PPI Reclaiming successes and failures

carlyberyl

Hi all...could somebody please tell me if ppi was not applicable if working part time? thankyou

The_Marksman

carlyberyl wrote: »

Hi all...could somebody please tell me if ppi was not applicable if working part time? thankyou

it will depend on the hrs your work i believe? was it a loan or CC ppi?

di3004

carlyberyl wrote: »

Hi all...could somebody please tell me if ppi was not applicable if working part time? thankyou

Hi there

Normally it will not cover you for part time, but depending on the part time hours, some policies state 18 hours, others 16 hours, and some even 24 hours, so definately worth getting hold of the policy booklet details if you can, the lender will provide this to you on request, or you may find a copy online for the year it was taken out.;)

carlyberyl

its for both marksman, and for me and other half, just wondering if it was even applicable! mine were new look and etam store cards and i believe i worked less than 16 hours a week at the time

The_Marksman

carlyberyl wrote: »

its for both marksman, and for me and other half, just wondering if it was even applicable! mine were new look and etam store cards and i believe i worked less than 16 hours a week at the time

I would do as our Di suggests and see if you can get the booklet to check what applied to you. Im not the best to give advice on CC but on loans most were front loaded so this and your reason is good enough for a complaint

reallyangrynow

well done dusty:j:ji bet you rover the moon was the payment more or lessthan you expected ? and were you originally told your payment would be a cheque or has it always been bacs by knowing this it might help me and others to work out how longour payments might be:beer:

nutty_nat

As you have probally guessed no Firstplus cheque yet. Eight weeks is up next week I bet it is still not here next week :mad:.

paid_too_much

oh that's so annoying!!! I'm still awaiting a response from MBNA and I swear the postman gets later and later everyday!

reallyangrynow

just been told that what i was told on tues about payments being out sourced and new calculations letters being received by this weekend is not true the man couldnt understand why i had been told this by a member of the management team it is still lloyds that are dealingwith all payments and yes you guessed it still no time scale
GRRRRRRRRRRRRRRRR

dustybin71

reallyangrynow wrote: »

well done dusty:j:ji bet you rover the moon was the payment more or lessthan you expected ? and were you originally told your payment would be a cheque or has it always been bacs by knowing this it might help me and others to work out how longour payments might be:beer:

Hi Reallyangry
I'm a bit confused as the money I have had is PPI refund, but it is more then what was on original calculations......but, I have made 3 months loan payments with PPI since this calculation, so could be right. Will see what amount I get for interest etc......on calling Lloyds this morning to see how long till this gets paid......yup you guessed it, no timescale:eek::mad:
BUT the fact I have seen some cash from LLoyds is definitely something to smile about:D

I was always told it would be paid direct into bank, and it was.