PPI Reclaiming successes and failures

sunny8_2

tifosi wrote: »

Woah!

Dont be so quick to head for the FOS - remember you could be easily talking in excess of 1 year for that

You need to write back to them, stating you have noted their points but believe their reasons for rejecting your complaint directly contravene the FSA's principle points:

FSA PS10/12 (latest advice document regards PPI misselling that caused the Judicial Review)

Appendix 3

"Handling Payment Protection Insurance Complaints"

3.3.5 G The firm should not reject a complainant’s account of events solely on the basis that the complainant signed documentation relevant to the purchase of the policy.

And ask that they reconsider to avoid forcing you to refer to FOS and the subsequent £500 charge they will incur

Brilliant advice!! :j:j Have to store this in my back pocket for future knock backs!!..thanks:):)xx

bear1975

Just to let everyone know that I have recieved a final response from Citi Financial regarding my claim for ppi on a loan I had with them and they have agreed to pay out just over £1200 :j
This is including intrest etc, the claim had been on hold the same as many people's but they say a cheque will be sent in the next 7-10 days !!
Happy days :beer:
Keep claiming people

A big thanks to all on here and MSE for pointing me in the right direction to get this

-katied-

hi
I have had a lot of loans and credit cards etc over the years mostly closed now. don't have paper work for them is ther anyway that i can find out if i paid ppi on them. Have looked at my credit file tells me some things that i had, but no account numbers,how would i go about trying to find out about them please .

thanks

DrSqueeze

bear1975 wrote: »

Just to let everyone know that I have recieved a final response from Citi Financial regarding my claim for ppi on a loan I had with them and they have agreed to pay out just over £1200 :j

Fantastic news - well done :beer:

DrSqueeze

-katied- wrote: »

hi
I have had a lot of loans and credit cards etc over the years mostly closed now. don't have paper work for them is ther anyway that i can find out if i paid ppi on them. Have looked at my credit file tells me some things that i had, but no account numbers,how would i go about trying to find out about them please .

thanks

Hi,

Contact the lenders, give them your full name, date of birth and address you were at when you had the loans etc. This should enable them to trace your files and confirm whether you had PPI.

-katied-

thank you will get my list out:rotfl:

siwelnitramrm

I hate the way folks are slagging of companies on here that do a fair job for fair payment. the choice to use a cmc is up to the person - I have no inclination of doing it my self I don't have a lot of spare time. blue sky claims got me my cash back.

klflosser

I had a PPI settlemnt offer on a Natwest credit card which was calculated in early May 2011. I accepted it but it didn't get credited to my card until mid August. It did not take into account the PPI payments that had been taken in May, June and July, which was a further £50. I rang them, faxed them and wrote to them. Nothing has happened. Just gone online and there is now a further £15 deduction for PPI for August added! What does it take to get this right.

My Barclaycard loans and a Citifinancial claim, put on hold for JR, should have received a response by today. Am away on holiday so hope there are some letters when I return at the weekend.

di3004

bear1975 wrote: »

Just to let everyone know that I have recieved a final response from Citi Financial regarding my claim for ppi on a loan I had with them and they have agreed to pay out just over £1200 :j
This is including intrest etc, the claim had been on hold the same as many people's but they say a cheque will be sent in the next 7-10 days !!
Happy days :beer:
Keep claiming people

A big thanks to all on here and MSE for pointing me in the right direction to get this

That is so fab! Congratulations!:beer:

mumofjanda

missjensa wrote: »

I wrote to Virgin (MBNA) on 1st June 2011 regarding missold PPI on my Virgin Credit Card (also long since closed).

I completed the Financial Ombudsman PPI questionnaire and enclosed this with a covering letter.

I received 3 letters between 1st June and 25th August - all saying that they were looking into my complaint and would respond within 28 days. The subsequent ones apologised for the delay and outlined my right to refer the complaint ot the Financial Ombudsman.

Yesterday I received a letter dated 25th August with a cheque enclosed for £2078!!!! (this is in line with what I had calculated I might receive).

Am very pleased :j

3 months from start to conclusion, and, after the initial form filling, pretty much painless!

Keep going for these claims people!!!!!

Brilliant news!! Congratulations!:beer:
Just about to start on a complaint on my husband's Virgin Card (long since closed). Not sure whether to send a SAR first. Did you have a copy of the agreement before putting in your complaint?

Can I ask when you opened this account and the address you sent the complaint to.

Sorry for all the questions but all advice is very much appreciated!:A