PPI Reclaiming successes and failures

binxter

Hi, a newbie here. Just wondering if anyone can advise me on claiming for a credit card as I've had the card over twenty years and have no idea how i applied for it. Just can't remember if it was by post or at the bank. I only realised I had PPI from coming on this site. Also I sent off my details for my bank loans about April and have had one letter of acknowledgment dated 30th June and nothing else. From reading some of these posts i realise some people have been waiting a long time for their payouts but should I have received a letter of some sorts by now. Any advice gratefully received.

jansey07

binxter wrote: »

Hi, a newbie here. Just wondering if anyone can advise me on claiming for a credit card as I've had the card over twenty years and have no idea how i applied for it. Just can't remember if it was by post or at the bank. I only realised I had PPI from coming on this site. Also I sent off my details for my bank loans about April and have had one letter of acknowledgment dated 30th June and nothing else. From reading some of these posts i realise some people have been waiting a long time for their payouts but should I have received a letter of some sorts by now. Any advice gratefully received.

mine was with lloyds and i kept onto them ringing once a week till they told us it had been upheld on phone and also told us the calculations on the phone .

binxter

Thanks for that, I will ring them as mine is with Lloyds aswell.

sands02

Hi all
:j:j:j:j:j:jgot my credit card ppi tuesday £10k + absolutely over the moon:T:T:T:T:T A BIG BIG THANKS:D:D:D:D to MSE especially Di , Smitchy, Amersall and all those that have given valuable advice:D:D:D

If I hadn't come on a read the posts on the forum I wouldn't have known what to do. Between my loan and cc It has been over £15k (makes me cringe thinking what I might have lost)
After years of struggling I am now debt free:beer::beer:

Extra GOOD LUCK to you all xxxxxxxxxxxxxxx

The_Marksman

sands02 wrote: »

Hi all
:j:j:j:j:j:jgot my credit card ppi tuesday £10k + absolutely over the moon:T:T:T:T:T A BIG BIG THANKS:D:D:D:D to MSE especially Di , Smitchy, Amersall and all those that have given valuable advice:D:D:D

If I hadn't come on a read the posts on the forum I wouldn't have known what to do. Between my loan and cc It has been over £15k (makes me cringe thinking what I might have lost)
After years of struggling I am now debt free:beer::beer:

Extra GOOD LUCK to you all xxxxxxxxxxxxxxx

Brilliant News! Well Done You ..........:j

amersall

sands02 wrote: »

Hi all
:j:j:j:j:j:jgot my credit card ppi tuesday £10k + absolutely over the moon:T:T:T:T:T A BIG BIG THANKS:D:D:D:D to MSE especially Di , Smitchy, Amersall and all those that have given valuable advice:D:D:D

If I hadn't come on a read the posts on the forum I wouldn't have known what to do. Between my loan and cc It has been over £15k (makes me cringe thinking what I might have lost)
After years of struggling I am now debt free:beer::beer:

Extra GOOD LUCK to you all xxxxxxxxxxxxxxx

:j:j:j:j:jWhat a result :beer::beer:
Glad to have helped :)
My bill is in the post :rotfl:0% plus VAT:D:D

tomsable

Hi everyone,

An encouraging tale for anyone thinking of reclaiming PPI:

I recently reclaimed the PPI on a £7000 loan I took out in 2008 with Alliance and Leicester. Having read Martin's article, I filled out the Financial Ombudsman form, sent it off to Santander (which has since bought A&L). They cancelled my PPI policy immediatelty and paid me back all of my contributions to date (£2500).

My complaint was that, at the time of sale, I had been told over the phone that the approval for the loan depended on me taking the insurance. A&L were fined by the FSA for this form of misselling during the period that I took my loan out. So, not a leg to stand on!

One final note is that A&L had actually written to me previously about possible misselling as a result of the FSA's judgement. In that letter they gave me a short window of opportunity to make a complaint, giving the illusion that I wouldn't be able to claim after that window. Well I claimed three years later and it was all fine.

Good luck to everyone else!

Cheers,

Tom

amersall

:j:j Brilliant well done :beer:

sunny8_2

Congratulations to all winners and triers today!!:T:Txx

maz77_2

jansey07 wrote: »

i have just recieved payment for lloyds tsb credit card today for 9052.92
my complaint was first logged june the 6th
recieved upheld letter 8th of september
calculations letter the 15th of september
im just waiting now to hear off them for the four years they missed off credit card, as that had to be logged as a seperate claim because the only paid till 2004 and the card ran from 2001 and and was always maxed out.
like to wish everyone else good luck with there claims and to keep pestering them i did

Was your payment a cheque from Lloyds?? Because mine was upheld on the 8th September was just wondering if I might receive mine soon.:rotfl: