PPI Reclaiming successes and failures

di3004

Wow a good lot of winners today :j:j

Fantastic folks, Congratulations to every single one of you, well done!:beer:

di3004

themass wrote: »

Postie delivered a letter today from the FOS,, basic response of receiving our details and complaint etc,,they are busy and could take up to 4 weeks for a full response,, im remaining positive with all the advice from Amersall, Di and Niggly that my claim against Norton will be upheld, so now we just let them do their job and hope justice is done.

Your very welcome themass and too right justice will be done.
Fingers crossed. x;)

bodoni

Hi forum

I posted yesterday about a settled claim from egg and today has been even better.

I sent a claim letter to MBNA but heard nothing for a while I then decided to email the CEO, it read:

I sent a letter reclaiming mis-sold card repayment protection insurance on the 9th July 2011 and as yet I have not received any acknowledgement of my claim.

I am disappointed that I have not been contacted in respect of the above as I am a long standing customer of some 17 years and the lack of response does not constitute good customer service.

I believe that I have a legitimate claim as throughout the time I have held an account with MBNA I have been self employed and the way in which I was sold the insurance was not in my best interests.

I respectfully request a response at your earliest convenience and sincerely hope you will look into why a long standing customer has been treated in such a lax and nonplussed fashion.

They responded within a day and the matter was passed to a claims manager who said they would respond in seven days.

I hadn't heard anything so I sent an email today asking if I could expect a response, to cut a long story this is the reponse I got:

[FONT=&quot]I can confirm that your complaint has been upheld.[/FONT][FONT=&quot] [/FONT]
[FONT=&quot]The refunds are as follows:[/FONT]
[FONT=&quot] [/FONT]
[FONT=&quot]Total amount of PPI premiums charged since sale date: £4,869.74[/FONT]
[FONT=&quot]Total amount of interest associated with the PPI premiums: £17,359.88[/FONT]
[FONT=&quot]Total amount of 8% interest: £1,476.72[/FONT]
[FONT=&quot] [/FONT]
[FONT=&quot]Total amount payable: £23,706.34[/FONT]

[FONT=&quot][/FONT]
They advised that a cheque would be sent within 28 days.


Its been a very good week to say the least!


Thanks to all again who have helped me get this result.


Now I need to lie down.

dugiet

amersall wrote: »

Enjoy spending it :D:D

:rotfl: I wish I could, its just being used to clear some of my outstanding debt lol.

smitchy73

bodoni wrote: »

Hi forum

I posted yesterday about a settled claim from egg and today has been even better.

I sent a claim letter to MBNA but heard nothing for a while I then decided to email the CEO, it read:

I sent a letter reclaiming mis-sold card repayment protection insurance on the 9th July 2011 and as yet I have not received any acknowledgement of my claim.

I am disappointed that I have not been contacted in respect of the above as I am a long standing customer of some 17 years and the lack of response does not constitute good customer service.

I believe that I have a legitimate claim as throughout the time I have held an account with MBNA I have been self employed and the way in which I was sold the insurance was not in my best interests.

I respectfully request a response at your earliest convenience and sincerely hope you will look into why a long standing customer has been treated in such a lax and nonplussed fashion.

They responded within a day and the matter was passed to a claims manager who said they would respond in seven days.

I hadn't heard anything so I sent an email today asking if I could expect a response, to cut a long story this is the reponse I got:

[FONT=&quot]I can confirm that your complaint has been upheld.[/FONT]
[FONT=&quot]The refunds are as follows:[/FONT]

[FONT=&quot]Total amount of PPI premiums charged since sale date: £4,869.74[/FONT]
[FONT=&quot]Total amount of interest associated with the PPI premiums: £17,359.88[/FONT]
[FONT=&quot]Total amount of 8% interest: £1,476.72[/FONT]

[FONT=&quot]Total amount payable: £23,706.34[/FONT]


They advised that a cheque would be sent within 28 days.


Its been a very good week to say the least!


Thanks to all again who have helped me get this result.


Now I need to lie down.

Congratulations to you, such a great win, one of the biggest ones for a while.

Well done to every other winner over the past few weeks, hope you've been happy spending.:T:T:T:beer::beer::money:

tifosi

bodoni wrote: »

Hi forum

I posted yesterday about a settled claim from egg and today has been even better.

