PPI Reclaiming successes and failures

STEVER33

Hi Amersall,
Thanks very much for your advice,fortunately the only paperwork that survived the mass shreading were bank statements,so should be no problem hunting out completion dates etc. well here goes .... nothing ventured nothing gained...hopefully!! Thanks again

interested_81

Delta_Cephei wrote: »

Overall- just under a year (but that was because of the BBA action which put the claim on hold).

I did receive a few 'we are investigating and will issue a response letter in 28 days' letters.

Ta

Thats great news im still waitin too hear from mbna we had our card with them since 2000 so fingers crossed but dont think we will be recieving as much as you that's some win
well done again and good luck with the others

nanna79

Hi there.

I have currently got 2 credit card claims going through, one with Lloyds and one with MBNA.

I am now starting to sort through other claims that i am going to submit and i have nned some help. Has anybody claimed against SIMPLY BE (catalogue). Do you know who i address my compaint to?

Thank you

Nanna79

moggy2009

just got another £200 back from Santander yipeeeeee only another 12 claims to go:T:T:T:T:p

shellbo10

nanna79 wrote: »

Hi there.

I have currently got 2 credit card claims going through, one with Lloyds and one with MBNA.

I am now starting to sort through other claims that i am going to submit and i have nned some help. Has anybody claimed against SIMPLY BE (catalogue). Do you know who i address my compaint to?

Thank you

Nanna79

Hi I tried to claim from Simply be and have had a final notice,They just send a standard, you can't claim back ,we don't refund PAP(Payment Account Protection) thats what they call their PPI
so I am now going to the ombudsman,They are known as JD williams.
Not sure of the address cos Im on my lunch break, have a look when I get home if you can't find it tho.
Good luck.

carolyn1811

carolyn1811 wrote: »

I WILL NEVER give up....... I wont let the Ba* * * * d s grind me down.......... it was my daughters hard earnt money and now is in hardship because of it so I WANT to win for her sake Thanks Everyone I am most gratefull x

:money:I just wanted to say that I have just recieved a letter from the HSBC bank after speaking to them yesterday...... they have offered a full and final settlement of the whole loan plus interest paid... OVER £3,500 for my daughter...Woo Hoo, even tho they said they did not agree with the reasons for my claiming in the first place, BUT I do not care, those words say it all....... now my daughter can sleep tonight knowing they are paying back what I see as money that was rightfully hers in the first place.
Thankyou to Everyone on this site who offer their experiences and advise I would buy you all a drink........ CHEERS
My Quote is "NEVER GIVE UP ON SOMETHING YOU BELIEVE IN" X x X x X

nanna79

shellbo10 wrote: »

Hi I tried to claim from Simply be and have had a final notice,They just send a standard, you can't claim back ,we don't refund PAP(Payment Account Protection) thats what they call their PPI
so I am now going to the ombudsman,They are known as JD williams.
Not sure of the address cos Im on my lunch break, have a look when I get home if you can't find it tho.
Good luck.

Yes please if you dont mind.

Thank you

STEVER33

Hi Amersall,
Thanks very much for the link to Santander that you gave me,but before I phone them,do you think there is anything that i should avoid saying on my initial call,I don't want to comprimise my chances of any claims.
As you can tell,this is my first time at this,and I feel a little nervous that I will say the wrong thing!!!
Thanks again
Steve

mandy1cat

carolyn1811 wrote: »

:money:I just wanted to say that I have just recieved a letter from the HSBC bank after speaking to them yesterday...... they have offered a full and final settlement of the whole loan plus interest paid... OVER £3,500 for my daughter...Woo Hoo, even tho they said they did not agree with the reasons for my claiming in the first place, BUT I do not care, those words say it all....... now my daughter can sleep tonight knowing they are paying back what I see as money that was rightfully hers in the first place.
Thankyou to Everyone on this site who offer their experiences and advise I would buy you all a drink........ CHEERS
My Quote is "NEVER GIVE UP ON SOMETHING YOU BELIEVE IN" X x X x X

Well done you... It's stories like yours that keep the rest of us going... enjoy your success!!!!:j

di3004

STEVER33 wrote: »

Hi Amersall,
Thanks very much for your advice,fortunately the only paperwork that survived the mass shreading were bank statements,so should be no problem hunting out completion dates etc. well here goes .... nothing ventured nothing gained...hopefully!! Thanks again

Hi as amersall says as long as you can get hold of the account number, was sold and mis sold PPI, you can still continue to make a reclaim with minimum paperwork.

I was also going to suggest if you do online banking, this should allow you to go back to about 2002 - where you can check statements, account numbers of loans, which should be shown next to the monthly repayments, good luck and follow the link to the reclaim questionnaire below - step 3.

Remember to keep copies, send one to the head office or complaints dept of whoever sold you the account and allow 8 weeks for a decision, good luck.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step3