PPI Reclaiming successes and failures

orville28

Anne42 wrote: »

Hi everyone,

came home from work today to find a letter from Lloyds TSB on the doormat. My complaint has been accepted :j and the following will be done:

• calculate a full refund of all PPI premiums that have been paid
• add interest charged on the premiums during the terms of the loan
• remove any outstanding payments and interest remaining on the PPI loan
• to give you the choice of reducing your monthly repayments (assuming you wish to accept the offer)

Lloyds have agreed to pay £1527.60 plus interest accrued (payment will be made on my loan account):T

I cannot tell you how happy this makes me. All it took was the first template letter. Thank you Martin and everyone else who helped to clear a couple of things before I send the letter off. I am forever grateful!

Thanks
xxxx

under what grounds did you claim your refund

pinknico

sparky0107 wrote: »

Quick update on my HFC PPI reclaim.

I received a letter from HFC bank to settle my claim for mis-sold PPI. I had the figure of £400 or there about, the letter breaks it down as follows HFC are paying me £1,419.74 plus 8% stat interest £765.48 making a grand total of £2185.22 :j . I would have been happy with the £400 , so now I can clear all of my overdrafts, and start to concentrate on the credit cards.

Once again massive thanks to Di3004, maxdp & pinknico. I couldn't have done it wihout your help. THANK YOU ALL

Fantastic Sparky, brilliant result.x

dazzer26

got home today to a letter from the fos to say they have upheld my complaint against firstplus and that fp have agreed to it less the £200 compo no money details but very HAPPY, this has taken nearly a year from start to this point so anybody waiting just be patient its worth the wait ,a huge THANKS to martin and to everybody who helped me along the way especially my new friend di who has been brilliant and an absolute star.

pinknico

arthurdick wrote: »

hi all its me .....finally found out my win amount today, £1087....so , hastings, beers & chips it is then .......well, when the money is in my account, til then, i aint counting me chickens ..........well done to all those recent winners ........to all of those who pop in here and think that it will never be them, if you dont ask, you dont get, he who dares.......and all that ........take me, i never thought i would have a chance at all, my loan was taken out in 2000 and fully paid by 2003.......which only just qualified in the time limit, but thats just a guide, it could be further back than that but if you find some original paperwork from way back, and you took out PPI with it, give it a go, what have you got to lose, the price of a stamp or two .........hi to di, amersall, max and pinky, and yes, you can all have a few of my chips

Realy great news, arthurdick. Enjoy x:beer:
I notice Di hasnt left me any chips!!

pinknico

dazzer26 wrote: »

got home today to a letter from the fos to say they have upheld my complaint against firstplus and that fp have agreed to it less the £200 compo no money details but very HAPPY, this has taken nearly a year from start to this point so anybody waiting just be patient its worth the wait ,a huge THANKS to martin and to everybody who helped me along the way especially my new friend di who has been brilliant and an absolute star.

Oh dazzer that is brilliant news, fantastic.:beer:

di3004

dazzer26 wrote: »

got home today to a letter from the fos to say they have upheld my complaint against firstplus and that fp have agreed to it less the £200 compo no money details but very HAPPY, this has taken nearly a year from start to this point so anybody waiting just be patient its worth the wait ,a huge THANKS to martin and to everybody who helped me along the way especially my new friend di who has been brilliant and an absolute star.

Dazzer this is brilliant news :j :j , well done and congratulations :beer: :T :beer: :T , WOW I am soo happy for you and all the other winners, its great and we are getting more winners by the day, its wonderful, thanks for sharing your news with us Dazzer, well done.:beer: :T

Di
X

arthurdick

pinknico wrote: »

Realy great news, arthurdick. Enjoy x:beer:
I notice Di hasnt left me any chips!!

ha ha pinky, you have to be quick to beat di when there are chips about .....

arthurdick

right all, i had a change of plan, no beers, went out and treated meself to a box of weetabix to celebrate my win ......there are better ways i know, but had the craving .. anyway, off now, to relax , watch a bit of tv, i gotta be up at 5 for work, so that will do me for tonight......take care all, have a giggle

di3004

pinknico wrote: »

Realy great news, arthurdick. Enjoy x:beer:
I notice Di hasnt left me any chips!!

Oops sorry Pinknico.....:o , it must have been all the excitement with all these winners........:p , I got carried away......:o :rotfl: :rotfl: , I enjoyed them though lmao, thanks arthurdick, your a diamond :T XXX

di3004

arthurdick wrote: »

right all, i had a change of plan, no beers, went out and treated meself to a box of weetabix to celebrate my win ......there are better ways i know, but had the craving .. anyway, off now, to relax , watch a bit of tv, i gotta be up at 5 for work, so that will do me for tonight......take care all, have a giggle

Awe bless ya hunni, you have a good night and again Well done !:T
Catch ya when your back. Cheers for those lovely Chips , and have a drink on me :beer: , night hunni XXX