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PPI Reclaiming successes and failures

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Comments

  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Disney1 wrote: »
    Hi

    Has anyone recently claimed PPI back against Goldfish? I don't think they exist anymore and I don't have any old account details. Any suggestions who to contact?

    Thanks

    Barclays have Goldfish cards now,the problem you have is,you have no card number,and depending on when you stopped using the card,will have some bearing on when Barclays took over,as Goldfish would not pass your details over as your account would be closed.
    You could try Barclays and then you will know for sure.
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Yorkie1974 wrote: »
    After a pretty epic amount of £12k from Halifax for two loans, I've cracked open our old archive boxes to look for all the other loans my wife and I had over the years, with some success - I've now got six completed PPI Questionnaire forms to send off (two to Masterloan from 2000 and 2001 - is that the Barclays address? That is correct.- two for GE Capital for store cards, one for Natwest and one for M&S).

    I have got some evidence of PPI on each of them - whether the original credit agreement (Masterloan), PPI payments (Mothercare card and Top Man card) or the policy (Natwest). Should I send all of these bits of evidence with the forms? Is it merely to demonstrate that PPI does exist on these old loans?You only need the account numbers at the initial stage

    (Should just add that my wife and I were debt junkies until six years ago, when we started a DMP and have now finally cleared all our debts - given that Natwest refused to help us and tried to get their loan secured on our house, forcing us to sell, I will be quite happy if they have to cough up something for their dodgy practices!)
    Good luck.
  • :jMany thanks to Martin for the great advice. I wasnt going to bother as I had paid off the loan over 2 years ago. Then thought I might as well give it a go i had nothing to lose. I sent for the T's&C's from Firstplus which cost £1, I completed the form on Martins website and sent it off. Within 6 weeks I was offered the full amount of PPI plus interest wich amounts to over £6000. I am absolutly delighted and expected much more of a fight. Thanks again :Teasy money.
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    :j:j:j:j:jAnother one bites the dust :beer::beer::beer:
    love a win with FP :D:D:T:T
  • santa08
    santa08 Posts: 64 Forumite
    skintone13 wrote: »
    What were you reclaiming:PPI FROM LOANS
    Who was the provider: HSBC
    How much did you get back: 16,600
    Did you get it back after a letter or did you go to the Financial Ombudsman: ONE QUESTIONAIRE
    And then write your brief reclaim tale

    My wife had about 5 loans with HSBC over the last 12 years - each time she consolidated to pay off the previous loan and the girl in the branch of our local HSBC said that unless she had the ppi the loan would not be accepted, the last loan was taken out in 2005 for 30k and is due to be paid off in May this year - i only sent off the questionaires because my mother in law was talking about doing it through a company that takes commission.

    we called HSBC to get the PPI ref for the latest loan and they wrote back to say - you have 4 other old PPI policies and will need to do a letter for each one - nice one HSBC!

    so i did it for her and sent them off on 10th december - had a letter last week to say that they are sorry for delay etc and then yesterday had an offer for £16,600 which covers the 5 policies!!!!

    It doesnt feel real!!

    Was your mis sell reason just the pushy sales person or anything else in addition? Congrats by the way that's some win
  • di3004
    di3004 Posts: 42,579 Forumite
    Well done and Congratulations to all recent winners!:beer:

    For anyone let down, do not give in, keep at them and they will eventually give in.:beer:
    The one and only "Dizzy Di" :D
  • Great news, Nationwide have upheld my complaint for one of my previous loans = £527

    Acceptance on the way to them!

    However they declined on the other two (:

    EGG AND LLOYDS your next!
  • The scoreline so far - MBNA nil, Me £30k. 3 claims paid out, funds cleared. 1 claim still to be formulated and offered on, 1 claim with the FSO.

    Good luck to everyone who is claiming back their money, which the thieving bank moguls greedily purloined. Maybe some of them should have ended up in the klink.

    This week I will be mostly helping to resurrect the used car industry.......
  • santa08 wrote: »
    Thank you, what month was your online application?


    Yes online application
  • santa08
    santa08 Posts: 64 Forumite
    thistle26 wrote: »
    Yes online application

    And which month and year was it?
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