PPI Reclaiming successes and failures

di3004

Rae115 wrote: »

drum role please ... dum dum da da (however it sounds)

Capital ONE HAS COUGHED UP.

Ok after my 1st email to the CE and another the other day i stated in it my orginal docs i did not tick the cash back / nor ppi yet 1 year after having the card y would i take it when my circumstances had not changed. I also req a copy of the telephone transcript which they state

"Whilst I am confident that the PPI sale took place when you activated your replacement card, we have been unable to confirm a specific date as to when this call took place. Therefore, to resolve matters for you, we are prepared to refund all premiums added with the associated interest. This refund consists of £1,724.73 for the premiums, £57.65 for the interest accrued on the premiums and a further 8% interest of £632.40. The total refund is £2,414.78 and fully represents any refund that would be awarded by the Financial Ombudsman Service. "

SO HAPPY DAYYYYYYYYYYYYYYYYYYYYYSSSSSSSSSSSSSSSSSSSS YEAH
THANK YOU GUYS- THANK YOU GUYS
just a pity they are taking if off they balance which they gave me a ccj for.

Well done Rae :T:j And Congratulations:beer:
Even though they are refunding towards the balance, did they say that the interest will be paid directly to you, I assumed this was the case, check on this otherwise, but well done x;)

di3004

djli wrote: »

Hello Everyone

I just wanted to say a big thank you for everyone on the forum. I have been reading all these stories for the past four months on how to reclaim my PPI.

I just wanted to say that my claim with Welcome Finance went through and I was awarded with £2500 which I was so delighted with. Wasn't expecting so much.

Just keep at these companies I have been phoning every week trying to get update and results show. So everyone please don't quit. Now waiting for my other claims with Sainsbury and Barclays.

Good Luck everyone.:)

Hi and welcome (no pun intended) lol

That's fab :T:j Well done and Congratulations :beer:

di3004

The_Marksman wrote: »

MASSIVE THANK YOU;)

Di, Amersall & all who have helped me on my way!

What were you reclaiming: Loan from 2002
Who was the provider: Egg
How much did you get back: £4632.94
Did you get it back after a letter or did you go to the Financial Ombudsman: filled in the consumer compliant questionnaire & took all your good advice

And then write your brief reclaim tale

sent off my questionnaire on 6th May, got a letter from egg stating they had my questionnaire for 4 weeks 25th May, then got a we need more time on the 23rd June, then a cheque for the above in the post today! Result :j

All the very best to everyone with your progessions

That was quick!:eek::j:j aww that is great:T well done hon and Congratulations!:beer:
And your very welcome. x:A

Miranda7

I just don't get it... I called Egg about a month ago and they said they had some while to go before dealing with February's (when I complained) complaints.

So why are people who complained way after me getting paid out before me?

I'll give them a call in the morning - really annoyed now.

Great news you've got paid out though! I just think the differing timescales are very fishy.

Footiemad_2

My word this thread moves fast :eek:

Its late so its one post for all.

Fantastic results today folks, absolutely brilliant :j:j:j Here's to many more successes. Hope Postie brings more for tomorrow whoop whoop

h0pusp0pus

The_Marksman wrote: »

Thanks matey

had a real crapy day and boy has that turned things round!

was very funny as we were talking about it and with what you said and id put they are the same thing, so ive all that i can crossed for you too

I got knocked back on my loan from 1998 but i was expecting that but going to find out my options of what to do next

best of luck to you and keep us posted :D

thanks yeah i shall let you know when i hear something and hope you get a result from your earlier lone give them some stick and get your money back im waiting to hear from my egg credit card if they are gonna be kind enough to take my refund back to the start of the card rather than just the last 6 years

di3004

Miranda7 wrote: »

I just don't get it... I called Egg about a month ago and they said they had some while to go before dealing with February's (when I complained) complaints.

So why are people who complained way after me getting paid out before me?

I'll give them a call in the morning - really annoyed now.

Great news you've got paid out though! I just think the differing timescales are very fishy.

Hiya

I would ask them about this.
I suppose it can also depend on who's desk it ends on, as they use so many to deal with complaints.
Keep nagging at them to get it done. Good luck x;)

di3004

Footiemad wrote: »

My word this thread moves fast :eek:

Its late so its one post for all.

Fantastic results today folks, absolutely brilliant :j:j:j Here's to many more successes. Hope Postie brings more for tomorrow whoop whoop

Hiya hon
You can say that again :eek:

Still isn't it nice to see a long thread of successes :T:j:beer:. XX

Miranda7

di3004 wrote: »

Hiya

I would ask them about this.
I suppose it can also depend on who's desk it ends on, as they use so many to deal with complaints.
Keep nagging at them to get it done. Good luck x;)

Indeed I will! It's so tantalising, this waiting to be debt-free. Please God let me have the cojones to not get into any more debt once that happens...

Scotty1.7

Scotty1.7 wrote: »

Mines still with the co-op no news or comms from them.

Aslo found a old Virgin Money loan with PPi on as well Grrr

Anyone got the address for them? and what letter to send- should i include this new questionaire?

Still waiting for any news from the co-op and no response from Virgin (MBNA) yet.

Almost 8 weeks for the Co-Op one now

And the Virgin one has been with them for almost 2 weeks with no response:(