PPI Reclaiming successes and failures

Clossina

Hi does anybody have the address to claim back ppi from welcome finance. not looking forward to this one as i've read that they are hard to get anything from.

di3004

Clossina wrote: »

Hi does anybody have the address to claim back ppi from welcome finance. not looking forward to this one as i've read that they are hard to get anything from.

Hi hun

I copied and pasted these addresses from another site of where I am a member, not sure for definate which one but maybe someone will confirm which one out of these below.
Give them your best shot and keep at them, good luck.;)

WELCOME FINANCIAL SERVICES LTD MERE WAY,
RUDDINGTON FIELDS BUSINESS PARK,
RUDDINGTON,
NOTTINGHAM,
NG11 6NZ
TEL: 0845 6187804

Welcome Finance
Kingston House
Centre 27 Business Park
Woodhead Road
Birstall
Batley
WF17 9TD

Welcome Financial Services (Worcester Branch)
2, Sansome Walk,
Worcester,
Worcestershire
WR1 1LH
Tel: 01905 723857

Welcome Finance (Kidderminster Branch)
Campion House
Green St, Kidderminster, DY10 1JL
Tel: 01527 592369

jimbean82

di3004 wrote: »

Well done on your win hun :beer: :T , I agree with Pinknico's post above, if your not in any arrears it should all come back directly to you, afterall its not your fault if they mis sold this.

If you feel this is not right, and there are no missing payments tell them you are in your rights to request this directly back to you by cheque payment, please let us know what they say hun, good luck.;)

arrears?
i owe them almost £7,000. i thought they would give me the ppi money as a cheque and reduce my loan to almost £3,000 aswell, am i just being greedy or am i right?

di3004

jimbean82 wrote: »

arrears?
i owe them almost £7,000. i thought they would give me the ppi money as a cheque and reduce my loan to almost £3,000 aswell, am i just being greedy or am i right?

Hi hun

When we say arrears we mean anything anything like missed payments and not the normal amounts of what is owing.

I get the feeling that amount you said is just the amount owing that would be payable to the loan if you know what I'm saying?;) And not arrears.

In that case you should be entitled to get all this paid back directly to you, and no hun your not being greedy, its your money and its what is owed to you.
Your loan should reduce as far as I know anyway as soon as they paid you back all they owe you.

I would write to them and tell them that.;) Any problem let us know, one of us will be able to help as much as we possibly can here.

Di

lclclclc

What were you reclaiming: PPI
Who was the provider: Natwest / RBS
How much did you get back: £600
Did you get it back after a letter or did you go to the Financial Ombudsman:
I sent letters from templates on this site, and Natwest have agreed to make a goodwill gesture, on this and 6 other settled loans/credit cards. BUT however, I asked for a cheque from Natwest, as I don't use it as my main account anymore. If they refund me, to my account, they tell me it will take another 5 weeks to process this payment alone?! I have been speaking with Natwest since October last year.. so even though I have got a fairly good result, I still feel Natwest are taking to long, and are also pedantic, by not issuing me a cheque. The FOS are now investigating my complaint, as its over the 8 week deadline!

dreamer33

nutmeg wrote: »

:j Hi all
just to say i have a letter today saying that Halifax are going to refund me the mis-sold PPI on THREE loans i had with them:j :j :j :j :j
I am so glad i came across this sight, i would never have known what to do on my own

Special thanks to Di, Dreamer, Pinknico and Maxdp for all there help and encouagment:A :A :A :A
Once again thankyou very much:money:

:j :j :jWooooo well done nutmeg:j :j :j

Beers on you lol:beer: :beer:

glenp_2

Any interesting PPI development this morning - just received a letter from LLoyds TSB telling me its changing its PPI terms and conditions from April to exclude among other things unemployment after a probationary or training period or unemployment taht doesnt meet its claim evidence criteria.

Bluesifi

I have had my first result from claiming of PPI, can't believe how easy it was to claim. Thanks MSE for the template and advice.

• What were you reclaiming: PPI
• Who was the provider: LloydsTSB
• How much did you get back: £4,746.95
• Did you get it back after a letter or did you go to the Financial Ombudsman: I sent the template letter off the week before Christmas, had a letter after Christmas saying that they would investigate. Yesterday I received a letter offering me a full refund of my payments + interest at 8%.

As I still have the loan, they will take the amount off the loan total and reduce my payments.

Now only have claim with Egg to chase. Had letter from Egg saying investigations are taking longer than expected and I will hear soon.

skintaberdeen

Hi everyone, i have just found this site through one of my friends and have been reading all the forums and found really usefull information. I thought i would post on here about PPI

I used to work for a high street store a couple of years ago and store cards were the bane of our working day. We would get nagged and moaned at to open them , the stores have a weekly target that they have to meet and with that target is a percentage that needs to have PPI included. Because we didnt do very well at getting PPI included our manger told us not to tell customers about PPI and get them to just sign for it, most of them having no idea what they were actually signing for. The majority of the customers we had were students who were none the wiser and to be honest thought that a store card was a bit like a Boots advantage card. I would strongly urge anyone who has opened a card with the major fashion retailers to claim back there charges as im sure that this practice was going on in many stores around the country.

And even though the operators of the store cards would send in mystery shoppers to check we were selling the insurance correctly, it was very easy to tell who they were as they would be in a suit and ask very basic and to be frank stupid questions that even the blondest memeber of staff could tell who they were.

I dont know how this will help get your money back but i had to post something. The store assistants get soo much hassle from above that to make the day more bareable they go along with it even though they know it is wrong.

Natalie6999

skintaberdeen wrote: »

Hi everyone, i have just found this site through one of my friends and have been reading all the forums and found really usefull information. I thought i would post on here about PPI

I used to work for a high street store a couple of years ago and store cards were the bane of our working day. We would get nagged and moaned at to open them , the stores have a weekly target that they have to meet and with that target is a percentage that needs to have PPI included. Because we didnt do very well at getting PPI included our manger told us not to tell customers about PPI and get them to just sign for it, most of them having no idea what they were actually signing for. The majority of the customers we had were students who were none the wiser and to be honest thought that a store card was a bit like a Boots advantage card. I would strongly urge anyone who has opened a card with the major fashion retailers to claim back there charges as im sure that this practice was going on in many stores around the country.

And even though the operators of the store cards would send in mystery shoppers to check we were selling the insurance correctly, it was very easy to tell who they were as they would be in a suit and ask very basic and to be frank stupid questions that even the blondest memeber of staff could tell who they were.

I dont know how this will help get your money back but i had to post something. The store assistants get soo much hassle from above that to make the day more bareable they go along with it even though they know it is wrong.

Can you give me a clue who the shop is?