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PPI Reclaiming successes and failures

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  • Sent my Email off to Halifax, fingers, toes and Eyes crossed! Hope they reply today and dont keep me dangling like a puppet. Has anyone had any success with them? x
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Kingerem1 wrote: »
    Oooh.....is this a 'cryptic' message?!! I do hope it is?!!
    :rotfl::rotfl:My lips are sealed :p:p:p:p
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Kingerem1 wrote: »
    Email sent!
    Fingers crossed xx :D:D
  • cria28
    cria28 Posts: 36 Forumite
    What were you reclaiming: Loan
    Who was the provider: Barclays
    PPI Paid £1196
    Interest incured due to PPI - £645
    8% Simple interest per annum £971
    Less early settlement of £43
    How much did you get back: £2770.05

    Sent complaint off in January 2011, like many others have been in the queue with Barclays but they did tell me when I chased last month that i would hear by 31st August. Got home on Thursday to a letter offering me £2770. I called them yesterday as letter didn't really say what happens and I was expecting there to be some sort of acceptance form to complete (like have with other complaints) but they told me that the money had just been put in my account....over the moon and thankyou so much to everyone on this site!!
    Cath
  • stoutman5
    stoutman5 Posts: 12 Forumite
    sammikins wrote: »
    Hi. I think i will try this tactic. Can I ask what you put in your emails, and what address you used. Sorry if its too personal!!
    Big thanks and well done you!!!:T:T:T:T:T

    Hi Sammikins,
    I've dropped you a PM with details - will post on site too...Best of Luck, and don't be afraid to be persistant, as I think making a nuisance out of oneself helps to get pushed up the pile....

    Alan
  • JC2080
    JC2080 Posts: 4 Newbie
    JC2080 wrote: »
    Hi,

    I didn't post about my claim earlier but i thought i would share the news now.

    8 weeks ago i decided to try and reclaim my PPI payments back due to feeling I had been sold PPI when i didn't need it, due to having salary cover through my mortgage. I did mention this at the time of the application but was told that as the loan was for £25k it would be favourable if i took out the PPI to make sure the amount was agreed.

    This morning i was sent a refund for just over £12k

    Thought i would let you know.

    Thanks for your help

    J

    This was with EGG!
  • Iain1983
    Iain1983 Posts: 76 Forumite
    edited 15 July 2011 at 1:35PM
    cria28 wrote: »
    What were you reclaiming: Loan
    Who was the provider: Barclays
    PPI Paid £1196
    Interest incured due to PPI - £645
    8% Simple interest per annum £971
    Less early settlement of £43
    How much did you get back: £2770.05

    Sent complaint off in January 2011, like many others have been in the queue with Barclays but they did tell me when I chased last month that i would hear by 31st August. Got home on Thursday to a letter offering me £2770. I called them yesterday as letter didn't really say what happens and I was expecting there to be some sort of acceptance form to complete (like have with other complaints) but they told me that the money had just been put in my account....over the moon and thankyou so much to everyone on this site!!
    Cath
    That is fantastic, well done. I currently waiting for my refund from Barclays. One thing that puzzles me is the 8% interest on your PPI, seems a lot! lol.
  • stoutman5
    stoutman5 Posts: 12 Forumite
    amersall wrote: »
    Love it when a plan comes together :cool::cool::D:D
    My absolute pleasure xx :D:D you are very welcome x.


    Thanks Amersall et al - enjoyed my night out last night, courtesy of Lloyds TSB :D
    I have found this website & all contributors/helpers like Amersall, Di, Marksman etc extremely uplifting & a great boost to confidence. We are all in a similar position, and to hear encouraging news acted as a major incentive for me to 'go for it' Best of Luck to everyone waiting on results...Alan
  • Maggie35
    Maggie35 Posts: 9 Forumite
    edited 15 July 2011 at 1:36PM
    cria28 wrote: »
    What were you reclaiming: Loan
    Who was the provider: Barclays
    PPI Paid £1196
    Interest incured due to PPI - £645
    8% Simple interest per annum £971
    Less early settlement of £43
    How much did you get back: £2770.05

    Sent complaint off in January 2011, like many others have been in the queue with Barclays but they did tell me when I chased last month that i would hear by 31st August. Got home on Thursday to a letter offering me £2770. I called them yesterday as letter didn't really say what happens and I was expecting there to be some sort of acceptance form to complete (like have with other complaints) but they told me that the money had just been put in my account....over the moon and thankyou so much to everyone on this site!!
    Cath

    Congratulations!!! I am waiting for Barclays too and am so pleased to see they have finally started the ball rolling!! :beer: :T :D
  • Kingerem1
    Kingerem1 Posts: 62 Forumite
    Part of the Furniture Combo Breaker
    JC2080 wrote: »
    This was with EGG!

    Yay another Egg win! You must be over the moon
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