PPI Reclaiming successes and failures

walshy85

I have now received a response from RBS advising that loan claim is part of a consolidation loan chain and I have been offered 4 separate payments. I was just wondering is this correct?

kaylynn040485

Hi im new here but just wondering if anyone could help, we claimed ppi back from Black Horse and recieved our letter saying we were being refunded £1800, it confirmed bank details to pay into etc and we sent it straight back but im wondering anyone know how long it will take to be paid into bank? thanks

russabbott

claire95 wrote: »

have you heard anything yet hun, think i will give them a ring

Nothing heard yet. Let me know what they say lol

timtheexprop

Hi ther. Result. Got an offer from OPUS offering £1573 for PPI on my credit card. The question is, do I accept this, I've no idea if it's correct. Do I ask for the working out of the offer? What does anyone suggest?

claire95

russabbott wrote: »

Nothing heard yet. Let me know what they say lol

just posted on your other thread

ArferDaly

Hi

Anyone tried calling LLoyds today,there system is saying it is not available to talk to anyone. :mad:

Mark

amersall

computerbuddy wrote: »

:beer::beer:Hi all just received a letter from RBS regarding an old Lombard Direct Loan. The letter states that it is a good will offer of £2069.57, i am very pleased with offer as i really did not think i would'nt get anything back to be honest. I have signed the acceptance offer and sent it off with a letter to ask if they can put it directly into my account rather than a cheque, as i have my account with Natwest. Does anyone know how long it normally takes for the refund to reach the account. So so happy as husband lost his job last month. Thanks to Martin Di and Amersall xxxxx:A:A:A

:j:jYaaaaay that is brill xxx glad to have done my little bit
Hope hubby gets a job soonx.

amersall

walshy85 wrote: »

I have now received a response from RBS advising that loan claim is part of a consolidation loan chain and I have been offered 4 separate payments. I was just wondering is this correct?

Well done on your win :j:j:j
If you dont want the other 3,i will take them off your hands :rotfl::rotfl: seriously,when you settle a loan off with another from the same bank,they will give you a rebate of the ppi from the 1st loan,the remaining ppi is then put on to the second loan and so on and so on....
So you will be entitled to 4 payments if you consolidated 4 loans.

deanofrancisco

hi
i am in exactly the same boat as you and been waiting nearly 8 weeks to get my figures from hsbc , phoned this am and claim is still with the calculations dept , how long do they need ???
dean

mavis08 wrote: »

This is my first post on here.....and it is because I'm getting frustrated by HSBC.

My OH and myself took out a loan in 2004 over 8 years and we now have 9 payments left of the loan and PPI was missold to us. After a huge amount of letters and complaints and finally getting a third party company involved (not ideal but we were becoming frustrated) by the lack of contact from HSBC. The FOS sent our third party a letter on the 05 August 2011 confirming that HSBC had finally acknowledged our complaint and would be making a good will gesture on the understanding that the PPI would be cancelled (with pleasure!!) - we had until the 19 August 2011 to action if not happy that this the case, we did nothing because were over the moon. OH contacted FOS end of August 2011 and was told that HSBC would be in touch with figures....no contact yet. Have tried to speak to HSBC which is absolutely ridiculous because left-hand/right-hand do not know what is happening and apparently department I need to speak to does not take calls (handy!). We are getting quite desperate to get this sorted because we are still having to pay £380.00 a month for loan and PPI and I finish work in 5 weeks to go on maternity leave and would really like this to be sorted. Can anyone else advise how long it took from FOS letter to when payment was actually made?

amersall

timtheexprop wrote: »

Hi ther. Result. Got an offer from OPUS offering £1573 for PPI on my credit card. The question is, do I accept this, I've no idea if it's correct. Do I ask for the working out of the offer? What does anyone suggest?

:jWell done :beer:
Ask them for a breakdown of the figures,with this being a credit card,some only refund for a set amount of years,if you have proof that you paid ppi before their cut off,then send this to them and ask them to recalculate.
When you get the figures,post them on here and someone will work these out for you.