PPI Reclaiming successes and failures

mad4rda

Hi

I made a claim against my Natwest loan PPI payments back in July.

I got the acceptance letters from RBS 10 days ago and sent then back. I didn't hold out much hope for payment before Xmas but £14k appears in my bank account today. Just waiting for the interest to be paid now!!

RDA

di3004

smitchy73 wrote: »

Excellent Di, well done girl, hope you get to enjoy it. So how long was that you were waiting for them to arrive?(After being awarded the refund):D

Thank you.:beer:

September was the offer.;)xx

Mill_Reef

Evening Folks

Nice to see some good results coming through - well done everyone.

I'd be really grateful if somebody could have a look at a couple of loan figures for me please.

Loan 1
Amount £10,000
Total payable £11,634.24
7.9%
Commenced June 2002 with 16 installments of £242.38 including a PPI monthly figure of £35.76

Superseded by Loan 2 and settled loan no. 1 at £7429.96
Amount £10,000
8.9%
Commenced September 2003 for 48 months and ran to term
Monthly installment £246.75
PPI monthly figures of £37.16

Thank you.
MF

dilus

Mill_Reef wrote: »

Evening Folks

Nice to see some good results coming through - well done everyone.

I'd be really grateful if somebody could have a look at a couple of loan figures for me please.

Loan 1
Amount £10,000
Total payable £11,634.24
7.9%
Commenced June 2002 with 16 installments of £242.38 including a PPI monthly figure of £35.76

Superseded by Loan 2 and settled loan no. 1 at £7429.96
Amount £10,000
8.9%
Commenced September 2003 for 48 months and ran to term
Monthly installment £246.75
PPI monthly figures of £37.16

Thank you.
MF

Hi Mill Reef, I can work them out separately for you but did you get a rebate of PPI when you paid off loan 1 ?

Mill_Reef

dilus wrote: »

Hi Mill Reef, I can work them out separately for you but did you get a rebate of PPI when you paid off loan 1 ?

Thanks Dilus - much appreciated.

Other half only had a copy of the loan agreement for the first loan and a loan statement relating to the second loan which reads:

Amount of new loan £10,0000
less settlement of loan account no. 1 £7429.96
Balance paid to you £2570.04

makes no reference to any refund ??
Thanks.
MF

dilus

Mill_Reef wrote: »

Thanks Dilus - much appreciated.

Other half only had a copy of the loan agreement for the first loan and a loan statement relating to the second loan which reads:

Amount of new loan £10,0000
less settlement of loan account no. 1 £7429.96
Balance paid to you £2570.04

makes no reference to any refund ??
Thanks.
MF

PM'd you m8

Buntin

Hello everyone,

I have been a regular reader of these threads and thanks to all you lovely people, I have just received my PPI back on 2 halifax accounts I do have a few queries tho, my apologies if this has been answered before.
I actually had 3 claims against the Halifax, the first was for a loan that I only had for 12 months, I paid it straight off when I remortgaged, my 2nd and 3rd claim was for a visa card and an unsecured loan, both of which are currently in arrears.
When I rang the halifax the other week, they said they would be sending me out a cheque for £336 for the first claim, and that they still had a few weeks to sort out the other 2, yet saturday I received the above cheque plus a cheque for £2200 which has my account numbers on for the second 2 claims, the letter that came with it said 'as per our recent telephone conversation, please find a settlement cheque enclosed'......yet I hadn't discussed any settlement figure with them?
I'm massively tempted to put this cheque in the bank, but because I don't have any of my old credit card statements, I have no way of knowing how they came up with this figure?
Any suggestions on what I should do? And is there any way I can ask for paperwork on how they came up with this figure or get my old visa card statements without paying an arm and a leg for them, I'm just worried incase it's wrong.

massive congrats to everyone who has been successfull

dilus

Buntin wrote: »

Hello everyone,

I have been a regular reader of these threads and thanks to all you lovely people, I have just received my PPI back on 2 halifax accounts I do have a few queries tho, my apologies if this has been answered before.
I actually had 3 claims against the Halifax, the first was for a loan that I only had for 12 months, I paid it straight off when I remortgaged, my 2nd and 3rd claim was for a visa card and an unsecured loan, both of which are currently in arrears.
When I rang the halifax the other week, they said they would be sending me out a cheque for £336 for the first claim, and that they still had a few weeks to sort out the other 2, yet saturday I received the above cheque plus a cheque for £2200 which has my account numbers on for the second 2 claims, the letter that came with it said 'as per our recent telephone conversation, please find a settlement cheque enclosed'......yet I hadn't discussed any settlement figure with them?
I'm massively tempted to put this cheque in the bank, but because I don't have any of my old credit card statements, I have no way of knowing how they came up with this figure?
Any suggestions on what I should do? And is there any way I can ask for paperwork on how they came up with this figure or get my old visa card statements without paying an arm and a leg for them, I'm just worried incase it's wrong.

massive congrats to everyone who has been successfull

I would suggest you contact them and ask for a breakdown of the figures, you may find that you were actually awarded more but they have used a large part of it to settle the arrears, which they are entitled to do.
Copies of statements can cost you £5 each I believe and you probably won't be able to work much out from them. Try the breakdown route

Topkapi

mad4rda wrote: »

Hi

I made a claim against my Natwest loan PPI payments back in July.

I got the acceptance letters from RBS 10 days ago and sent then back. I didn't hold out much hope for payment before Xmas but £14k appears in my bank account today. Just waiting for the interest to be paid now!!

RDA

Quote from RBS "We are dealing with these claims strictly in date order". What a crock of ****. My claim was made in August LAST year. New account already open. The day it goes in - it goes out to the new account.

BarmyBird

Topkapi wrote: »

Quote from RBS "We are dealing with these claims strictly in date order". What a crock of ****. My claim was made in August LAST year. New account already open. The day it goes in - it goes out to the new account.

Here, here... I've still not received my payment because "It's over £5k, so it'll take longer"... yet others who have sent acceptances back after mine for larger values have already been paid theirs :mad:

I've waited the 28 working days and then 4 extra weeks they gave themselves on top of this... it's just ridiculous.