PPI Reclaiming successes and failures

di3004

mumofjanda wrote: »

Just a thought but would it be worth e-mailing the CEO and asking for him to look into the decisions being made on these cards due to inconsistencies and suggesting they are reviewed before we go to FOS.

What do people think?

In my opinion, yes defo worth giving it a go and also make them aware of the FOS otherwise. Good luck. x

becksy0168

hi everyone, just wondering if anyone can help, i took out a loan with welcome finance in about 2002 and finished paying it in 2006 & definatley had ppi on it as the sales rep told me i had to have it to get accepted, does this mean i cant claim my ppi back because it was before 2005, any help would be great as i dont know a great deal about ppi, thank you

di3004

becksy0168 wrote: »

hi everyone, just wondering if anyone can help, i took out a loan with welcome finance in about 2002 and finished paying it in 2006 & definatley had ppi on it as the sales rep told me i had to have it to get accepted, does this mean i cant claim my ppi back because it was before 2005, any help would be great as i dont know a great deal about ppi, thank you

Hi there

It makes no difference, if its only now you realised then you can try making a reclaim now.
However, it seems the business are now in default and claims are being made through the Financial compensation scheme (FSCS), I would check with them first, but these may to what I am aware of dealing with cases sold from Jan 2005, check to rule it out first though.
http://www.fscs.org.uk/what-we-cover/questions-and-answers/qas-for-welcome-financial-hn0qripj/

http://www.fscs.org.uk/contact-us/

I think in the info first link it will say what they cover, but failing that ring the Financial ombudsman service (FOS) who will possibly suggest then to take it to the underwriter/insurer direction as they have done with many in the same position.
http://www.financial-ombudsman.org.uk/contact/index.html

I take it that it was Welcome finance that sold and brokered your loan then?

Hope this info helps and good luck, please keep us posted, cheers.;)

mumofjanda

di3004 wrote: »

In my opinion, yes defo worth giving it a go and also make them aware of the FOS otherwise. Good luck. x

Thanks Di,

You know what I'm going to ask now don't you? ..........have you got the correct e-mail address for the CEO at Santander,please!

Thank you!!

BlythBoy

mumofjanda wrote: »

Just a thought but would it be worth e-mailing the CEO and asking for him to look into the decisions being made on these cards due to inconsistencies and suggesting they are reviewed before we go to FOS.

What do people think?

Good point but as my complaint is already with the FOS I think I'll present them with this new information and ask Santander for a response

di3004

mumofjanda wrote: »

Thanks Di,

You know what I'm going to ask now don't you? ..........have you got the correct e-mail address for the CEO at Santander,please!

Thank you!!

LOL

Try this one hon and the best of luck x

[EMAIL="ceo@santander.co.uk"]ceo@santander.co.uk[/EMAIL]

ellmae

[EMAIL="Complaints.ChairmanCB&#64;santander.co.uk"]Complaints.ChairmanCB@santander.co.uk<Complaints.ChairmanCB@santander.co.uk[/EMAIL]>;
hope this helps people this is who I Emailed for my debenhams cc

di3004

I would email the addy ellmae left and also copy it to the CEO email as well, they have this both ways then x:D;)

ellmae

good luck to every one . Can anyone offer any advise on Aviva for welcome finance loan before 2003
Many thanks

mumofjanda

di3004 wrote: »

LOL

Try this one hon and the best of luck x

[EMAIL="ceo&#64;santander.co.uk"][EMAIL="ceo&#64;santander.co.uk"]ceo@santander.co.uk[/email][/EMAIL]

How do you do it? I'm dizzy going between 2 threads and they're both about the same thing!!

Thanks for that! I'll give it a go I think! Nothing ventured and all that!!

Will let you know how I get on.