PPI Reclaiming successes and failures

di3004

dazzii wrote: »

I was coming to the end of a loan for £25k and after all the random phone calls asking if i've been mis-sold PPI then after checking a few websites i thought i may have a claim. I was so tempted to take the easy route and use a third party to claim for me (around 20% of the claim going to them if i win. some were more)
Then I read through Martins advice and thought, this sounds too easy, what the hell are people using a third party. to cut a long story short I got a letter of them today offering me a £6500 refund including 8% interest (loan via HFC). took 4 weeks start to finish having sent 1 letter.

they even looked into a previous loan with them without asking.

Please don't use third parties, I suspect in time they will automatically refund without request. Its your money, you deserve it back!

Thanks Martin and the experts on here.:beer:

Great work dazzii
Well done and Congratulations!:beer:

MARKOS72

dazzii wrote: »

I was coming to the end of a loan for £25k and after all the random phone calls asking if i've been mis-sold PPI then after checking a few websites i thought i may have a claim. I was so tempted to take the easy route and use a third party to claim for me (around 20% of the claim going to them if i win. some were more)
Then I read through Martins advice and thought, this sounds too easy, what the hell are people using a third party. to cut a long story short I got a letter of them today offering me a £6500 refund including 8% interest (loan via HFC). took 4 weeks start to finish having sent 1 letter.

they even looked into a previous loan with them without asking.

Please don't use third parties, I suspect in time they will automatically refund without request. Its your money, you deserve it back!

Thanks Martin and the experts on here.:beer:

Nice one,as noted above my HFC claim took a little over 2 weeks.

tifosi

Is their a PPI specific email address for Beneficial (HFC/HSBC)?

Thanks

di3004

tifosi wrote: »

Is their a PPI specific email address for Beneficial (HFC/HSBC)?

Thanks

Hiya

Have not come across an email contact yet, but I will continue to check and post up if i come across it, although I do have some details from the HFC site.
http://www.hfcbank.co.uk/html/payment_insurance.html

amersall

dazzii wrote: »

I was coming to the end of a loan for £25k and after all the random phone calls asking if i've been mis-sold PPI then after checking a few websites i thought i may have a claim. I was so tempted to take the easy route and use a third party to claim for me (around 20% of the claim going to them if i win. some were more)
Then I read through Martins advice and thought, this sounds too easy, what the hell are people using a third party. to cut a long story short I got a letter of them today offering me a £6500 refund including 8% interest (loan via HFC). took 4 weeks start to finish having sent 1 letter.

they even looked into a previous loan with them without asking.

Please don't use third parties, I suspect in time they will automatically refund without request. Its your money, you deserve it back!

Thanks Martin and the experts on here.:beer:

:beer: Well done :T:T

dclements

Hi

I originally contacted MBNA in Nov 10 using Martin's template to reclaim missold PPI on an account I've had for over 10 years. I was put on hold by them pending the court case on PPI which was settled in the FOS favour in May. I expected it to be a while yet before I heard from them but got a letter yesterday saying my claim was being upheld and that settlement would be figured out and made within 8 wks. I'm so pleased with this result even though I dont know the amount yet. This is despite being told by several claims companies who contacted me wanting to act on my behalf that claims made by individuals about credit card PPI were unlikely to be upheld. Thanks Martin, once again. :j

di3004

dclements wrote: »

Hi

I originally contacted MBNA in Nov 10 using Martin's template to reclaim missold PPI on an account I've had for over 10 years. I was put on hold by them pending the court case on PPI which was settled in the FOS favour in May. I expected it to be a while yet before I heard from them but got a letter yesterday saying my claim was being upheld and that settlement would be figured out and made within 8 wks. I'm so pleased with this result even though I dont know the amount yet. This is despite being told by several claims companies who contacted me wanting to act on my behalf that claims made by individuals about credit card PPI were unlikely to be upheld. Thanks Martin, once again. :j

Fantastic!:T Congratulations!:beer:

cyclura

I just got my money back from MBNA for £1050, mine was due to pressure selling and I am very glad to hear its now classed as mis sold PPI.

I also have won £280 from carp one

Just waiting to hear from HSBC for my loan PPI now so fingers crossed :j

di3004

cyclura wrote: »

I just got my money back from MBNA for £1050, mine was due to pressure selling and I am very glad to hear its now classed as mis sold PPI.

I also have won £280 from carp one

Just waiting to hear from HSBC for my loan PPI now so fingers crossed :j

Well done and Congratulations!:beer:
Good luck on the other.;)

amersall

cyclura wrote: »

I just got my money back from MBNA for £1050, mine was due to pressure selling and I am very glad to hear its now classed as mis sold PPI.

I also have won £280 from carp one

Just waiting to hear from HSBC for my loan PPI now so fingers crossed :j

:beer::beer: Well done :T