PPI Reclaiming successes and failures

KIMY

di3004 wrote: »

Well done Dr Squeeze, that is fab news!:T Congratulations!:beer:

Congratulations :beer: Hope you dont mind me asking how long did this process take and did you have the paperwork for this claim.
Well Done again

Niggly_2

jolfc wrote: »

Right so Billys offer letter came from Santander, very quick, only rang them last Thursday, hoping someone can help with the figures,

Mortgage Payment care taken out in 1994, payments made to date of cancellation of policy are as follows,

Aug 94 - Apr 97, £18.77 p.m,
May 97 - June 99, £19.04 p.m,
Jul 99 - June 11, £19.23 p.m,


Breakdown from Santander is,

premiums £3,903.69,
interest to date, calculated at 8% simple per annum £2,708.18


The offer is £6,611.87, :T:T:T:T
Can any one tell me if this is correct,

Figures are bang on. Ran them through my spreadsheet.

N:T

jolfc

Niggly wrote: »

Figures are bang on. Ran them through my spreadsheet.

N:T

Whoppeeee, now we will be able to start the new kitchen being done, :T:T, oh yeah and have an extra good holiday when we go on tuesday, many thanks niggly for that,

amersall

STEVER33 wrote: »

Hi

Just to let you all know,I got an offer yesterday from Santander,thanks to all the great advice on here (esp. Amersall xxx)
I am now £3200 better off,and still waiting for reply on 2nd application! Hope it will be here soon!!

Thanks again everyone xxxx:T:T:T:T:T:T:T :beer::beer:

:T:T:T:T:T:T:T:T Love it when a plan comes together :D:D

Glad to have helped xx.Enjoy :j:j:j

gkb_2

loopyloz84 wrote: »

Hi

I've had success with Nationwide.

I put my claim in on 1st June 2011, I had an acknowledgement letter from them 4 days later, my offer letter within 4 weeks, and the cheque turned up yesterday (5 weeks after my offer letter) - so just over 9 weeks in total

Hope that gives you an idea of the timeframe they're working to, although every case is different so don't blame me if it takes longer! :rotfl:

Thanks for that, maybe its on its way, think I was lucky with the Northern Rock one taking just 4 weeks to offer and I was just hoping all the others will be as quick !!

chillxxx

Hi Started my PPI against MBNA last September, they put it on hold and I reffered it to FOS following this websites advices.

Just over a month ago the FOS wrote to me advising me that MBNA wish to now uphold my claim. I had to sign and return the from to the FOS.

In the letter the FOS state that MBNA have 8 weeks to calculate my claim and make an offer.

Has anoyne else had experinces of this, and does it really take them 8 weeks?

Presumabley they then have 4 weeks to issue a cheque as well?

Many Thanks

Derwent

Its been a good news day for me today.

Just been told by MBNA that my 2 claims (loan and credit card) have been upheld ! :-) However, they were unable to give me the amounts as the final calculations are going to be done later today. These date back to 1994.

Also, having rejected HSBC's offer last week because they had not included contractual interest, they have emailed me today to say my offer is being recalculated to include the contractual interest and they will advise me of the outcome asap.

Just waiting for figures now - hopefully they're nice ones !

amersall

chillxxx wrote: »

Hi Started my PPI against MBNA last September, they put it on hold and I reffered it to FOS following this websites advices.

Just over a month ago the FOS wrote to me advising me that MBNA wish to now uphold my claim. I had to sign and return the from to the FOS.

In the letter the FOS state that MBNA have 8 weeks to calculate my claim and make an offer.

Has anoyne else had experinces of this, and does it really take them 8 weeks?

Presumabley they then have 4 weeks to issue a cheque as well?

Many Thanks

:T:TWell done on your win :T
This is correct,but they may calculate and pay out sooner that.

Riggsy1367

Derwent wrote: »

Its been a good news day for me today.

Just been told by MBNA that my 2 claims (loan and credit card) have been upheld ! :-) However, they were unable to give me the amounts as the final calculations are going to be done later today. These date back to 1994.

Also, having rejected HSBC's offer last week because they had not included contractual interest, they have emailed me today to say my offer is being recalculated to include the contractual interest and they will advise me of the outcome asap.

Just waiting for figures now - hopefully they're nice ones !

Sounds like they could be biggies! Congratulations and let us know!!!
:j:j:j:j:T:T:T:T:j:j:j:j

amersall

Egg_Chaser_12 wrote: »

It wouldn't have been online, more likely a free application form in a newspaper about 12+ years ago. I have tried to see if I can find a copy of an application form that I may have filled in but there seems to be so many.

I have also been told that taking them to court can be more rewarding as the FOS are more likely just to claim the premium + 8% any thoughts on this and how you go about things?

If you wish to go down the court route that is up to you.
Most banks are paying ppi with interest plus 8%,you have to weigh up the one that will come sooner.