PPI Reclaiming successes and failures

andybarca

thanks to MSE i have received a £3900 refund in PPi from a HSBC loan and been successful in my claim for PPI on my HSBC credit card.
however they have stated that as they are only required to hold records for 6 years they are only paying me the last 5 months premiums with interest, £426. I have found 5 statements prior to this but I had had the credit card from 2001. Is there anyway I can get proof of the premiums I had paid previously?

thanks

nannytobe_2

hello ive been reading this site for months and after building up a bit of bravado i telephoned tsb about a loan i had but was paid in full ,they took my details and told me id here in about a week .one week later i received a letter to say that there was 3 loans they were looking into and i would hear in approx 16 weeks .that was 6 weeks ago ..however imagine my suprise when i checked my on line banking today and found a whopping 5090.65 .i carnt believe it. its all thanks to everyone on this site thankyou just doesnt seem enough .ive paid off my own and my daughters credit cards with it .so we're both debt free thankyou everyone im very grateful for all your help xx

nutty_nat

:mad::mad::mad::mad::mad:

As you have probably guessed no Firstplus cheques have arrived today and there eight weeks is up today.

I have sent Mr Diamond an e-mail asking for compensation, I will give Firstplus another call on Friday.

newton67

Had another letter from Lloyds TSB apologising for the delay in making my payment (still 2 days from deadline date) and they had recalculated adding £70 to my amount. My payment was now a priority and would be paid by transfer to account to speed up process.
Blah blah heard it all before, but take it all back £7000 transferred into my account this morning. First complained in May so process quite drawn out but not as bad as some I know.
Thanks for the help and good luck to everyone !:j

madmish

nannytobe wrote: »

hello ive been reading this site for months and after building up a bit of bravado i telephoned tsb about a loan i had but was paid in full ,they took my details and told me id here in about a week .one week later i received a letter to say that there was 3 loans they were looking into and i would hear in approx 16 weeks .that was 6 weeks ago ..however imagine my suprise when i checked my on line banking today and found a whopping 5090.65 .i carnt believe it. its all thanks to everyone on this site thankyou just doesnt seem enough .ive paid off my own and my daughters credit cards with it .so we're both debt free thankyou everyone im very grateful for all your help xx

great news, well done!:beer:

The_Marksman

newton67 wrote: »

Had another letter from Lloyds TSB apologising for the delay in making my payment (still 2 days from deadline date) and they had recalculated adding £70 to my amount. My payment was now a priority and would be paid by transfer to account to speed up process.
Blah blah heard it all before, but take it all back £7000 transferred into my account this morning. First complained in May so process quite drawn out but not as bad as some I know.
Thanks for the help and good luck to everyone !:j

Great News Well Done .........:beer:

madmish

mum2oliver wrote: »

Hi Madmish, what were your reasons for saying the PPI was missold? I have just been refused by Barclaycard so am just curious. Big congrats to you though!! :T Many thanks Donna

i got paid from work if i was off sick and didn't need the money, i was advised to take it anyway, for the "extra" cash if i was off sick...
hope this helps.x

mum2oliver

madmish wrote: »

i got paid from work if i was off sick and didn't need the money, i was advised to take it anyway, for the "extra" cash if i was off sick...
hope this helps.x

Thanks for the reply

madmish

Hi all i was just wondering f any of you know the payout time frame from barclaycard? on the letter i got with an offer there was no indication, on the following article from barclaycard, it says 8 weeks, is that for the whole claim? i.e from when i first complained? thanks for any help. http://www.barclaycard.co.uk/ppi/

Haydens_Mum_2

OMG!!!

I have just check my Lloyds account after seeing people had received their monies and mine have been paid in full plus approx £100:j:j:j:j:j
Have just been down and took all of it out incase they change their minds:rotfl::rotfl::rotfl:

Thank you for all the help and support I have received on here and good luck to everyone else waiting for Lloyds to pay out:beer: