PPI Reclaiming successes and failures

di3004

Krasnoludek wrote: »

Hi

Got my cheque from Halifax today £1896.05 took from end of December

Also had a cheque for a loan my husband had with them for £205.00

Many thanks to all on here

K x

Well done and Congratulations :beer: :T , great news.

"onwards and upwards" :T .


Di
X

pinknico

Krasnoludek wrote: »

Hi

Got my cheque from Halifax today £1896.05 took from end of December

Also had a cheque for a loan my husband had with them for £205.00

Many thanks to all on here

K x

Well Done Krasnoludek on your success.:beer:

amersall

Krasnoludek wrote: »

Hi

Got my cheque from Halifax today £1896.05 took from end of December

Also had a cheque for a loan my husband had with them for £205.00

Many thanks to all on here

K x

:T:T:T:Texcellent well done:T:T:T:money:

foxy23

Hi this is the first time that i have posted so here goes.

I have been following this forum for months and over the new year finally took the plunge and completed the first template. I sent one to Natwest as i have had two loans over a 6 years the first one in 2003 the second 2005 and both were sold to me with PPI without me realising. It was only when my new husband came with me to the bank to review my loan did i realise that i had been paying insurance that i did not know i was paying for. I also had a credit card with Natwest and a M&S Store card all with ppi. I initally had letters back from them all saying they were looking into my case and would be in contact.

Natwest identified a case working in manchester who i telephoned on friday for an update of my case. He said that both my loans and the credit card have all been linked together for him to deal with and that he was still awaiting for a response from my bank. He confirmed that if the bank did not contact him in the next week they probably have not got the paper work and they will be making me a offer of payment.
:j :j :j
Today i sent the second template letter to both the companys to ensure they are aware that i am going to follow the process through to the end.
:j :j :j
Fingers crossed and thank you everyone for all of your great advice, i will keep you all informed.

dixiedriver

Krasnoludek wrote: »

Hi

Got my cheque from Halifax today £1896.05 took from end of December

Also had a cheque for a loan my husband had with them for £205.00

Many thanks to all on here

K x

Well done! Delighted to hear more good news - you have encouraged other posters on this site so :j !

sparky0107

What were you reclaiming: PPI
How much did you get back: Full refund of PPI plus interest at card rate plus interest at 8%
Did you get it back after a letter or did you go to the Financial Ombudsman: SAR request sent February 2008, statements came very quickly. Sent request in March 2008 for full refund of PPI due to the fact I was covered by works policy. Letter from Cap1 in April, usual get lost letter, terms were set out for me to read & cancel within 30 days etc. April sent complaints form to FOS, got regular updates, stating they were very busy due to high amount of claims. Saturday 21st February 2009, received letter from FOS stating that CAP 1 were willing to settle my claim, in full without admitting liability (as if I care lol), settlement should take another 6 to 8 weeks due to Cap 1 being inundated with claims.


Thank you to everyone for your support and help with wording of letters and encouragement, you know who you are, di3004, marshallka and pinknico :T . You're all stars. I will update this with final figures once I get the cheque, it's probably just over £100, but it's money I thought I'd never see again. Keep going everyone and don't give in. You'll get there in the end. I am now going to claim for my DW's charges & PPI.

pinknico

sparky0107 wrote: »

What were you reclaiming: PPI
How much did you get back: Full refund of PPI plus interest at card rate plus interest at 8%
Did you get it back after a letter or did you go to the Financial Ombudsman: SAR request sent February 2008, statements came very quickly. Sent request in March 2008 for full refund of PPI due to the fact I was covered by works policy. Letter from Cap1 in April, usual get lost letter, terms were set out for me to read & cancel within 30 days etc. April sent complaints form to FOS, got regular updates, stating they were very busy due to high amount of claims. Saturday 21st February 2009, received letter from FOS stating that CAP 1 were willing to settle my claim, in full without admitting liability (as if I care lol), settlement should take another 6 to 8 weeks due to Cap 1 being inundated with claims.


Thank you to everyone for your support and help with wording of letters and encouragement, you know who you are, di3004, marshallka and pinknico :T . You're all stars. I will update this with final figures once I get the cheque, it's probably just over £100, but it's money I thought I'd never see again. Keep going everyone and don't give in. You'll get there in the end. I am now going to claim for my DW's charges & PPI.

Really pleased for you Sparky,:T :beer: :T

meandjeff

can anybody help!!! is there anyone out there who as put in a claim for ppis,against direct auto finanacial services the car was purchased from yes car credit,but these muppets are the finacial lenders at the time and still are,ive checked on the fsa site and they was defo regulated at the time i got the car,can i still put in a claim with them? AND AS ANYBODY HERE GOT THERE RIPPED OFF MONEY BACK PLZZ ZZZZZZ!!!!!!!!.

di3004

Success at last :T :T

Just received an email from the Adjudicator, Lloyds TSB agreed with the Adjudicators view and is refunding all PPI, plus interest and Charges etc, as if PPI were not taken out.....yippeeeee, so no waiting for the ombudsman now :T .

Thanks to all who helped me, Marshallka, Max, Pinknico, Dreamer and everyone else who got me through all this.:beer:

I will post the figures when I have them, so I know for definate the amounts.:D :beer:

Di
XXXXXXXX

di3004

meandjeff wrote: »

can anybody help!!! is there anyone out there who as put in a claim for ppis,against direct auto finanacial services the car was purchased from yes car credit,but these muppets are the finacial lenders at the time and still are,ive checked on the fsa site and they was defo regulated at the time i got the car,can i still put in a claim with them? AND AS ANYBODY HERE GOT THERE RIPPED OFF MONEY BACK PLZZ ZZZZZZ!!!!!!!!.

Hi there

Yes you should be able to try to reclaim from them, as long as you've not actually made a claim for sickness/unemployment etc and you feel you were mis sold this product for any reason.;)

If you want some help through this please let us know, we will do our best to help.;)