PPI Reclaiming successes and failures

maryspecial

Well done that's a great result! Do you mind me asking when you took the loans out?

Greenchris

maryspecial wrote: »

Well done that's a great result! Do you mind me asking when you took the loans out?

Yes, no problem.
All 3, that I sent a complaint about, were at different occasions over the last 5-7 years. The Santander (abbey at the time) loan was taken out in 2005 over 7 years.

di3004

Greenchris wrote: »

Hello all.
I have been following without posting for long enought...until now!
After listening to your advice, I decided to send off the template letter to reclaim PPI on 3 loans. That was 2 weeks ago...to my astonishment, today, I received a letter from Santander offering me a full PPI premium refund plus 8%. Giving me a grand total of £2842.80.
I cannot thank you all enough for the help you have given me throught his website. I am getting married this year and now we can actualy afford a honeymoon. I cant stop smiling.:D
Chris.

Fantastic news all round, :T:j Congratulations!:beer:

maryspecial

Greenchris wrote: »

Hello all.
I have been following without posting for long enought...until now!
After listening to your advice, I decided to send off the template letter to reclaim PPI on 3 loans. That was 2 weeks ago...to my astonishment, today, I received a letter from Santander offering me a full PPI premium refund plus 8%. Giving me a grand total of £2842.80.
I cannot thank you all enough for the help you have given me throught his website. I am getting married this year and now we can actualy afford a honeymoon. I cant stop smiling.:D
Chris.

Greenchris wrote: »

Yes, no problem.
All 3, that I sent a complaint about, were at different occasions over the last 5-7 years. The Santander (abbey at the time) loan was taken out in 2005 over 7 years.

Thanks! Just did equinox credit check and managed to get details of loans going back to 1998! Made scary reading but now have all info to write to all companies and see how far we get! We have one in for Halifax -waiting response from them. Now going to spend weekend writing to others to see which ones we had ppi on. Think it will be most because we always thought it would help get the loans!!!;)

leezoeharley

amersall wrote: »

:beer::beer: Well done:T
You need to post here
the date the loan started and finished, what was the ppi total how long was the loan over, and if you settled early.
I am sure that Marshallka or Robbedof will help you with these when they come on.

Thank you :j

The first payment was January 2002 and the last May 2008, I am not sure whether their was a fixed term as it was for mortgage payment protection which we paid on a monthly basis.

Greenchris

maryspecial wrote: »

Thanks! Just did equinox credit check and managed to get details of loans going back to 1998! Made scary reading but now have all info to write to all companies and see how far we get! We have one in for Halifax -waiting response from them. Now going to spend weekend writing to others to see which ones we had ppi on. Think it will be most because we always thought it would help get the loans!!!;)

Well good luck with those. I hope it goes as well for you as it did me. Today is the best day I've had in the last few years, and I still feel like I'm going to wake up soon!! I hope you feel that way soon.
I'll keep you posted on the other 2.
And to Di :A....thank you.

Chris.

traz39

i wrote to british credit trust only posted letters on monday and today got letters offering me money back and interest how quick is that

di3004

traz39 wrote: »

i wrote to british credit trust only posted letters on monday and today got letters offering me money back and interest how quick is that

VERY!:T:T WOW, Congratulations, now that's what you call a record!:beer:

traz39

di3004 wrote: »

VERY!:T:T WOW, Congratulations, now that's what you call a record!:beer:

i know couldnt believe it its not alot but its mine hehe

rockstar44

MBNA Success!

Had a letter from MBNA yesterday, to say my complaint has been upheld and they will send a cheque for £3923.82 within 28 days! Woop Woop! I'm over the moon! Thanks to this site for all the great advice!