PPI Reclaiming successes and failures

natbish1

My husband had a loan from Halifax to which they added a £3,000 PPI insurance premium upfront. The loan was recently settled and I sent a letter saying that a) they had missold as he wasn't aware of the insurance and b) that we had repaid early so we should get back the premium, plus interest paid plus statutory interest. They agreed straight away and have just refunded nearly £4,000.

di3004

natbish1 wrote: »

My husband had a loan from Halifax to which they added a £3,000 PPI insurance premium upfront. The loan was recently settled and I sent a letter saying that a) they had missold as he wasn't aware of the insurance and b) that we had repaid early so we should get back the premium, plus interest paid plus statutory interest. They agreed straight away and have just refunded nearly £4,000.

WOW this is wonderful, Congratulations and Well done :beer: :T :beer:
Great work hun :T :T .

Di
X

pinknico

sparky0107 wrote: »

Morning everyone,
Just an update, I received a letter from C(r)ap 1 with details of my PPI refund, £117.71, plus £10.24 statutory interest Total £127.95. I had to go all the way with this, as cap 1 were not budging, had all the usual get lost letters, and had to go to the FOS, it took about 12 months from start to finish, but we got there in the end :j .

Once again thanks to the very helpful people on here, di3004, maxdp, pinknicko and anyone else I've forgotten I apologise . This refund is another nail in the coffin of my debts, and I couldn't have done it without your help

Your all stars :T :T :T :T :T

Well Done again Sparky:T :A

pinknico

natbish1 wrote: »

My husband had a loan from Halifax to which they added a £3,000 PPI insurance premium upfront. The loan was recently settled and I sent a letter saying that a) they had missold as he wasn't aware of the insurance and b) that we had repaid early so we should get back the premium, plus interest paid plus statutory interest. They agreed straight away and have just refunded nearly £4,000.

Congratulations:beer:

amersall

natbish1 wrote: »

My husband had a loan from Halifax to which they added a £3,000 PPI insurance premium upfront. The loan was recently settled and I sent a letter saying that a) they had missold as he wasn't aware of the insurance and b) that we had repaid early so we should get back the premium, plus interest paid plus statutory interest. They agreed straight away and have just refunded nearly £4,000.

:beer: excellent well done:beer::T:T:T:T

arthurdick

well done sparky ....good news ...........natbish, wow, what a bleeding good result, lend me a tenner please til i get mine ......only joking......£20 will do ........

amersall

sparky0107 wrote: »

Morning everyone,
Just an update, I received a letter from C(r)ap 1 with details of my PPI refund, £117.71, plus £10.24 statutory interest Total £127.95. I had to go all the way with this, as cap 1 were not budging, had all the usual get lost letters, and had to go to the FOS, it took about 12 months from start to finish, but we got there in the end :j .

Once again thanks to the very helpful people on here, di3004, maxdp, pinknicko and anyone else I've forgotten I apologise . This refund is another nail in the coffin of my debts, and I couldn't have done it without your help

Your all stars :T :T :T :T :T

:beer:well done! i dont know why all these companys dont just give in now, were all going to get it anyway cause were NOT GIVING UP:money:

arthurdick

hi pinky, di, amersall & max......hope you have all had a good day ........sparky and natbish, plus all other winners.... very well done to you all......a win is a win, and a win = a few pints at least on them , enjoy it , i certainly will .once i get my score from natbish

arthurdick

hi amersall, hope you doing well

arthurdick

gotta go now.....bleeding "hank marvin".......see all later , take care , have a giggle