PPI Reclaiming successes and failures

tiesteelm

AHHHH someone help.

I am on the phone with Barclaycard. They have just told me that because my PPI was cancelled in 2005 that I am not entitled to claim any missold PPI back.

Is this true??

Martin

interested_81

nanna79 wrote: »

Thank you .... Did you have any success? when did you put your claim in and how long did they take!! (sorry for all the questions!!)

Nanna x

Hi Nana
Glad too help just recieved my offer from MBNA this wk for 5286.00 put my claim in on 21st March 2011 had two letters extending the time limit but well worth the wait havent got the cheque yet but they said we should recieve it within 28 days but some people are now over the 28 days and still haven't recieved there cheques suppose its just a waiting game lol

amersall

tiesteelm wrote: »

AHHHH someone help.

I am on the phone with Barclaycard. They have just told me that because my PPI was cancelled in 2005 that I am not entitled to claim any missold PPI back.

Is this true??

Martin

False,false,false....and just for good measure ...false again!:D:D

If you have the account number (card number) and have proof of ppi going back further than the date you cancelled,then look here for reasons for mis sell
http://www.moneysavingexpert.com/reclaim/ppi-credit-card-insurance#step2

if any/all apply to you,then put a complaint in.

mistriladi_2

mistriladi wrote: »

I received an offer letter from Tesco admitting misold PPI and an offer of £500. However they say I took out my credit card in 2000 and as they only hold records for 6 years they are only offering me 2003 - 2004 refund. If I can provide any ealier statements they will change my offer. Obvioulsy I don't have statements for the period 2000 - 2003 so should I accept the £500, which incidently will be applied to my outstanding balance as I currently pay them throught the CCCS?

I know posts move really quickly here but could I get a bit of advice please. Is it true that they will only go back 6 years unless you can provide statements going back further?

DrSqueeze

mistriladi wrote: »

I know posts move really quickly here but could I get a bit of advice please. Is it true that they will only go back 6 years unless you can provide statements going back further?

Can't comment for all banks, but the Co-Op went back to 2001 for my complaint and I didn't provide them with anything.

I suppose the problem is that if you don't have records going back that far, and the bank doesn't either, it's going to be very difficult establishing what happened.

amersall

T

oday we received a letter back saying that he did not orriginaly request PPi on his postal application(when he is sure he applied online and this was a pre-ticked box) and that he requested PPi to be added in december 2005 when he rang to activate his new card. Which he says he did not do.

Request also, the call when the ppi was "asked for".

Rae115

Hi all G’day. Received a letter from Blackhorse just stating (in short)

Thanks for your email received on the 6th July 2011 addressed to our Chief Executive. I have been asked to respond on his behalf.

Or letter sent on the 7th June was a template letter sent in response to your information request. The wording “including payment Protection where purchased” is included to make customers aware that if they had purchased a policy the details are included on the credit agreement.

I can confirm no policy (in short)

Is that right – are they allowed to word letters like this? or did I miss read this one?

Rae115

im doing these one by one instead of doing 1 big long email.

after calling shop direct yesterday and was promised a phone call i called again as i didnt receive it. anyway got todays post and letter from them saying its on hold until the 3/8/11 as well as a phone call from the case worker advising she will be dealing with shortly so to bear with her.

i told her not a problem as i had a letter - so looks promising as she said it was one of the managers who makes the calls to assess the cases and then pass them to the handlers. (no i am thinking positive of this as if they were gonna reject they would have done it by this like everyone else.

nothing from citi - but i did say i was giving them till tuesday as

MY AIM IS TO BE A THORN IN THEIR BACKSIDES...

smitchy73

LynK wrote: »

I think this is beginning to take over my life, much to the amusement of my husband I am running about with a large folder full of info and complaints!! He thinks I'm mad and we will never get anything back!!

LynK, my wife is exactly the same thinks i'm off my head i've got a big folder full of statements, and loan agreements etc copies of all the letters then add in the calculations of what we might get back etc etc, of course I've said to her, seen as I'm doing all the work with the complaints, any redress we get I'll spend it seen as she doubts it, you should try that with your hubby and he might give you some support! hehe:rotfl:

smitchy73

chester1976 wrote: »

after repeatedly emailing yorkshire bank with my hospital admission dates and getting no response, emailed [EMAIL="david.thorburn@nab.co.uk"]david.thorburn@nab.co.uk[/EMAIL] new CEO of yorkshire bank last night and had a response today to say info has been added to file. coincidence!! i think not;)

Very good glad to see he's taking things in over his first few days in the job.