PPI Reclaiming successes and failures

natsbubbles

Yes it is that of a standard one, and they have to let you know your rights of the FOS, but hopefully it won't be too long now, they cannot go over the extra time they have been given by the FSA, and must be dealt with by or before the timescales the FSA have give, so fingers crossed.;)

ahhh ok i see. thanks. so really the 1st sept would still stand for my final response. im so nervous but excited whenever the post comes lol.
not many other people posting about barclays on here..did noone bank with them? lol
I keep reading the posts on here and its all good usually so yep fingers crossed and i will defo post the next update i have

amersall

Rae115 wrote: »

drum role please ... dum dum da da (however it sounds)

Capital ONE HAS COUGHED UP.

Ok after my 1st email to the CE and another the other day i stated in it my orginal docs i did not tick the cash back / nor ppi yet 1 year after having the card y would i take it when my circumstances had not changed. I also req a copy of the telephone transcript which they state

"Whilst I am confident that the PPI sale took place when you activated your replacement card, we have been unable to confirm a specific date as to when this call took place. Therefore, to resolve matters for you, we are prepared to refund all premiums added with the associated interest. This refund consists of £1,724.73 for the premiums, £57.65 for the interest accrued on the premiums and a further 8% interest of £632.40. The total refund is £2,414.78 and fully represents any refund that would be awarded by the Financial Ombudsman Service. "

SO HAPPY DAYYYYYYYYYYYYYYYYYYYYYSSSSSSSSSSSSSSSSSSSS YEAH
THANK YOU GUYS- THANK YOU GUYS
just a pity they are taking if off they balance which they gave me a ccj for.

:j:j:j Well done :beer:

amersall

Rae115 wrote: »

no it doesnt but before i sent it off i spoke with someone who had one similar however he advised the ppi was added into the loan amount so u dont see the figures.

hence the reason i sent a reclaim to them.

On the agreement, what was the loan amount, term,apr and the monthly payment?,you can work out by this if you had ppi.
If the ppi was in the loan amount??? i dont see how they can do this as you have to have this on your agreement as a seperate amount.

amersall

djli wrote: »

Hello Everyone

I just wanted to say a big thank you for everyone on the forum. I have been reading all these stories for the past four months on how to reclaim my PPI.

I just wanted to say that my claim with Welcome Finance went through and I was awarded with £2500 which I was so delighted with. Wasn't expecting so much.

Just keep at these companies I have been phoning every week trying to get update and results show. So everyone please don't quit. Now waiting for my other claims with Sainsbury and Barclays.

Good Luck everyone.:)

:beer:Ab fab :j:j:money:

amersall

The_Marksman wrote: »

MASSIVE THANK YOU;)

Di, Amersall & all who have helped me on my way!

What were you reclaiming: Loan from 2002
Who was the provider: Egg
How much did you get back: £4632.94
Did you get it back after a letter or did you go to the Financial Ombudsman: filled in the consumer compliant questionnaire & took all your good advice

And then write your brief reclaim tale

sent off my questionnaire on 6th May, got a letter from egg stating they had my questionnaire for 4 weeks 25th May, then got a we need more time on the 23rd June, then a cheque for the above in the post today! Result :j

All the very best to everyone with your progessions

Drinks all round then? :p:p My bill is in the post :rotfl:

Brilliant news :T:T:T well done xx.

computerbuddy

Has anyone got email address for Halifax ppi claims department? Thanks in advance

amersall

I got knocked back on my loan from 1998

What was the reason for this?,Di and i :rotfl: may be able to help you with thisx.

stressedoutmumof1

An update:

I've just logged on to my Egg loan account, and the balance has been reduced by £528, my monthly payment has been reduced by £33 per month and it is now saying that I have no insurance. I'm assuming then that my PPI was £33 per month and this has been deducted off my monthly repayment, and the balance has been adjusted according - 15 months left on the loan.

Am I to assume then that the term of the loan is 84 month (less the 15 months it looks like they have refunded) = 69 months x £33 is the amount owed to me - £2277 + 8% interest (approx £1047.42) - so I should expect payment of about £3324.42?

amersall

scook2011 wrote: »

As Amersall said FALSE..............Not to fill you with an overwhelming feeling of confidence (??)......but I used to work at Barclaycard (not for Barclays) and the 8000+ staff that work there, in my experience are ALL a bunch of numpties! Keep on at them and ask to speak to a manager.

Also.....if you intend on speaking to a supervisor/ manager, call between 10am and 2pm if you can, they generally have their meetings early AM and late PM!

Hope that helps, good luck!

Cheers,much appreciated,this will help the op.

di3004

gary_909 wrote: »

Thanks alot your a star:j

Gary found this for Citi, it also covers Egg, its the CEO addy.;)
[EMAIL="bert.pijls@citi.com"]bert.pijls@citi.com[/EMAIL]