PPI Reclaiming successes and failures

mattessex

Ok Here Goes:

Loan 1
Started: 05 April 2005
Total Loan Amount inc PPI £16885.85
PPI: £2885.85 @ 6.9%
Paid monthly of £56.74
60 months but paid off in 37 months
Ended: 31 May 2008

Loan 2
Started: 31st May 2008
Total Loan Amount inc PPI £13123.30
PPI: £2102.55 @ 7.2%
Paid monthly of £58.80
41 months but paid off in 30 months
Ended: 01st April 2011
Complaint made to LloydsTSB in Oct 2011, received letter 1 week later of my complaint.
Any ideas of reimbursement ?

Lemonie1985

Still no new for my loan with Halifax received my upheld letter on 26th August my claim handler called and still no news!! I am fed up of waiting now!!!! :mad:

paid_too_much

Lemonie1985 wrote: »

Still no new for my loan with Halifax received my upheld letter on 26th August my claim handler called and still no news!! I am fed up of waiting now!!!! :mad:

it's awful being so disappointed by the postie everyday!

kerrirobberts

welshneo wrote: »

GOOD NEWS!!!

I just received a call from LloydsTSB admin department. They have heard my complaint and are happy to pay it sooner than they otherwise would have. They gave me a preliminary date of 23rd of November but will call me back shortly as there is a possibility that they can pay it BACS into my account today!

They also said that the time frame I was given (August complainants paid in November) is now shorter as they have cleared the lion share of the backlog. It's all down hill from here

Was this a withheld number as I had a call today from a withheld but no message left.

thegaffer

My 3rd claim with MBA has been upheld thats 3 totalling £20k now (1 x CC, 2 X loans)

the CEO there Ian Doherty is very good, emailed him and he gets within a day with the breakdown, if only Lloyd's were as good !

Question though can anyone help - How do i tell the taxman about the 8% interest (does he get it all or just a portion of it), but if someone could tell me who ro write to or website i would be most grateful

thanks

fatbagman

Unbelievable, downloaded the questionnaire from the MSE website, filled it in and sent it off yesterday, 07 nov 2011, got a call from Santander this afternoon telling me I would get the full amount back plus interest.
Took out a loan with alliance & Leicester 3 years ago. Felt I had been forced to take out the ppi otherwise I would not get the car loan. I should have done this ages ago. Do not be put off, the banks know they are in the wrong and what have you got to lose? It cost me £1.30 to sort it out and I will get around £800 back.

The_Marksman

thegaffer wrote: »

My 3rd claim with MBA has been upheld thats 3 totalling £20k now (1 x CC, 2 X loans)

the CEO there Ian Doherty is very good, emailed him and he gets within a day with the breakdown, if only Lloyd's were as good !

Question though can anyone help - How do i tell the taxman about the 8% interest (does he get it all or just a portion of it), but if someone could tell me who ro write to or website i would be most grateful

thanks

fatbagman wrote: »

Unbelievable, downloaded the questionnaire from the MSE website, filled it in and sent it off yesterday, 07 nov 2011, got a call from Santander this afternoon telling me I would get the full amount back plus interest.
Took out a loan with alliance & Leicester 3 years ago. Felt I had been forced to take out the ppi otherwise I would not get the car loan. I should have done this ages ago. Do not be put off, the banks know they are in the wrong and what have you got to lose? It cost me £1.30 to sort it out and I will get around £800 back.

Well Done ................:beer:

soph82

Hi All,

I am going completely loopy with Halifax at the moment with my PPI payments claim. I have two cards, both paid in full and closed which I am claiming for.. I sent the template from MSE in May and got a reply in July to say they will refund plus 8% interest.

I have called them a few times since recieving the letter to find out how long it will take, 1st call - i was told approx 7-8 wks, 2nd call - oh we cant give you timeframe and the amounts havent been worked out yet..call today....same answer! :mad:

I really do not have the time to keep calling and chasing them !! Has anyone got anything of Hailfax...Im thinking of writing a letter of complaint...

welshneo

Disgustified wrote: »

I hope what they are saying is true. When you say August complaints do you mean those made in August or those who got their offer in August?

Because my situation is no different to yours from what I can see. I want the money to pay off debt with Lloyds and my complaint was made in May, so could you please post to say when you get the cash?

That way I will have some ammo to go at them with if I don't get mine very shortly.

Yes! I was told those who accepted offers in August are only just being paid now! I will post here every step of the way! Goodluck!

welshneo

kerrirobberts wrote: »

Was this a withheld number as I had a call today from a withheld but no message left.

From 0191 335 7000. I cross referenced it with saynoto0870 dot com (I'm restricted from posting links)