PPI Reclaiming successes and failures

arthurdick

ha ha di, "thanks for posting, this is great " ha ha you only want my chips.......;)....only joking.............well done sparky, brilliant news...........dont buy yourself any chips though, di is hungry

di3004

arthurdick wrote: »

ha ha di, "thanks for posting, this is great " ha ha you only want my chips.......;)....only joking.............well done sparky, brilliant news...........dont buy yourself any chips though, di is hungry

hehehe lmao :rotfl: :rotfl: your sooo great, what an amazing sense of humour you have, its so lovely.:A XXX

arthurdick

ok ok flattery will get you some chips .........

maxdp

mrss30 wrote: »

Hi All,

After reading all the sucess stories on this site I decided to to try and claim back the ppi on my HSBC loan that I took out in 2005.
I've just recieved a offer letter, however they need me to restructure the loan before they will refund any money. I am willing to do this however I'm not in employment now, due to the fact that I didn't return to work after I had my daughter 2 years ago.
Does anyone know if this will affect the banks decision to restructure the loan?

Thanks in advance.

Louise

Hi There first of all Well Done.:beer: It should not affect the banks decision because they have a charter called "Treating Customers Fairly" so as long as you have kept up payments it should not be a problem.

maxdp

gromit69 wrote: »

Hi all,
I finally got around to claiming back the PPI on my Alliance and Liecester loan from 2 years ago.
Within 3 weeks of me sending off the first letter (template from here!) I've just received a letter offering £326 - a repayment of all the payments made so far, plus interest at 8%.
PPI has been cancelled on my loan and the amounts reduced for the remainder of the period.

RESULT!
Many thanks Martin et al!

Well done Gromit:j

maxdp

sparky0107 wrote: »

Quick update on my HFC PPI reclaim.

I received a letter from HFC bank to settle my claim for mis-sold PPI. I had the figure of £400 or there about, the letter breaks it down as follows HFC are paying me £1,419.74 plus 8% stat interest £765.48 making a grand total of £2185.22 :j . I would have been happy with the £400 , so now I can clear all of my overdrafts, and start to concentrate on the credit cards.

Once again massive thanks to Di3004, maxdp & pinknico. I couldn't have done it wihout your help. THANK YOU ALL

Hi Sparky

Oh what a result well done:j :j I am so pleased for you that is really good news. Paying off debts is good and sensible but do not forget to have some fun as well.:D

arthurdick

hi max, i take it you could smell my chips and popped in .........only joking, .. my head is all over the place at the moment, trying to work out who to pay, what to pay, what to buy, new carpets, paint, tiles.....the list goes on .........i will allow myself 300 quid for a bit of fun, they rest will go on bills, debts and household items needed......oh, and a big box of weetabix, i love those, aint had proper ones for a long time, all this budgeting lark ........;)

maxdp

arthurdick wrote: »

hi all its me .....finally found out my win amount today, £1087....so , hastings, beers & chips it is then .......well, when the money is in my account, til then, i aint counting me chickens ..........well done to all those recent winners ........to all of those who pop in here and think that it will never be them, if you dont ask, you dont get, he who dares.......and all that ........take me, i never thought i would have a chance at all, my loan was taken out in 2000 and fully paid by 2003.......which only just qualified in the time limit, but thats just a guide, it could be further back than that but if you find some original paperwork from way back, and you took out PPI with it, give it a go, what have you got to lose, the price of a stamp or two .........hi to di, amersall, max and pinky, and yes, you can all have a few of my chips

Hi Arthur. Very well done:T :T As you say it is worth giving it a go.;) Enjoy your chips and will meet you down by the smoking sheds in the old town for some jellied eels. Tee Hee.:p

arthurdick

maxdp wrote: »

Hi Arthur. Very well done:T :T As you say it is worth giving it a go.;) Enjoy your chips and will meet you down by the smoking sheds in the old town for some jellied eels. Tee Hee.:p

ha ha ok max, ...... .im off now............good evening to everybody.....hope you all have a good time........me signing off, gonna have a couple of cold beers, and let my mind wander for a bit........there is so much i have to do and get, but to sit down and have a few cold beers and feel good is great, .... take care all......have a giggle yeah

maxdp

You enjoy Arthur and lovely to have you on here.