Dear Mr Rusty
I am writing to let you know that we've received your complaint and to say how sorry we are to learn that your unhappy(So they should be!).Your complaint has been passed to Lloyds TSB Insurance,as we will investigate your concerns you have raised on behalf of Lloyds TSB Bank Plc.
You have my assurance that one of our case handlers will investigate the concerns you have raised.
This may take a little time(we need to see if we can worm our way out of it!)but we will do our best to complete our "enquiries" as soon as we can.We will then be able to respond in full to your complaint,and at that stage,I hope resolve matters.
Please note that if wish to cancel Your insurance policy(I do,I do especially at £120 a month!)whilst we investigate your concerns please visit a Lloyds TSB branch (Where upon arrival you will be taken to a room "out back" and have electrodes attached to your Nads until you get round too our way of thinking!)or alternatively contact the Personal Loan Service Centre on telephone No 0800 096 1282(Bloody Hell a free phone number!).
In case you haven't reeived a copy of our leaflet called "Resolving Your Complaint" I've enclosed one with my letter.This tells you all you need to know about resolving your complaint.
If you would like to add anything to the information you have already given us,please get in touch on 0845 300 55 99(calls charched at £3 a minute!)
Yours Sincerely
A.N.Other
Customer Care,Lloyds TSB Insurance ripp off department.

Tee Hee Lusty

That is very funny and so true.:rotfl:

nd20

success!!!! wrote to egg to complain about ppi on my load being miss sold etc etc, i havent had a letter back from them yet but when i checked my loan account balance i have found its been reduced by around £3600!!!!!!. it means my loan will be paid off soooooo much sooner now.


egg loan ... ppi £3600
halifax cc.. ppi £2600

more still to come.

di3004

christiline wrote: »

:T :T :T Just had a reply from HBOS upholding my complaint, i cant believe for the price of a stamp i will get back nearly £6000 in ppi payments on my loan ! THANK YOU!!!!

Congratulations and Well done :beer: :T :beer: , what a lovely amount, well done to you.:T :beer: :T :j :j

Di
XX

di3004

nd20 wrote: »

success!!!! wrote to egg to complain about ppi on my load being miss sold etc etc, i havent had a letter back from them yet but when i checked my loan account balance i have found its been reduced by around £3600!!!!!!. it means my loan will be paid off soooooo much sooner now.


egg loan ... ppi £3600
halifax cc.. ppi £2600

more still to come.

Fantastic! :j
Well done and MANY Congratulations :beer: :T :beer: :j

Onwards and Upwards :beer:

Di
XX