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PPI Reclaiming successes and failures

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Comments

  • ooh_matron
    ooh_matron Posts: 192 Forumite
    Part of the Furniture
    :D:D woohoo, money in bank today from TSB , off to start my Christmas shopping.:j:j:j
    2019 WINS- £100

    2020 WINS: Toni & Guy Hairdryer & Straighteners.
  • di3004
    di3004 Posts: 42,579 Forumite
    ooh_matron wrote: »
    :D:D woohoo, money in bank today from TSB , off to start my Christmas shopping.:j:j:j

    Excellent!:T:j Congratulations!:D:beer:
    The one and only "Dizzy Di" :D
  • Draved
    Draved Posts: 51 Forumite
    Halifax update for any in the September acceptance gang.

    Called yesterday as advised on various issues and finally some movement on my old personal loans. I have letters in the post apparently but was given figures over the phone. Payment will be made within 30 days after I accept the offer.

    There is still one credit card that I am waiting on but so far:

    £11.5k for mortgage - will be credited by 15th Dec
    £8k for loans and CCs

    I started my PPi journey off my own back but this site has been a good source of keeping up to date and asking the odd question so thanks to all.
  • geraldine12
    geraldine12 Posts: 8 Forumite
    hi can anyone answer this question (fos cant) had loan brokered by central capital & £10250 added for ppi. 6 months into loan swift rang and said our payments were very high if we reloaned better intrest rate payments would be less .now the problem central have upheld our complaint and say they are waiting for info to restructure the loan as the loan is payed off can swift claim the money for new loan .sorry if in wrong place
  • kiteley
    kiteley Posts: 1 Newbie
    :beer: Fantastic, I followed all the guides on this site, and within 8 weeks voila, £3250.00 refund! for a unsecured loan I took out in 2002 with AA financial services, thanks moneysaving expert !!! well worth it and it will help me to pay of some other debts now, and have a nice xmas... :)
  • daisyloved
    daisyloved Posts: 8 Forumite
    Still in tears..of joy!
    • What were you reclaiming: Credit Card
    • Who was the provider: MBNA
    • How much did you get back: £4166.85
    • Did you get it back after a letter or did you go to the Financial Ombudsman: After one letter.
    • And then write your brief reclaim tale
    • Followed MSE advise, sent i £1 to MBNA for my credit card agreement. They sent me a copy back, showing I had not ticked the box requesting PPI. Sent in my questionnaire (available on this website) on 23/11/2011.
    • Received my offer letter today 07/12/2011: £4166.85. My fiance did the same as me and received £1600 ( cheque arrived within a few days of the offer letter).
    • Don't be afraid to give it a go guys, they can only say no... £4000 will change my life.
  • The_Marksman
    The_Marksman Posts: 1,712 Forumite
    daisyloved wrote: »
    Still in tears..of joy!
    • What were you reclaiming: Credit Card
    • Who was the provider: MBNA
    • How much did you get back: £4166.85
    • Did you get it back after a letter or did you go to the Financial Ombudsman: After one letter.
    • And then write your brief reclaim tale
    • Followed MSE advise, sent i £1 to MBNA for my credit card agreement. They sent me a copy back, showing I had not ticked the box requesting PPI. Sent in my questionnaire (available on this website) on 23/11/2011.
    • Received my offer letter today 07/12/2011: £4166.85. My fiance did the same as me and received £1600 ( cheque arrived within a few days of the offer letter).
    • Don't be afraid to give it a go guys, they can only say no... £4000 will change my life.

    Great Story, Well Done .........:beer:

    Merry Christmas :xmassmile
    :p:D:p Perfer et obdurai dolor hic tibi proderit olim :p:D:p
  • The_Marksman
    The_Marksman Posts: 1,712 Forumite
    kiteley wrote: »
    :beer: Fantastic, I followed all the guides on this site, and within 8 weeks voila, £3250.00 refund! for a unsecured loan I took out in 2002 with AA financial services, thanks moneysaving expert !!! well worth it and it will help me to pay of some other debts now, and have a nice xmas... :)

    Well Done .........:beer:

    Merry Christmas :snow_laug
    :p:D:p Perfer et obdurai dolor hic tibi proderit olim :p:D:p
  • chinkostu
    chinkostu Posts: 9 Forumite
    recieved my cheque on saturday, nice and crisp. payed in monday, into my halifax account. doesnt clear til tomorrow which is a pain, as im sitting on my hands until then as i need to pay the garage that the cars at!
  • Claira
    Claira Posts: 1 Newbie
    Just had two letters from my bank regarding my two loans and have been awarded £1,115 for both combined - great news!
    The letter says that the bank will Direct debit the money to my account but I was just wondering if anyone has any experience as to how long it takes for them to pay it to my account? Any insights would be grateful.
    Thank you
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