PPI Reclaiming successes and failures

maxdp

allthegirls wrote: »

Well i got it......£4000 from Bank of Scotland for 3 loans i had out which ended in 2001. I can beleive it, one letter sent on 15 January this year and then a reply to say to say im getting £4000. Its the best thing in the world. All bow to Martin Lewis, my hero!

Ive still got one claim outstanding so i will let you all know how i get on!

Well done all the girls Really pleased for you and I hope the other one is a positive result
:beer:

sue149

maxdp wrote: »

Hi Sue have edited my post above. Sorry thought it was 2010 instead of 2009. Blonde moment (or senior).:D

can you demand the money back or can they deduct it off the loan

maxdp

sue149 wrote: »

can you demand the money back or can they deduct it off the loan

Hi there Sue

Well there are two thoughts on this. Some havetold us that we can demand it back. In reality they usually take it off the loan. Please make sure that you get all the figures on how they have settled and refinanced the loan then post it up on the Discussion thread before you accept and you have people on there like TURBOMAN who is a whizz at figures. And may link you to a queen song as well.;)

sue149

maxdp wrote: »

Hi there Sue

Well there are two thoughts on this. Some havetold us that we can demand it back. In reality they usually take it off the loan. Please make sure that you get all the figures on how they have settled and refinanced the loan then post it up on the Discussion thread before you accept and you have people on there like TURBOMAN who is a whizz at figures. And may link you to a queen song as well.;)

cheers will look for turboman

von-1980

Frank_T_Boris wrote: »

:money: :money: :money: :beer: :beer: :beer: :T :T :T :rotfl:
UPDATE:

Since my previous success with HSBC last week I have recieved confirmation today that they are upholding my complaint on the second loan, and thrown into the bargain a loan I had forgotten about and hadnt mentioned, so I will be recieving another £1189 courtesy of misold PPI.

I am frankly over the moon!

Wow! I have complained bout my current loan, 8 weeks next week fingers crossed. I have since remembered I had ppi on my prev loan with thme! I hope they throw that one in also saves me writing all over again!

Well done!!!!:T

beth1230

I first applied for our PPI back from this company in November using the templates from this site, I gave them untill a few days from the deadline to respond and heard nothing back, i filled out all the paperwork to take the claim to the FSA and decided to phone them 2 days prior to the dead line to see what their take on the situation was, (hoping it could be resolved without the FSA as I knew they can take a great length of time to get to each case). I found that the letter had been sent to the wrong place and was asked to resend the letter and give them a further 8 weeks, I desided to do this as even if I had a negative outcome that it was worth a shot and I still had the option of the FSA. Today I had a letter telling me although they wouldn't admit liability that I could have the £799 back for the cost of the policy plus 8% interest, which brought the sum to a grand total of £968 to be paid in my account within 10 days. Not bad for a sum of money I never thought I would see again!!!!!! Thankyou Martin, I couldn't have done it without the template letters, you deserve a knighthood for the advice you give and the money you save people. I for one am very very greatful.
Evette:beer:

carol01

Hi just to let you know i got my refund today of £804.00 for my ppi claim from natwest. :j :j :j so i thought i would look through my (meafs) today and guess what is attached to my mortgages only more ppi which i didn,t even know i had going back 2000-2001 2001-2002 do you think i should ask for these back or do you think these are to far back

di3004

beth1230 wrote: »

I first applied for our PPI back from this company in November using the templates from this site, I gave them untill a few days from the deadline to respond and heard nothing back, i filled out all the paperwork to take the claim to the FSA and decided to phone them 2 days prior to the dead line to see what their take on the situation was, (hoping it could be resolved without the FSA as I knew they can take a great length of time to get to each case). I found that the letter had been sent to the wrong place and was asked to resend the letter and give them a further 8 weeks, I desided to do this as even if I had a negative outcome that it was worth a shot and I still had the option of the FSA. Today I had a letter telling me although they wouldn't admit liability that I could have the £799 back for the cost of the policy plus 8% interest, which brought the sum to a grand total of £968 to be paid in my account within 10 days. Not bad for a sum of money I never thought I would see again!!!!!! Thankyou Martin, I couldn't have done it without the template letters, you deserve a knighthood for the advice you give and the money you save people. I for one am very very greatful.
Evette:beer:

Well done and Congratulations :beer: :T :beer: .
Brilliant news.:j :beer:

Di
X

di3004

carol01 wrote: »

Hi just to let you know i got my refund today of £804.00 for my ppi claim from natwest. :j :j :j so i thought i would look through my (meafs) today and guess what is attached to my mortgages only more ppi which i didn,t even know i had going back 2000-2001 2001-2002 do you think i should ask for these back or do you think these are to far back

Hi Carol

Wow, well done and Congratulations :T :beer: :T , this is great.

Yes its well worth a try hun, go for it and good luck.:D

Di
X

carol01

:T Thankyou di3004 just the threat of me sending them a letter has made them payout and thankyou to everyone for your posting your victories as i would have never had the nerve to do this other wise:rotfl: martin its good to know you have some one on your side:D :j