PPI Reclaiming successes and failures

dilus

Kay_Piearcey wrote: »

20 years ago I got myself a barclaycard and have used it on and off since then. When I got it I was in the royal navy so didn't really need PPI, when it appeared on my card I assumed it was compulsory. After listening to you talk about it on Daybreak saying not to use these claim agents and just write to credit card, I e-mailed asking how I could complain. Within a couple of days, got a letter and a FSA form to fill in, which was straight forward and didn't have to send anything off. Within a couple of days got a reply acknowledging form and explaining that they were busy and had dispensation from FSA for delays but not later than early December to investigate. Had a couple of letters of apology every two weeks, then this week got a letter saying they have calculated compensation based on last 6 years as don't have statements prior to that, which is great as last five years, been buying everything on card and clearing bill every month, including my £6k honeymoon and 6 flights to Oz. I expected £2k and got an offer of £5,126, just got to pay tax on about £1k. This is a good Xmas and half towards our investment of solar panels. :-))))). Thank you Martin

WTG Kay :T credit card redress can certainly mount up if you clear the card every month, well done, hope the sun comes back out now

smitchy73

di3004 wrote: »

Two cheques arrived today of the standard offers via Lloyds, as these were old accounts from the mid 90's I did not have enough paperwork so was given an offer on both - £1,200 x 2 = £2,400.:beer::beer:

Good well and well done to all other today's winners too, Congratulations to all. :T:beer::j

Excellent Di, well done girl, hope you get to enjoy it. So how long was that you were waiting for them to arrive?(After being awarded the refund):D

gerald007

Hi all
I've had the letter back from GE money to say its started it's investigation and let me know by 6th dec 2011 ..... If anyone has the time can you tell me what i should be looking at getting back.
Looking back at the loan i must have been mad taking out this loan ... but needed the money.

Loan ........................... £18000.00
PPI ............................... £ 2376.00
broker fee ...................... £ 1800.00

TOTAL LOAN .................. £22176.00

APR .....19.68 .... 180 months ... £329.58 per month

feb 2001 pa paid off july 2006

Thanks ... just like some kind of idea what i should get.

nutty_nat

di3004 wrote: »

Two cheques arrived today of the standard offers via Lloyds, as these were old accounts from the mid 90's I did not have enough paperwork so was given an offer on both - £1,200 x 2 = £2,400.:beer::beer:

Good well and well done to all other today's winners too, Congratulations to all. :T:beer::j

:T:T:T:T:T:T:T:T:T:T:T:T:T

Well done Di I am so pleased for you.

:j:beer::j:beer::j:beer:

Ashers68

1. Reclaiming Personal Loan PPI on a Loan.
2. Lloyds
3. £6.959.23 !

Just wanted to take this opportunity to thank Martin and his team for the downloadable template letter which I filled out and sent off to LLoyds at the beginning of August.
I received a letter from them on 12th August acknowledging my claim and saying how sorry they were and were looking into it etc.
I wasn't about to hold my breath as the letter stated that it could take up to 16 weeks !
However, how surprised I was,when opening a standard type letter from LLoyds on Friday 18th Novermber (some 12 weeks later) confirming that,yes they were "sorry the situation had occurred" and "as a final response" they were offering a final payment of £6.959.23 including interest at 8%.:eek:
Was overjoyed with the news.:j:j
Many thanks yet again as without your help I probably would have never claimed.

Ash.

dilus

gerald007 wrote: »

Hi all
I've had the letter back from GE money to say its started it's investigation and let me know by 6th dec 2011 ..... If anyone has the time can you tell me what i should be looking at getting back.
Looking back at the loan i must have been mad taking out this loan ... but needed the money.

Loan ........................... £18000.00
PPI ............................... £ 2376.00
broker fee ...................... £ 1800.00

TOTAL LOAN .................. £22176.00

APR .....19.68 .... 180 months ... £329.58 per month

feb 2001 pa paid off july 2006

Thanks ... just like some kind of idea what i should get.

Leave it with me for a bit and I'll get back to you tonight gerald

gerald007

Leave it with me for a bit and I'll get back to you tonight gerald

Many Thanks

Topkapi

Acceptance letter posted on 27th August.
Received by them on 5th September.
Advised by phone money would be paid into my account on 12th October.
Got the 4 week delay letter.
Advised by phone money would be paid into my account on 21st November.
Guess what!
NO MONEY
My thoughts - unprintable!

hiedi

Topkapi wrote: »

Acceptance letter posted on 27th August.
Received by them on 5th September.
Advised by phone money would be paid into my account on 12th October.
Got the 4 week delay letter.
Advised by phone money would be paid into my account on 21st November.
Guess what!
NO MONEY
My thoughts - unprintable!

B*****ds! Be a different story if you owed them money! Makes my blood boil.

dilus

gerald007 wrote: »

Leave it with me for a bit and I'll get back to you tonight gerald

Many Thanks

PM'd you Gerald