PPI Reclaiming successes and failures

yoemma

good afternoon all, i have been a long time lurker but thought i would share some good news, i have been successful with my bank of scotland reclaim and i am expecting a cheque for £1,316.51 for mis-sold PPI on a number of small loans. to say i'm over the moon is an understatement. just waiting to hear back from MBNA on a virgin credit card (deadline 20th September) and RBS (the ball has just started rolling with this one so they have said they will send an initial reply within the next week).

a big thank you to all the knowledgeable folk who post on this board! xxxx

viccaleva

kaylynn040485 wrote: »

Hi im new here but just wondering if anyone could help, we claimed ppi back from Black Horse and recieved our letter saying we were being refunded £1800, it confirmed bank details to pay into etc and we sent it straight back but im wondering anyone know how long it will take to be paid into bank? thanks

Mine took 23 working days

Dizzywytch

ooops, sorry, can I just ask: what's the difference between the FLA and FOS? Santander are saying I should contact the FLA and MBNA say the FOS

Twisted_Animator

My HSBC refund hit my account today - within 5 days of them processing my acceptance letter (they had it a week before this). Hurrah!

Goodbye career development loan! Good luck to all those still waiting.

:-D

TheNew

Just been on the phone to Barclays as it was now nearly 18 weeks.

Anyway, happens that they sent a letter to me on 31 August (coincidentally exactly when the 16 weeks was up) that never appeared in my letterbox!

Anyway, I'm due £2292.42 within 40 days from 31 August. New letter with full details is on its way out to me! Paying out on 3 loans from 2003, 2007 and 2010.

BOOM!

Oh and thanks for the advice from everyone on here.

Lemonie1985

Still nothing on my Halifax offer amount, it has been over 3 weeks since i got my acceptance letter, no one is giving me any information over the phone apart from it will take 3 weeks.

Any one else had any luck with them yet?? :mad:

nutty_nat

:j:beer::j:beer::j:beer::j:beer::j:beer:

OMG!! OMG!!

I had a phonecall from Firstplus this morning my complaint is being upheld. My goodwill offer was done yesterday and is being posted to me today firstclass. I said to the lady that called me is the offer what I a thinking it will be and she told me you won't be dissapointed.

I will post my offer up here when I receive it so the experts can look over it.

Big thanks along my journey go to Di, Amersall, Niggly, Red Peppers, Dizzy with Money and Conkerlily the support and advice you have given has been much appreciated.:A:A:A:A:A:A

:j:beer::j:beer::j:beer::j:beer::j:beer:

justinntime

I took out a personal loan with Lloyds back in 2008 and re-financed in dec 2009, both had PPI... I made claims against the PPI and both have been upheld....Please can one of the calculator wizards give me some idea what I may be expecting back...Its been a month since I sent back my acceptance form and still nothing!!

Loan agreement date; 30/06/2008
Loan amount; 15,000
PPI; 4,300.97
PPI payment; 57.37
interest rate; 8.04%
Loan Term; 84 months

Loan refinanced september 2009..Letter recieved from Lloyds

We have recently been informed that you have repaid your personal loan in full and that your loan insurance rebate of £2943.75 has been deducted from the total settlement figure of your loan.........

current loan ( still running )

Loan agreement date; 30/12/2009
Loan amount; 22,000
PPI; 7.986.72
PPI payment; 95.08
( This premium includes insurance premium tax at a rate of 5% )
Interest rate overall; 14.01%
Loan term; 84 months.

I cancelled my PPI payments back in may 2011........

Yours confusingly :(

mozl01

amersall wrote: »

Here you go.
[EMAIL="ceo@santander.co.uk"]ceo@santander.co.uk[/EMAIL]




Make sure you get both MBNA and Santander to look at the mis sell for the term of the card you had with both.

Thank you so much I spoke to a man @ MBNA and he has put a complaint in there for me as well, thank you so much again xx

IANC

Lemonie1985 wrote: »

Still nothing on my Halifax offer amount, it has been over 3 weeks since i got my acceptance letter, no one is giving me any information over the phone apart from it will take 3 weeks.

Any one else had any luck with them yet?? :mad:

They received my acceptance on the 26th August and originally told me that they hoped to complete it by 13th September.

They have since told me that it would be another 2-3 weeks (when I called on the 9th), so 23-30 September.

You will be waiting a while yet I would imagine.:(