PPI Reclaiming successes and failures

bodoni

1. The money is not in the bank account yet
2. It was a pint of Adnams... or three

Egg_Chaser_12

Just spoke to a lady at MBNA, she says my claim is NOT being upheld, Final Responce, and a letter with a copy of my original application form is being sent back to me. BOO!!!

Has this happened to anyone else? shall I go to the FOS?

iounowt

thak you marksman for your reply will send it in this week see what happens next 1 more question do you think i will get questionares for my loan and mortage ppi claims too ? ty

katrinalg

Loan PPL £3766.75
LloydsTSB
First letter sent in January 2011
FOB was involved
Letter received today from LloydsTSB saying they will be paying £4681.82 into my bank account (this broken down is £3766.75 plus 8% interest plus £57.00 Consequential loss!)
I'm quite surprised at how quick this has been!

The_Marksman

katrinalg wrote: »

Loan PPL £3766.75
LloydsTSB
First letter sent in January 2011
FOB was involved
Letter received today from LloydsTSB saying they will be paying £4681.82 into my bank account (this broken down is £3766.75 plus 8% interest plus £57.00 Consequential loss!)
I'm quite surprised at how quick this has been!

:rotfl::j:beer: WELL DONE :beer::j:rotfl:

can i ask when your loan started & Finished & why FOB was involved thank you

The_Marksman

iounowt wrote: »

thak you marksman for your reply will send it in this week see what happens next 1 more question do you think i will get questionares for my loan and mortage ppi claims too ? ty

Your welcome,

Id say yes for both although not 100% about the mortage side of things

the questionnaire can be found here if you fancy getting a head start:

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step3

:D

The_Marksman

Egg_Chaser_12 wrote: »

Just spoke to a lady at MBNA, she says my claim is NOT being upheld, Final Responce, and a letter with a copy of my original application form is being sent back to me. BOO!!!

Has this happened to anyone else? shall I go to the FOS?

yes go to the FOS now and dont give up!! :D

tifosi

katrinalg wrote: »

Loan PPL £3766.75
LloydsTSB
First letter sent in January 2011
FOB was involved
Letter received today from LloydsTSB saying they will be paying £4681.82 into my bank account (this broken down is £3766.75 plus 8% interest plus £57.00 Consequential loss!)
I'm quite surprised at how quick this has been!

Wow! - Yep, pretty good going for LTSB

Congratulations :T - party time this weekend then

tifosi

The_Marksman wrote: »

yes go to the FOS now and dont give up!! :D

+1, they are just trying to fob you off!

:cool:

Egg_Chaser_12

The_Marksman wrote: »

yes go to the FOS now and dont give up!! :D

Am I right in syaing there may have been a tick box on the aplication form to opt out of PPI, and just because I didn't tick it doesn't mean I can't claim back.

I have another CC which doesn't have PPI on so I obviously don't actively look for the option of with or without.