PPI Reclaiming successes and failures

Rae115

Congrats all on your wins.

I emailed Cap 1 executive team today
My email was a cheeky one really as i am paying them £27.50 pm as agreed by courts-i basically asked if they were gonna pay me the interest - which was a no and as they were gonna wipe it off the debt i owe them i take it i didnt need to make a payment for the next 5 years (if i calculated it correctly) as they were taking approx 2400 off the 4K balance. his reply was he was putting me back in the position i was and getting my balance as low as he could. its no longer with the debt team its back with them .

OH WELL THANK CAP1 £2400 COMING MY WAY ... EHH EMM I MEAN REDUCING MY BALANCE.

ellmae

BlythBoy wrote: »

Well done on your win against Debenhams:D

There are quite a few of us on here who are having major problems trying to get a response from Santander / GE Money or the underwriter of the insurance. Do you mind me asking if your card was taken out pre 2005 when Santander came under the FOS?
Mine was taken out in Feb 2002, never wanted it and it's now with the FOS who are chasing Finance Insurance Company Ltd. a part of Genworth Finance.

Well done again:D

mine was taken out in 1997 sent a letter on 11th June chased via email on 6th July and got letter today
Good luck

di3004

Daddyswede wrote: »

Hi Guys,

Just a quick one regarding my Halifax PPI claim.

A letter came through this morning stating we were to have £2069.75 refunded. In short, a full refund. Bargain!

I'd used the template letters ( a huge thank you to Martin and the team! ), and sent my letter off in October last year. Never claimed on the insurance despite being made redundant in 2008.

Went through the "all cases on hold" malarky and played the waiting game. In the interim I'd gone to the Ombudsman and got my side in but it looks as though I now need to contact them to say Halifax have settled in full.

A quick breakdown

Refund of premiums = £1708.80
Refund of interest applied because of PPI = £347.24
Interest at 8% = £13.71
Total = £2069.75.

As we still have a balance with them they've wiped it off what's outstanding, but I'm more than happy with that.

Now I owe someone at work a case of beer for goading me into reclaiming, but again, that's a small price to pay. I just won't be making that purchase on my credit card :rotfl:

Still awaiting the outcome of 2 closed accounts with MBNA and closed mortgage account, again with the Halifax.

Once again a huge thanks to Martin and everyone at MSE for making it easy for the average bod to take on the big guys.

Kind Regards,

Daddyswede.

Well done Daddyswede :T:j & Congratulations!:beer:

di3004

hacked-off wrote: »

Just got home from work to find a lovely wee letter from Santander saying they have investigated my claim and will make me an offer of £4500. Needless to say I am well over the moon. Just waiting to see how my claim with Clydesdale goes if I get that back it should be around £12000, heres hoping

WOW, well done!:T:j & Congratulations!:beer:

di3004

Guitar_man wrote: »

Hi all
I've been reading this forum for quite a while now, finally I've had some success to report.
First letter sent to MBNA on the 13th of September 2010, they then asked for the FOS questionnaire so filled that in and sent it. It was then put on hold due to the judicial review. So I put the complaint to the FOS. After hearing nothing since March from either MBNA or the FOS I was gettting quite fed up. On the 14th of June I emailed the CEO at MBNA and had a relpy the next day from some one in the office there who said my complaint had been upheld and they would sort it out that week. They told me I should have had an acceptance from the FOS and they could do nothing else until they received that form, so to cut it short lots of emails to and fro between me MBNA and the adjudicator at the FOS and finally two weeks ago they were in a position to calculate redress. I was then promised figures on the Wednesday, then the Thursday and on it went, oh the efficiency of these companies! Finally today I've been told I will get 6.5K back, so don't give up. Thank you to all the wonderful people on here with all your advice.

Brilliant!:T:j Well done and Congratulations!:beer:

di3004

Rae115 wrote: »

Congrats all on your wins.

I emailed Cap 1 executive team today
My email was a cheeky one really as i am paying them £27.50 pm as agreed by courts-i basically asked if they were gonna pay me the interest - which was a no and as they were gonna wipe it off the debt i owe them i take it i didnt need to make a payment for the next 5 years (if i calculated it correctly) as they were taking approx 2400 off the 4K balance. his reply was he was putting me back in the position i was and getting my balance as low as he could. its no longer with the debt team its back with them .

OH WELL THANK CAP1 £2400 COMING MY WAY ... EHH EMM I MEAN REDUCING MY BALANCE.

Another way to look at it is, there's less to owe now :T.
In regards of the interest though I did assume that would come to you, but I must have been mistaken, well done anyway honey x:beer:

ellmae

just sent 8 forms to Aviva for 8 old loans through welcome finance pre 2003 so fingers crosses

di3004

ellmae wrote: »

just sent 8 forms to Aviva for 8 old loans through welcome finance pre 2003 so fingers crosses

Fingers crossed on all x;)

tifosi

Hi,

a quick info for anyone chasing Aviva on Welcome PPI, email address is:

CREDTCS@AVIVA.CO.UK

Cheers

amersall

ellmae wrote: »

mine was taken out in 1997 sent a letter on 11th June chased via email on 6th July and got letter today
Good luck

Fingers and everything else crossed