PPI Reclaiming successes and failures

bradzki

paid_too_much wrote: »

they did that on purpose to wind you up surely!!!

Im sure they did, but I will have the last laugh, trust me.

paid_too_much

bradzki wrote: »

Im sure they did, but I will have the last laugh, trust me.

:T:T:T:T:T:T:T:T:T:T:T:T:rotfl:

nickfezz

Just had a MMS off the wife showing letter delivered today from HSBC regarding credit card PPI. Claim upheld. Amount £3,742.00

Thanks to all the regulars on here for your advice and determination. Without you I would have never bothered. With another baby on the way, this money is very much needed.

Thanks again.

paid_too_much

nickfezz wrote: »

Just had a MMS off the wife showing letter delivered today from HSBC regarding credit card PPI. Claim upheld. Amount £3,742.00

Thanks to all the regulars on here for your advice and determination. Without you I would have never bothered. With another baby on the way, this money is very much needed.

Thanks again.

:T:T bet that's a relief, well done:T:T

nickfezz

It sure is. Can sort out the nursery with nice new things now without scrimping and scraping

The_Marksman

nickfezz wrote: »

Just had a MMS off the wife showing letter delivered today from HSBC regarding credit card PPI. Claim upheld. Amount £3,742.00

Thanks to all the regulars on here for your advice and determination. Without you I would have never bothered. With another baby on the way, this money is very much needed.

Thanks again.

Great News & congrats with the baby

paid_too_much

Hi

okay so somebody posted on here about emailing Santander twice and then contacting the CEO when they didn't get anywhere. At the time I had just written my claim letter to Santander and was about to post it. I didn't instead I emailed it to their complaints email and recieved no response not even an automated acknowledgement, this was Tuesday. So I just emailed it again complaing that nobody had even acknowledged it and immediately recieved the following

Hello Thanks for your e-mail. This is a receipt to let you know we've received your message, and we'll reply as soon as we can. We want to make certain that your information is kept as safe as possible so we do ask that you don't supply any of your account details on an e-mail. If you do need to ask us about your accounts, please give us a call. To find the most appropriate telephone number, please visit our website: www.santander.co.uk

hoping this one moves fast, it's not for much but it's one of those I just want to get sorted out so I can get rid of the flaming card (Mothercare)

Red_peppers

:Twell done to all winners :T

My husband had a loan with intelligent finance which included ASU cover.

As he is a self employed business owner we thought this was not necessary.
In May / June I sent of a complaint to them and in sept received a letter not upholding the complaint, but not giving reasons why, but if he had anymore info to add let them know and they would re assess.

I wrote back to them and asked for them to look at it again and to give reasons for their decision, re emphasising the self employment.

In October received a letter saying original letter was a final response go to the FOS, still with no reasons given.

So I wrote another letter and sent it to the CEO of Lloyds, asking why did they ask for further info if they were just going to ignore it and stick by their decision.

I have just filled in the FOS paperwork ready to send when a letter arrives from Intelligent Finance in reference to contacting the CEO.

They are adamant that my husband was covered under the insurance and enclosed a copy of the summery.
It states: you are eligible for ASU cover if you are aged between 18 -65, are in full time employment or self-employment and have been for at least 6 months.

They have offered £50 in recognition of the inconvenience for them not giving a clear explanation of the reasons behind their decision.

So should I shred the FOS letters and chalk it up to experience?

Thanks Red

ianofaraby

Just gotta tell someone. I followed the link on First Directs website regarding missold PPI, sent off the downloaded forms and after 8 weeks have just received a letter from them offering me over 16 grand! Absolutely speechless.

The_Marksman

ianofaraby wrote: »

Just gotta tell someone. I followed the link on First Directs website regarding missold PPI, sent off the downloaded forms and after 8 weeks have just received a letter from them offering me over 16 grand! Absolutely speechless.

Great News & just reward for your efforts, well done