PPI Reclaiming successes and failures

RosieBrock

tiesteelm wrote: »

I have had my PPI complaint from EGG knocked back, what should I do now?

What was the basis for rejection Tiestelm?

You can reject their rejection by writing again and sayng they are wrong and then referring a complaint on to the FOS about the process and decision. Use the forms on this website. (FOS complaint template. Good luck.

marcusarelius

thanks Sunny - didnt expect them to be on time - because of all the pre april 20th claims taking priority but because my claim was logged on the 10th May my 16 weeks was also due up today as well Wont quite believe till i see the offer letter! lets see if they get the calculations correct - Niggly has been suggesting that most First Plus ones are wrong. Will post the details tomorrow when i get them

deanofrancisco

hi
i have been waiting 6 weeks since receiving the upheld letter from the FOS with regards to my HSBC claims ( YOU CAN WAIT UPTO 10 WEEKS ), i contacted hsbc on the dedicated no for claims gone through the FOS and my claims are still in a queue waiting to be worked out , and it may be a few weeks before being sorted . Cant see them making the 10 week deadline , getting fed up as already been waiting 18 months .

claire95 wrote: »

Hi all
has anyone heard anything off HSBC sice reciving upheld letter,saying you would recive figures in UP TO 4 weeks, thanks

Fatsdom

I made a claim in June against Lloyds TSB for Credit Card and Loan.

They contacted me in August to offer to settle in full, plus 8%, which totalled to £5100.

I am happy with that.

monners

Hi,
I am hoping there is somebody that can help me with my problem (Amersall or Di maybe??).

Received an offer letter this morning from the Halifax with conveniently no settlement amount mentioned. They are asking me to sign this (offer??) without knowing the amount and I want to know if they can do that? My particular worry is that my loan and ppi in question was paid up via their debt collection section (Albion) in May 2011 and I paid them what they quoted as the settlement figure at that time. I am concerned that they may want to now claw back some of my due refund to pay Albion IF I did not settle the full amount at that time. Where do I stand here, can I insist on receiving the offer amount before signing? Or can I sign and then dispute the amount? Seems a very crafty way of doing business.

Thanks for any help from intersted parties.

madastaz

Following my success with Lloyds I then decided to contact Littlewoods re the extra care advantage (PPI in another name) that is on my account.
I dont ever remember agreeing to this and can find no paperwork relating to it. They have now rung and said that an advisor will be contacting me with a 20 minute questionnaire as to why i think i was mis sold. All I can think is that they added it to may account without my knowledge, has anyone else had the same experience with them???????? I have no idea when it started as I never really took much notice of it on my statements....
:mad:

alastair1982

Hi Deanofrancisco

Do you have the telephone number available please? I'd love give them a ring!

deanofrancisco wrote: »

hi
i have been waiting 6 weeks since receiving the upheld letter from the FOS with regards to my HSBC claims ( YOU CAN WAIT UPTO 10 WEEKS ), i contacted hsbc on the dedicated no for claims gone through the FOS and my claims are still in a queue waiting to be worked out , and it may be a few weeks before being sorted . Cant see them making the 10 week deadline , getting fed up as already been waiting 18 months .

missjensa

I wrote to Virgin (MBNA) on 1st June 2011 regarding missold PPI on my Virgin Credit Card (long since closed).

I completed the Financial Ombudsman PPI questionnaire and enclosed this with a covering letter.

I received 3 letters between 1st June and 25th August - all saying that they were looking into my complaint and would respond within 28 days. The subsequent ones apologised for the delay and outlined my right to refer the complaint ot the Financial Ombudsman.

Yesterday I received a letter dated 25th August with a cheque enclosed for £2078!!!! (this is in line with what I had calculated I might receive).

Am very pleased :j

3 months from start to conclusion, and, after the initial form filling, pretty much painless!

Keep going for these claims people!!!!!

pigsmightfly

missjensa wrote: »

I wrote to Virgin (MBNA) on 1st June 2011 regarding missold PPI on my Virgin Credit Card (long since closed).

I completed the Financial Ombudsman PPI questionnaire and enclosed this with a covering letter.

I received 3 letters between 1st June and 25th August - all saying that they were looking into my complaint and would respond within 28 days. The subsequent ones apologised for the delay and outlined my right to refer the complaint ot the Financial Ombudsman.

Yesterday I received a letter dated 25th August with a cheque enclosed for £2078!!!! (this is in line with what I had calculated I might receive).

Am very pleased :j

3 months from start to conclusion, and, after the initial form filling, pretty much painless!

Keep going for these claims people!!!!!

That's great, well don you :j

tifosi

deanofrancisco wrote: »

hi
i have been waiting 6 weeks since receiving the upheld letter from the FOS with regards to my HSBC claims ( YOU CAN WAIT UPTO 10 WEEKS ), i contacted hsbc on the dedicated no for claims gone through the FOS and my claims are still in a queue waiting to be worked out , and it may be a few weeks before being sorted . Cant see them making the 10 week deadline , getting fed up as already been waiting 18 months .

Where did you get the "10 weeks from upheld" from?

With my RBS claim, FOS told me 28 days to begin (in writing) with but then said (in an email) the time allowed had been increased to 8 weeks (this was only in late July)