PPI Reclaiming successes and failures

Haydens_Mum_2

minimad69 wrote: »

Hi All

Some advice needed please if possible!
I have 2 claims for miss-sold PPI with barclays, one on a morgan stanley card and the other on a barclaycard.

The morgan stanlety was first rejected because the advisor at the meeting gave me all the information, i told them i applied online so they re-opened the case and have now rejected it a second time saying i ticked the box for PPI so it wasnt miss-sold.

The barclaycard one was declined because i ticked the box on the online application, i phoned as this was applied for in the bank with the help of a sales advisor, the case has been re-opened but i dont hold much hope.

my reason for miss selling is not how it was taken out but the fact i had more than adequate cover with full sick pay for 12 months from work.

Anyone got any suggestions on where to go now, should i write to the FOS as Barclays obviously dont want to uphold either of these :mad:

Barclaycard also did this to me. I have sent my complaint to the FSO and they are investigating for me. I suggest you do the same, what's the worst that can happen?

Good Luck:o

The_Marksman

patricia50 wrote: »

Recently got my credit card ppi paid into my account. Ain't it a great feeling! well done:beer::beer::beer:

lucygooseyb wrote: »

Nice one Marksman! The milky bars are on you... Here's hoping us other Lloyds TSB folk get the cheques very soon

Haydens_Mum wrote: »

Congratulations!!!!!:j:T:rotfl:

Could you let us know what date your acceptances were?

Still waiting for my cheque (Acceptance 8th Sept):mad:

Ta!

Thank you everyone for the nice messages Very nice feeling & Ive donated 50% to cancer research & beast cancer due to all the help my mum got the rest they say is mine lol :rotfl: well the taxman will want his share of my efforts

& the best of luck to everyone else!

My dates were aknowledgement 28th May, sorry to keep you waiting 22nd July, acceptance letter dated 26th August, calculations letter dated the 27th September a little pattern in there im sure! :rotfl:

iounowt

,well guys this morning i phoned halfax again ,after getting my c/c ,loan ppi back thought i would chase them about ppi on mortage ,phone was answered right away he told me the claim has been upheld and i will get a letter shortly to the tune of £7899 i am over the moon in total have got over 11000 from halifax ,thanks again for all the help and advice you have given me over the last few months all the regulars thanks for keeping me going ,everyone whos still to be paid best of luck it can happen when this check arrives i will be debt free for 1st time in 6yrs ! feel like crying..... thanks again all tc x:A

The_Marksman

iounowt wrote: »

,well guys this morning i phoned halfax again ,after getting my c/c ,loan ppi back thought i would chase them about ppi on mortage ,phone was answered right away he told me the claim has been upheld and i will get a letter shortly to the tune of £7899 i am over the moon in total have got over 11000 from halifax ,thanks again for all the help and advice you have given me over the last few months all the regulars thanks for keeping me going ,everyone whos still to be paid best of luck it can happen when this check arrives i will be debt free for 1st time in 6yrs ! feel like crying..... thanks again all tc x:A

Great News & Well Done, dont cry, good times! lol ............:beer:

laurence_p

hi guys, my wife has just had a letter from hsbc saying they are paying just over 5grand for 3 old loans she had. plus the joint loan we have has been paid off .so thats over 10 grand for the price of a stamp and a few phone calls. so big thanks to everybody that gave me the information in sept last year. cheers laurence

jansey07

i have just recieved payment for lloyds tsb credit card today for 9052.92
my complaint was first logged june the 6th
recieved upheld letter 8th of september
calculations letter the 15th of september
im just waiting now to hear off them for the four years they missed off credit card, as that had to be logged as a seperate claim because the only paid till 2004 and the card ran from 2001 and and was always maxed out.
like to wish everyone else good luck with there claims and to keep pestering them i did

kaththomas

moneyangel22 wrote: »

Hi Kath,

Well done!

What were your reasons for the mis-selling please?

Thanks x

I was a student at the time and therefore the ppi would not be valid. ( the bank knew i was as i had a student account with them.)

kath x

The_Marksman

laurence_p wrote: »

hi guys, my wife has just had a letter from hsbc saying they are paying just over 5grand for 3 old loans she had. plus the joint loan we have has been paid off .so thats over 10 grand for the price of a stamp and a few phone calls. so big thanks to everybody that gave me the information in sept last year. cheers laurence

jansey07 wrote: »

i have just recieved payment for lloyds tsb credit card today for 9052.92
my complaint was first logged june the 6th
recieved upheld letter 8th of september
calculations letter the 15th of september
im just waiting now to hear off them for the four years they missed off credit card, as that had to be logged as a seperate claim because the only paid till 2004 and the card ran from 2001 and and was always maxed out.
like to wish everyone else good luck with there claims and to keep pestering them i did

Well Done ....................:beer:

di3004

Received the refund into my account from HFC/Endeavour yesterday £2619.00 and I have a further £250.00 to be paid into my account anytime as well for the distress and inconvenience.:beer:

The Marksman, that is a lovely thing you done :T:T, and strangely enough I donated yesterday to Cancer Research as well, as you know both my mum, youngest sister and my dad went through cancer all at the same time.:T:T

Very chuffed on your success honey, again well done! :beer::A xx

di3004

iounowt wrote: »

,well guys this morning i phoned halfax again ,after getting my c/c ,loan ppi back thought i would chase them about ppi on mortage ,phone was answered right away he told me the claim has been upheld and i will get a letter shortly to the tune of £7899 i am over the moon in total have got over 11000 from halifax ,thanks again for all the help and advice you have given me over the last few months all the regulars thanks for keeping me going ,everyone whos still to be paid best of luck it can happen when this check arrives i will be debt free for 1st time in 6yrs ! feel like crying..... thanks again all tc x:A

Excellent:T:j Congratulations!:beer: