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PPI Reclaiming successes and failures

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  • The_Marksman
    The_Marksman Posts: 1,712 Forumite
    Another success here................well 3!!

    Had confirmation from Tesco, Santander and Lombard (RBS) yesterday that they are all upholding my complaints!!! Out of the 6 I have complained to, 5 have been upheld, still waiting on BOS, but they have told me that I have to wait until September for a response!!

    So happy!! Mr Martin Lewis should be knighted!!!

    :j:beer: WELL DONE THATS BRILL NEWS x3 LOL :beer::j
    :p:D:p Perfer et obdurai dolor hic tibi proderit olim :p:D:p
  • Well Done!!:beer:
  • :j:beer: WELL DONE THATS BRILL NEWS x3 LOL :beer::j
    :D:beer::)
  • Hello, Fellow Money Savers. I think (actually i know) Me and my Fiancee have been misold PPI on Loan, Credit Cards Etc. I have a few questions which i hope someone on here can answer. If not all then one or two.

    1. Can i of had it mis-sold on my Mortgage?
    2. What happens to my relationship with the bank after this?
    3. How can i find out if iv'e had it mis-sold?
    4. How do i begin going about claiming it back?
    I've read the breakdown from this site, but can't get my head around it, i dont wanna use a company to sort it for me.

    Dirty_Monkee
  • :j:beer: WELL DONE THATS BRILL NEWS x3 LOL :beer::j
    I seem to be waiting for ever for lombard direct loan ppi to be resolved. So this gives me some hope. Hopefully they will now have their act together! Well done, happy spending!!!!!!:beer:
  • The_Marksman
    The_Marksman Posts: 1,712 Forumite
    I seem to be waiting for ever for lombard direct loan ppi to be resolved. So this gives me some hope. Hopefully they will now have their act together! Well done, happy spending!!!!!!:beer:

    hang in there, im looking forward to using my smilies on you very soon :D
    :p:D:p Perfer et obdurai dolor hic tibi proderit olim :p:D:p
  • Smamfer
    Smamfer Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    They will or should give you a detailed break down of your refund and to be honest most of the big banks get this right so unless you think its a little to low, no need to go though it all and can spend more time getting my dinner ready :rotfl::rotfl::rotfl:

    dam, i wish that was my star wars outfit lol :D;)

    i may have a little something for ya ;):rotfl::rotfl:


    Ill get u the outfit as long as u have the light sabre to go with it, or is it saber and i have just done a mass injustice and brought on an early divorce spelling it wrong???:eek:

    I did get one of those " heres all your info" things from halifax a while back which i paid a tenner for i think when this all started, will all the fees be in there?
    2025 Wins ::
    *Gok Wan Ultimate Mummy Makeover - Jan2025
    *P&O 2 Week Caribbean Cruise - March 2025
    *£500 TOG24 voucher - April 2025
  • hang in there, im looking forward to using my smilies on you very soon :D

    Can you push me ion the right direction??

    See my post a few above this one.

    Thanks in advance
  • di3004
    di3004 Posts: 42,579 Forumite
    Hello, Fellow Money Savers. I think (actually i know) Me and my Fiancee have been misold PPI on Loan, Credit Cards Etc. I have a few questions which i hope someone on here can answer. If not all then one or two.

    1. Can i of had it mis-sold on my Mortgage?
    2. What happens to my relationship with the bank after this?
    3. How can i find out if iv'e had it mis-sold?
    4. How do i begin going about claiming it back?
    I've read the breakdown from this site, but can't get my head around it, i dont wanna use a company to sort it for me.

    Dirty_Monkee


    Hello there

    And yes to my knowledge you can make a reclaim on mortgage ppi if mis sold, but I would ask dunstonh for more advice on this one and how to complain.

    All other complaints in regards of loans and credit cards ppi, if mis sold then all you do is complete the reclaim questionnaire as on step 3 below, send to the ones responsible, head office or complaints, allow 8 weeks - although they may ask for more time due to backlogs.
    Remember to keep completed copies in case you need to go back to them at some point.

    http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance#step3

    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step3

    More on mis selling reasons.........
    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

    Going back to the mortgage ppi, I have posted a new separate thread for you, its still within these ppi reclaiming threads, but dunstonh then will come across it and offer the appropriate advice on this one.
    Title it "Mortgage PPI help"
    http://forums.moneysavingexpert.com/newthread.php?do=newthread&f=169

    Hope this is helpful for you, good luck.
    The one and only "Dizzy Di" :D
  • I feel Tomorrow is going to be a whopper of a upheld day for most of us! xx
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