PPI Reclaiming successes and failures

The_Marksman

tifosi wrote: »

+1, they are just trying to fob you off!

:cool:

:D I concur :D

The_Marksman

Egg_Chaser_12 wrote: »

Am I right in syaing there may have been a tick box on the aplication form to opt out of PPI, and just because I didn't tick it doesn't mean I can't claim back.

I have another CC which doesn't have PPI on so I obviously don't actively look for the option of with or without.

yes alot of forms were to opt out and not in........ Ticked or not ticked if the ppi wasnt suited it was mis-sold dont be put off, you have just got to go the long way round Good Luck

tifosi

UPHELD

(Se that word?!)

HFC written today to say they are upholding a friends claim I placed for him, no word on how much as they are yet to calculate but its a start (should be substantial - 2 x HFC and 1 x Beneficial! - all from at least 5 years ago so 8% ought to be a sum worth having)

:cool:

:D

IANC

bodoni wrote: »

1. The money is not in the bank account yet
2. It was a pint of Adnams... or three

Could you post up details of the loans from your recent success please.

I want to see how they calculated all that interest as I have old loans as well. (wishfull thinking basically :rotfl:)

The_Marksman

tifosi wrote: »

UPHELD

(Se that word?!)

HFC written today to say they are upholding a friends claim I placed for him, no word on how much as they are yet to calculate but its a start (should be substantial - 2 x HFC and 1 x Beneficial! - all from at least 5 years ago so 8% ought to be a sum worth having)

:cool:

:D

:rotfl::j:beer: WELL DONE :beer::j:rotfl:

Riggsy1367

katrinalg wrote: »

Loan PPL £3766.75
LloydsTSB
First letter sent in January 2011
FOB was involved
Letter received today from LloydsTSB saying they will be paying £4681.82 into my bank account (this broken down is £3766.75 plus 8% interest plus £57.00 Consequential loss!)
I'm quite surprised at how quick this has been!

:T:TCongratulations and enjoy having your money back!!:T:T

bodoni

Could you post up details of the loans from your recent success please.

I want to see how they calculated all that interest as I have old loans as well. (wishfull thinking basically :rotfl:)

Egg CC

Account was open approx 6 years: Credit limit 14k.
Settlement breaks down as:
CRP premiums paid - £3,827.91
Refund of Interest paid at card rate - £1,900.80
Interest at 8% - £2,508.29
Total paid - £8,237.01

Cheque received

MBNA CC

Account current, but canceled PPI on card 3 years ago (approx)
Have been customer for 17 years.
Settlement breaks down as:
[FONT=&quot]Total amount of PPI premiums charged since sale date: £4869.74[/FONT]
[FONT=&quot]Total amount of interest associated with the PPI premiums: £17359.88[/FONT]
[FONT=&quot]Total amount of 8% interest: £1476.72[/FONT]

[FONT=&quot]Total amount payable: £23706.34[/FONT]


Payment pending


Hope this helps

Riggsy1367

[FONT=&quot]Total amount of interest associated with the PPI premiums: £17359.88[/FONT]

[FONT=&quot]Total amount payable: £23706.34[/FONT]


I love these lines!!!

The_Marksman

bodoni wrote: »

Egg CC

Account was open approx 6 years: Credit limit 14k.
Settlement breaks down as:
CRP premiums paid - £3,827.91
Refund of Interest paid at card rate - £1,900.80
Interest at 8% - £2,508.29
Total paid - £8,237.01

Cheque received

MBNA CC

Account current, but canceled PPI on card 3 years ago (approx)
Have been customer for 17 years.
Settlement breaks down as:
[FONT=&quot]Total amount of PPI premiums charged since sale date: £4869.74[/FONT]
[FONT=&quot]Total amount of interest associated with the PPI premiums: £17359.88[/FONT]
[FONT=&quot]Total amount of 8% interest: £1476.72[/FONT]

[FONT=&quot]Total amount payable: £23706.34[/FONT]


Payment pending


Hope this helps

Im lov'in your figures :rotfl::rotfl::rotfl::rotfl::D

:rotfl::j:beer: BLOODY WELL DONE :beer::j:rotfl:

IANC

bodoni wrote: »

Egg CC

Account was open approx 6 years: Credit limit 14k.
Settlement breaks down as:
CRP premiums paid - £3,827.91
Refund of Interest paid at card rate - £1,900.80
Interest at 8% - £2,508.29
Total paid - £8,237.01

Cheque received

MBNA CC

Account current, but canceled PPI on card 3 years ago (approx)
Have been customer for 17 years.
Settlement breaks down as:
[FONT=&quot]Total amount of PPI premiums charged since sale date: £4869.74[/FONT]
[FONT=&quot]Total amount of interest associated with the PPI premiums: £17359.88[/FONT]
[FONT=&quot]Total amount of 8% interest: £1476.72[/FONT]

[FONT=&quot]Total amount payable: £23706.34[/FONT]


Payment pending


Hope this helps

Many thanks

My Credit Card is 13 years old and I have estimated the PPI premiums to be around £3,500.

I just hope they apply the interest in the same way yours did as my APR is nearly 30% :cool: