PPI Reclaiming successes and failures

hktiger

I recently went through my old bank documents and discovered two of my loans in 1998 and 2004 were charged with insurance premimums. I then wrote to Santander asking for refund. I received a response after a week and was offered over £3000 (including interest). I am happy with the outcome.

The claim was straight forward!

k77mss

hi guys well got offer letter from northern rock this week 7 weeks since complaint was sent offering £801 this includes 8% another down still a few to go

The_Marksman

k77mss wrote: »

hi guys well got offer letter from northern rock this week 7 weeks since complaint was sent offering £801 this includes 8% another down still a few to go

well done on your efforts:j

The_Marksman

hktiger wrote: »

I recently went through my old bank documents and discovered two of my loans in 1998 and 2004 were charged with insurance premimums. I then wrote to Santander asking for refund. I received a response after a week and was offered over £3000 (including interest). I am happy with the outcome.

The claim was straight forward!

brilliant news!:j well done:j

The_Marksman

MattyA wrote: »

I have recently had a claim upheld and an offer of 5K for the last 6 years in accordance with the records they have on file.
I spoke to them and said this cant be right as I have had the card a lot longer than 6 years.
They said if I could send them further evidence beyond the 6 years records that they have,they will re calculate the redress due.

I therefore sent them copies of my statements going back over the last TWENTY years.

I await their response.

Matty.

great news that hopefully will get even GREATER:rotfl::j

The_Marksman

:beer:WELL DONE TO ALL:beer:

thegaffer

Hi All
#I posted on Friday I had some good luck with my MBNA CC £13 k in fact.
Ive since just put in another claim for my other MBNA one , so hoping that comes back as well.

Ive already got LloydsTSB being processed as well as the original paperwork they sent me shows they miss sold me PPI.

I'm kind of looking at like a mini savings all those years, Think about it you paid all the PPI payments and never saw the money, If you had put the £30-£40 a month away no doubt you would of spent it, at least this way you get it back in 1 lump , almost like you were paying the banks to save it for you Well that's the way i look at it as its going to ensure i'm secure now.

However 1 final question all, I have a Topman store card which was with GE Capital, but as we all no Santander bought them out, Can I still write to Santander as i know again i was miss sold ppi on that card. Can this be done even though it was GE Capital at the time ??


Again thanks to MSE form for your help

buffybot999

Hi, looking for some advice please.

I put a claim into HSBC in March 2010. They rejected the claim so I went to the FOS adjudicator in July 2010. They agreed in my favour and told HSBC to pay up. They refused again in Nov 2010. I was then told it was being referred to the obudsman. I have been having emails from the adjudicator every 2 months saying they are still looking into, the last one in May this year.

Because of the JR outcome, do you think it's worth contacting HSBC again, or shall I just wait for the ombudsmen?? Does anyone know how long this normally takes??

Slimming-world

Hi
Received to letter yesterday stating that I will not be getting any refunds as Monument only go back 6 years (I have been on a DMP for the last 9)

I am a bit disappointed as this is one of the highest outstanding debts I have (i was hoping that this would be reduced with any refund) and I know I was mis-sold the cover as I was told the only way I would get the credit card was by having this.

Tofty

Hi all

I am in the middle of reclaiming PPI charges on a MBNA credit card. I have spent the time filling out forms and getting details on PPI charges on my account, and sent off the reclaim form on 26th April. I have received 2 letters, the last one saying there is a backlog and my claim is being investigated and I will hear by the 22nd june.
I am always checking this forum and and have seen posts from people saying that because they are still using the account they are claiming from that they are not getting the 8% interest. Is this true of all claims like this? I still have the credit card and i am over the credit limit, does anyone know how this will impact my claim?
I sent the original letter to MBNA asking about how much PPI I have paid and they sent me a list of every charge from 2001 and the total is £2000. They also sent me a copy of my original agreement which shows the PPI box NOT ticked.
Im really just after any advice on my claim, if i might have a chance and would i get the 8% ( which i guess after 10 years might make all the difference! ) Also, if I dont hear anything next week, whats my next move?
Thanks in advance, this is a fantastic forum!