PPI Reclaiming successes and failures

phoebe1989seb

jotay wrote: »

mine was a really old loan which id paid off and all i had was an old reference off a bank statement and they had all the details :cool: thats really quick settling!! :T im just confused as to why its been so quick for you and not others, My letter was dated 12th Oct and ive not heard a peep

Yes, I'm confused too - although pleased for my DH that it's come through so quickly - as on previous complaints I've made to LTSB, even prior to the Judicial Review, the refunds always took at least the specified time to arrive and on my own current complaint which went through the FOS my refund offer was received a week earlier than DH's but no sign of a cheque yet.

What I meant about the fact that it was a very old loan with no supporting paperwork was that maybe the refund has been processed more quickly because there were no calculations necessary - they offered a set figure of £1200, which apparently LTSB do when no documentary evidence (other than account number, dates of loan) survives so there is no interest to work out etc etc.......

That said, the one I am awaiting is a similar scenario - a loan dating from early 1990s for which I have nothing but the dates and loan account number and I have again agreed to accept a set figure of £1200.

Will post here when that one arrives and hope you don't have to wait too much longer for yours!

tyrosteve

jimbogjones wrote: »

HI

I am currently awaiting a decision from Lloydstb re PPI on my credit card but the ppi was taken out in 2003 which is outside the 6 year rule. I dont have copies of the paperwork, are they likely to turn me down for this?

Thanks

James

Hi.received redress letter in post today from tsb c/c from 2001 to 2005 and i had no paperwork so you should be ok

paid_too_much

tyrosteve wrote: »

Hi.received redress letter in post today from tsb c/c from 2001 to 2005 and i had no paperwork so you should be ok

:T:Twelldone:T:T

villan501

Ladies and Gents and my good friend Cappo

I need your help

I have 4 loans that I complained about with halifax they were for 2.5k, 3.5k, 9k and 12 k I dont have all the figures however the crucial loan of 12k which I took out in 2004 ( When Halifax front loaded the PPI)I paid 12 months @£293 = £3516 then refianced. I TODAY 2 cheques in the post for £629 and £329 total £968with no calculations/ No reference number and the cheek of it my letter inside was addressed

Dear Sir/Madam

What I need help with I think there well out with figures of that £ 3516 I must have apid half at least of the PPI.

I know I have the ombudsman but im so angry im a civil servant and I get 6 months full pay then 6 months half pay as well as a pension payment of at the time £45,000 as of 2004 so defo didnt need the ppi. Can I excalate past the Ombudsman and take it higher maybe court if so what do I need to do

Please experts do me proud

spaniellover

bradzki wrote: »

Took my FP complaint to the top, Mr Bob Diamond CEO, just had e-mail from his office, apolgising and stating I will be paid out in 7 working days. Don't think he would dare lie to me, would he?

You will be fine

eyeopener2

My Oh received the "you will receive redress in 40 days" letter on September 3rd from Barclays. Even a line saying that the calculation would include 8% for the 40 day wait!

Nothing has arrived.

Emailed Bob Diamond.

Today we got a letter saying "thank you for your letter of complaint to Bob Diamond, we are looking into it...... and the time frame for PPI is 8 weeks......."

Sheesh.

kaladin

Please could someone explain why we have to pay 20% tax on the interest ? Very unfair i feel ;-(

villan501

Kaladin

Do we really whys that

di3004

Well done and Congratulations to all today's winners!
:T:beer::j

only_mee

kaladin wrote: »

Please could someone explain why we have to pay 20% tax on the interest ? Very unfair i feel ;-(

villan501 wrote: »

Kaladin

Do we really whys that

Because it is classed as income.