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PPI Reclaiming successes and failures

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    k77mss wrote: »
    hi guys could someone please tell me who owns beneficial finance credit card was told itwas hbos but is it hsbc? and a telephone number please
    well done all the winners this week


    Hi

    I assumed they were under the umbrella of HSBC.

    What you could do is contact the FOS, as they have possibly had dealings with them when investigating complaints, just ring on the free general customer number, inform them you want to make a reclaim but unsure who owns BF, they should be able to confirm with the address details.

    Good luck.

    http://www.financial-ombudsman.org.uk/contact/index.html
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi all

    I called Llloydstsb today to check on the status of my credit card PPI complaint and was told they would send a final letter either rejecting the claim or making an offer within the 16 weeks they have agreed (its been 12 weeks so far).

    If it is a rejection does the fact that it is a final letter mean that I won't be able to query it and will have to go straight to FOS. Some posts have been stating that they have written to their various organisations to offer them a fortnight to reconsider when they have been rejected.

    Also I am just appalled to be reading your various stories about how the banks are stalling at every turn. I cant believe I let some of these same organisations look after my money and mortgage.

    Thanks

    James


    Hi and welcome

    Its known they will review into rejected final complaints, if you send them further info, and if you think they missed or overlooked anything, ask them as a valued customer if they will reconsider as you believe you have a genuine reason to make a reclaim/complaint, keep at them, fingers crossed.;)
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    kaz310 wrote: »
    Can't believe it.... I e-mailed CEO less than a week ago and today I received a letter from Firstplus stating my claim has been upheld. £7002.46 is their offer but by my calculations they are £412.00 short. My reckoning is that I have made 46 payments with the payment protection being £145.42 = £6689.32 add on the 8% interest of £725.88 = £7415.20. I will be talking to them about this but the main thing is I have won.

    Thanks everyone for all your help. I couldn't have won this without your help and support
    :T:T:T:T:T:T:T:T:T


    So fab news this!:T Well done and Congratulations!:beer:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    caketiger wrote: »
    I spoke to a lady today who has said that payment will be 3 weeks away max. She reckons that they've brought another company in to handle payments and its now all moving.

    Fingers crossed!


    Well done!:T & Congratulations!:beer:

    How long have you been waiting?
    The one and only "Dizzy Di" :D
  • had offer letter off lloyd's on 26/9/11
    payment into my bank of just over £12000 today
    so pament made within the 28 working days:T
    well done lloyds
  • nutty_nat
    nutty_nat Posts: 475 Forumite
    kaz310 wrote: »
    Can't believe it.... I e-mailed CEO less than a week ago and today I received a letter from Firstplus stating my claim has been upheld. £7002.46 is their offer but by my calculations they are £412.00 short. My reckoning is that I have made 46 payments with the payment protection being £145.42 = £6689.32 add on the 8% interest of £725.88 = £7415.20. I will be talking to them about this but the main thing is I have won.

    Thanks everyone for all your help. I couldn't have won this without your help and support
    :T:T:T:T:T:T:T:T:T

    :beer::j:beer::j:beer::j:beer::j:beer::j

    Well done another win for Firstplus.

    Natalie;)
  • di3004
    di3004 Posts: 42,579 Forumite
    chrisgreen wrote: »
    had offer letter off lloyd's on 26/9/11
    payment into my bank of just over £12000 today
    so pament made within the 28 working days:T
    well done lloyds

    Hi

    That is good going with them then, well done!:T & Congratulations:beer:
    The one and only "Dizzy Di" :D
  • Fatigue forces Lloyds chief's break

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    6A15185CF662DDB295CDB0F31EEEE6.jpg

    Lloyds boss Antonio Horta-Osorio was told to take a break by doctors



    Taxpayer-backed Lloyds Banking Group has been thrown into chaos as its boss took an unexpected leave of absence due to illness.
    Antonio Horta-Osorio, who became Lloyds chief executive in March, is understood to be suffering from fatigue due to overwork and has taken leave following medical advice.
    The 47-year-old, who is expected to return before the end of the year, was in the midst of implementing his strategic vision for the bank, which includes overseeing an EU-imposed sale of 632 branches, a revamp of its Halifax brand and around 15,000 job losses.
    In a statement, Lloyds said: "The board of Lloyds Banking Group announces that following medical advice Antonio Horta-Osorio is taking a temporary leave of absence from his duties as group chief executive of the bank due to illness. Antonio is expected to return to his position before the end of the year."
    Lloyds, which is 40.2% state-owned, said its board will meet later this morning to agree interim arrangements which will be announced in due course.
    Shares in the bank fell 1.5% after Lloyds confirmed Mr Horta-Osorio's leave - but had already been under pressure amid increased uncertainty in the eurozone.
    Group finance director Tim Tookey is understood to be lined up to stand in for Mr Horta-Osorio, however, Mr Tookey is leaving the company in February to join life assurer Friends Life.
    Mr Horta-Osorio, who was absent from a parliamentary committee meeting on Tuesday, takes leave less than a week before the banking giant is due to reveal its third-quarter results.
    Lloyds reported a £3.3 billion pre-tax loss in the six months to June, compared with a £1.3 billion profit last year, as the cost of the payment protection insurance (PPI) scandal took its toll.
    Stripping out the provision set aside for customers mis-sold PPI, the bank saw underlying profits plunge 31% to £1.1 billion as it struggled with the "subdued" economic climate.
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    kaz310 wrote: »
    Can't believe it.... I e-mailed CEO less than a week ago and today I received a letter from Firstplus stating my claim has been upheld. £7002.46 is their offer but by my calculations they are £412.00 short. My reckoning is that I have made 46 payments with the payment protection being £145.42 = £6689.32 add on the 8% interest of £725.88 = £7415.20. I will be talking to them about this but the main thing is I have won.

    Thanks everyone for all your help. I couldn't have won this without your help and support
    :T:T:T:T:T:T:T:T:T
    :j:j:j:jYaaaaay :j:j:j well done :T:T:T
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    amersall wrote: »
    Look here

    http://www.!!!!!!!!!!!!!/

    We cannot post his e mail on this site :D:D:D:D:D:D
    I wonder why? :rotfl:
    It is Antonio who you seek :D
    :D:D:DTold you :D
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