I sent a claim letter to MBNA but heard nothing for a while I then decided to email the CEO, it read:

I sent a letter reclaiming mis-sold card repayment protection insurance on the 9th July 2011 and as yet I have not received any acknowledgement of my claim.

I am disappointed that I have not been contacted in respect of the above as I am a long standing customer of some 17 years and the lack of response does not constitute good customer service.

I believe that I have a legitimate claim as throughout the time I have held an account with MBNA I have been self employed and the way in which I was sold the insurance was not in my best interests.

I respectfully request a response at your earliest convenience and sincerely hope you will look into why a long standing customer has been treated in such a lax and nonplussed fashion.

They responded within a day and the matter was passed to a claims manager who said they would respond in seven days.

I hadn't heard anything so I sent an email today asking if I could expect a response, to cut a long story this is the reponse I got:

[FONT=&quot]I can confirm that your complaint has been upheld.[/FONT]
[FONT=&quot]The refunds are as follows:[/FONT]

[FONT=&quot]Total amount of PPI premiums charged since sale date: £4,869.74[/FONT]
[FONT=&quot]Total amount of interest associated with the PPI premiums: £17,359.88[/FONT]
[FONT=&quot]Total amount of 8% interest: £1,476.72[/FONT]

[FONT=&quot]Total amount payable: £23,706.34[/FONT]


They advised that a cheque would be sent within 28 days.


Its been a very good week to say the least!


Thanks to all again who have helped me get this result.


Now I need to lie down.

OMG!


Thats almost a new record!

Well done you

:T

pandafran22

Just want to say a massive thank you for your advice! I didnt think I would get anywhere but I still wrote to them to try my luck and have been told I will be getting a refund of £4547.74 for a £10,000 loan!!:D:D:D:D:D:D:D

Genco_user

I feel so sick with frustration and disappointment at my own stupidity.I got a payout from The Royal Bank ppi but I used Belmont Thornton.Now they want 25% + vat.I think this is ridiculous since they only needed to write a letter! They are ruthless in their pursuit of the fee even though I have told them I have not got the check yet and that I am unemployed with no benefits at all.:mad:
Also,have you seen the explosion of ads on telly for ppi claim companies? I feel as if I have been mugged and scammed.Although it will pay off the card balance,it will use up all of the remainder paying the fee (if It ever gets here).:sad:

lickoloctupus

I posted 2 weeks ago that the Ombudsman had heard from HSBC and they had agreed to pay my ppi back with interest and statutory interest. The letter I received from the Ombudmans read that I would hear in 14 days from HSBC but I havnt heard a thing. I rang the FOS today and have been informed that HSBC have 8-10 weeks to reply now..anyone else had this final stumbling block

IANC

bodoni wrote: »

Hi forum

I posted yesterday about a settled claim from egg and today has been even better.

I sent a claim letter to MBNA but heard nothing for a while I then decided to email the CEO, it read:

I sent a letter reclaiming mis-sold card repayment protection insurance on the 9th July 2011 and as yet I have not received any acknowledgement of my claim.

I am disappointed that I have not been contacted in respect of the above as I am a long standing customer of some 17 years and the lack of response does not constitute good customer service.

I believe that I have a legitimate claim as throughout the time I have held an account with MBNA I have been self employed and the way in which I was sold the insurance was not in my best interests.

I respectfully request a response at your earliest convenience and sincerely hope you will look into why a long standing customer has been treated in such a lax and nonplussed fashion.

They responded within a day and the matter was passed to a claims manager who said they would respond in seven days.

I hadn't heard anything so I sent an email today asking if I could expect a response, to cut a long story this is the reponse I got:

[FONT=&quot]I can confirm that your complaint has been upheld.[/FONT]
[FONT=&quot]The refunds are as follows:[/FONT]

[FONT=&quot]Total amount of PPI premiums charged since sale date: £4,869.74[/FONT]
[FONT=&quot]Total amount of interest associated with the PPI premiums: £17,359.88[/FONT]
[FONT=&quot]Total amount of 8% interest: £1,476.72[/FONT]

[FONT=&quot]Total amount payable: £23,706.34[/FONT]


They advised that a cheque would be sent within 28 days.


Its been a very good week to say the least!


Thanks to all again who have helped me get this result.


Now I need to lie down.

Holy crap

Congratulations :beer:

Any details of the claim? Amounts involved and dates.